The European Advisory Board was established in 2014 to focus on the industry issues most relevant to the European region. Since then it has provided invaluable guidance to CPI, especially in development of the European Summit program. In 2015 a working group to examine the supplier enablement challenge was established and continues to seek solutions to help overcome this challenge.
Edgar Dunn & Company (EDC)
Pascal is a Director with responsibility for the Paris office. He has been with Edgar, Dunn & Company (EDC) since 1999 and has worked in the London, Sydney and San Francisco offices. Pascal has over 16 years of consulting experience in business strategy for financial services clients in multiple European, Asian and North American countries, and over four years of line management experience within the UK financial services industry. His core competencies include business case development, new product development, strategic planning, market entry strategy, benchmarking. Pascal has managed a large number of strategic planning, marketing strategy and implementation projects for clients including issuers, acquirers, card associations and large merchants such as airlines. He received his MBA from Lancaster University in the United Kingdom and his Business Degree from Ecole Supérieure de Commerce de Lyon in France.
Global Head of Cards Strategy and Innovation
Massimo Cicardo manages the Global Card product and solutions at BNP Paribas, overseeing the global strategy, innovation and development of BNP Paribas's Cards Issuing and Acquiring offer for Businesses and Corporates across the different countries. Prior to his current position, he held different management positions within BNL, BNP Paribas's commercial banking operations in Italy, having oversight the design, development and commercial roll-out of BNL's remote banking channels (Telephone, Internet, Mobile) and Cash Management offer serving both Retail and Corporate customers. Prior to joining BNP Paribas, he has been responsible of Business Development at SKY Italia, the unique digital satellite pay television platform operating in the italian market.
Head of Commercial Card Products
As Head of Commercial Cards for RBS and NatWest, Cathy has E2E accountability for the Development of Product Strategy and In-cycle management of Product Solutions for all Client segments across the UK and NL. Cathy started her career in Banking, working for NatWest and has held a number of Management positions across Retail, Corporate and International Banking. She has worked in the Commercial Cards Business for the last 14 years, where she has undertaken Senior Management roles including Corporate Relationship Management and Head of Small Business before being appointed to her current role in 2009.
Head of Commercial Cards Global Transaction Services, EMEA
Bank of America Merrill Lynch
Melissa Gargagliano is head of Commercial Cards, Global Transaction Services, for Europe, the Middle East and Africa (EMEA) at Bank of America Merrill Lynch. She is responsible for product management, new business growth and account management for the EMEA commercial cards platform. Gargagliano also works with all regions to develop the company’s card capabilities globally. Gargagliano joined Bank of America Merrill Lynch in 2005 as a Quality and Productivity executive, based in Charlotte, where she supported a number of businesses including Human Resources. She also worked with MBNA, the company’s consumer cards division, based in Chester, England. Gargagliano then held senior roles in Learning and Development before joining the company’s Global Commercial Cards team four years ago as the Global Product head. Most recently she was the Global Business Risk and Innovations executive for Commercial Cards. Before joining the bank, Gargagliano spent 13 years in various operations, Six Sigma and process management roles for JPMorgan Chase in the credit card, mortgage, and retail banking lines of business. Gargagliano has a Bachelors degree, majoring in communications, from the University of South Florida and a Masters in Business Administration from the University of Tampa. She also has a Master Black Belt certification in Six Sigma methodology. She is based in London.
Head of European Commercial Products
Thomas Harris leads the European Commercial Products team for Mastercard based in London. His team is responsible for the development, deployment, and management of Commercial Payment solutions targeted at the SME, T&E, B2B and Public Sector segments. Prior to this role, Thomas spent the past 14 years working in the United States focusing on the payments industry. He joined Mastercard in 2007 and has held a variety of roles including the management of the U.S. Middle Market segment, addressing the needs of organizations with $5 million to $1 billion in annual revenues. Prior to joining Mastercard, Thomas managed spend optimization programs for the OPEN business unit at American Express and held a variety of roles of increasing responsibility at Citigroup. His experience at Citigroup included customer acquisition, portfolio management, new product development, and business development. Mr. Harris holds a BA and MA from St. Catherine’s College, Oxford University.
Vice President –Visa Commercial
David is Head of Visa Commercial Products for Large & Mid Markets, responsible for European product and proposition development. David has over 25 years’ experience in financial services and, after graduating, began his career with Coopers & Lybrand before moving into a business development role with one of the UK banks, ultimately taking responsibility for managing their large market corporate clients in the City and London's West End. He joined the Commercial Cards division of a UK bank in 1997 before joining Visa Europe in 2001, where he has held a number of senior product, sales and marketing roles across large and mid markets, SME and public sector. He continues to be a regular speaker at conferences and a media contributor on Visa Commercial, Procure-to-Pay and e-Procurement, working with issuers and acquirers as well as a wide range of key influencer and senior stakeholder contacts across both the private and public sectors.
Head of Commercial Payment Solutions
Alan joined ING as Head of Commercial Payment Solutions in September 2012, bringing a wealth of experience from a distinguished career in the commercial cards space. During the last 16 years he has held senior roles with consultants, schemes and issuers in commercial payments, including Senior Vice President at Bank of America Merrill Lynch leading the commercial card business in EMEA and Asia Pacific. Prior to joining BAML, Alan was responsible for Mastercard’s multinational corporate card business in Europe. He set up and managed GE’s Corporate Payment Services business between 1996 and 2005, and prior to joining GE, Alan spent many years with Royal Bank of Scotland in senior sales and marketing management roles across the corporate, retail, private banking and international divisions of the Bank. He holds an a BA (Hons) from the University of Wales and an MBA from Lancaster University School of Management.
Senior Vice President
Chris is a Senior Vice President at KAE, the strategic marketing consultancy. Chris joined KAE in 2007 and during this time, he has managed multiple high profile global projects across the payments space (focusing on various issuing and acquiring topics across both the commercial and consumer payments sectors), banking, FinTech, AltFi and telco industries. His specialist skills are geared to NPD, market sizing and opportunity assessments, benchmarking, and best practice identification. He also heads KAE's FinTech practice as well as KAE’s wider marketing and business development activity. Chris holds a BSc (Hons) Business Studies degree from the Cass Business School and is also a qualified professional marketer (DipM) and a member of the Chartered Institute of Marketing (CIM). Prior to joining KAE, Chris provided market research and consultancy support on Responsible Business Practice and international development opportunities for the UK Food and Drink industry.
Group Executive, Client Management
Rob Hudson joined TSYS in 2002 as part of the initial team tasked with building the European business. He is responsible for all Client relationships across the Consumer and Commercial lines of business throughout Europe. A 25-year veteran of the payment card industry, Hudson has previously held senior roles at HSBC, GE and PricewaterhouseCoopers, and has played a key role in all card sectors including Consumer and Commercial Issuing, Retail, Merchant Acquiring, Prepaid, and Debit.
Managing Director Finance, Operations & Corporate Services
Roland Kern is Managing Director and Member of the Executive Board of AirPlus since 1st February 2014. In this position he is responsible for Finance, Operations and Corporate Services. Prior to this he was seven and half years Vice President Treasury of Lufthansa Group heading Cash Management, Liquidity and Risk Managementas well as Asset and Pension Management. He started his business career at Deutsche Bank for which he worked for 22 years in varying functions, amongst others he held a position in International Trade Finance at Global Transaction Bank. From 1999 until 2006 he worked as Director for risk management methods and -organization, consulting private companies and the public sector.
Chairman & CEO
Boost Payment Solutions
Dean Leavitt is the founder and CEO of Boost Payment Solutions, the only acquirer in the United States focused exclusively on the business-to-business electronic payments. Dean is a well-respected veteran of the electronic payments industry with nearly 25 years of experience in various leadership roles at both public and private companies. Dean has received numerous awards from his industry peers and is often asked to speak at industry events. Dean currently serves on the advisory board of Commercial Payments International, having previously served two terms on the board of directors of the Electronic Transaction Association. Dean holds a B.A. with high honors from Emory University, where he served on the college’s Alumni Board of Trustees from 2002-2008.
Head of Virtual & Emerging Payments, Commercial Card & Acquiring Solutions
Lloyds Banking Group
Allister leads the development and utilisation of the commercial issuing product portfolio at Lloyds Banking Group. He is currently repositioning the solution set as part of core Corporate B2B payment automation, in key verticals. Prior to LBG, Allister worked in senior roles across the industry including Mastercard Worldwide, NatWest Bank, Ulster Bank and XO Communications, with engagements in UK, mainland Europe and the US. He holds an MBA from Kingston Business School, a BSc (Hons) in Food Marketing, Post Graduate Diploma in Marketing, and Leadership programme from Harvard University. Allister is a 2014 Nuffield Scholar, researching premium marketing & ecommerce business models, and a registered business mentor.
Partner, Sidley Austin LLP
Kristina Nordlander has a thriving EU competition, regulatory and litigation practice, representing major companies in a variety of sectors, including financial services and payments. In the financial services area, Kristina has been involved in advising major banks and financial institutions on issues raised by the financial crisis. In addition, Kristina has developed a significant practice advising on antitrust issues arising in connection with mobile and electronic payments. She teaches and speaks widely on payments and financial services antitrust. In 2008, Kristina founded the Women’s Competition Network (WCN), the international professional forum for senior competition law and policy professionals.
Head of Wholesale Cards, EMEA
Steve has been the EMEA Head of Wholesale Cards since June 2012, with responsibility for Commercial Cards and Prepaid. He joined Citi in January 2010 and prior to working in Cards he was the EMEA Head of Business Development for Citi Treasury and Trade Solutions. Steve has more than 20 years’ experience of financial services and product management in the UK and continental Europe. He previously worked for Barclays and Barclaycard in the UK and France in both Cash and Cards. He holds a BA Hons degree in French and Economics and a Masters in French Literature and holds the Chartered Institute of Marketing Post Graduate Diploma and the Association of Corporate Treasurers Cert. Cash Management.
Managing Director, EMEA
Diners Club International
Matt Sloan is Managing Director of Europe, Middle East and Africa for Diners Club International®. He is responsible for developing the payments business for both the Diners Club and the Discover brands across the region, both through existing partners as well as by sourcing new partners and extending into new markets. Matt joined Discover Financial Services 15 years ago and has held various positions at a number of subsidiaries during that time including Marketing Director of Morgan Stanley's Consumer Banking division in the UK, Head of Customer Marketing at Discover in the US, as well as the current role at Diners Club International. Prior to joining Discover, Matt held various roles in Europe at HSBC, American Express and Household Financial Services. Matt holds an M.A. in history from Cambridge University, and a Master of Business Administration (MBA) from the Kellogg School of Management.
European Head of Corporate Cards
HSBC Global Payment & Cash Management Group
Brian Tomkins is European Head of Corporate Cards for HSBC's Global Payment and Cash Management Group. He leads the European strategy, development and commercialisation for the full suite of Corporate Card Products and solutions. Prior to joining HSBC, Brian was Vice President of Commercial Cards for Citibank's Treasury and Trade Solutions business, where he was responsible for the Product Strategy & Development of Business to Business Commercial Card Payment Solutions. He started his career with Diners Club International and subsequently spent 15 years with Citibank. During his tenure at Citibank, he held numerous management positions in the Consumer and Commercial Card divisions, including Operations, Customer Service, Project and Product Management and spent several years working internationally.
Melvin van Wingerden
Head of EMEA
Melvin van Wingerden is responsible for Fraedom's commercial operations in the EMEA region, helping banks and commercial card issuers to grow their card revenues and increase customer retention. Prior to his appointment at Fraedom, Melvin spent more than 10 years with global business payment solutions provider AirPlus International, and worked as a freelance consultant across a variety of strategic commercial projects throughout Europe. He brings a wealth of financial, travel, and technology experience to the organisation with over 15 years of senior commercial expertise.