Since 2008, the CPI Advisory Board has played a key role in setting the direction and agenda for CPI’s activities. Industry thought leaders from commercial cards and payments organizations meet several times a year to provide input and discuss key issues facing the industry.
The CPI Advisory Board has been instrumental in setting the direction of the organization and providing guidance to the industry. Members include thought leaders from all parts of the commercial payments value chain.
This specialist input allows CPI to offer a targeted, clearly focused program, and to attract the leading lights in the global business payments sector to share their expertise with delegates.
VP, Global B2B & International Product Management, Global Commercial Payments, American ExpressGint Balodis is Vice President, global B2B & international product management, global commercial payments, a position he assumed in July 2016. His organization is responsible for managing our suite of B2B and international payment products to support buyer and supplier client needs globally. Prior to his current role, Gint led the global business consulting organization at American Express, which provides our customers with data driven insights, best practices, and expert resources in procurement, B2B payments, and travel & expense management to advance our clients’ strategic corporate objectives. Before joining global commercial payments, Gint was VP, US marketing & insights as part of the American Express global merchant services business. He was responsible for designing needs based consulting solutions with leading brands, and developing marketing partnerships and platforms with top US cities and destination marketing organizations. Additionally, he was responsible for launching digital information products for small & medium sized merchants in the US. Gint began his career with American Express in 1998 and has held various positions in client management, marketing, and strategic planning. Gint holds an MBA from Columbia University and a BS in marketing from the University of Maryland. Originally from Philadelphia, Gint now lives in Brooklyn, NY with his wife Andrea and their 10 year-old twins, Alexa and Benjamin.
|Nicki Bull Bisgaard
Group Head, PayTech GroupNicki has enjoyed more than 35 years in the cards and payments industry internationally. Most recently as Group Head for PayTech – a specialist advisory services company supporting payment schemes, banks, processors and corporate clients on leveraging the opportunities provided in this highly specialized space worldwide. PayTech has under his leadership delivered more than 700 projects in 32 countries in the past 10 years alone and provided consulting services to 65% of the world’s 20 largest banks and a long list of smaller ones. Today, PayTech is recognized as a leader in their field of specialist payments expertise. Prior to founding PayTech, Nicki had a distinguished career from leadership positions as CEO at EnterCard, Head of Corporate Products at Visa Europe, Senior Vice President and head of products at DNB and Marketing Director at Sparebankort in Norway.He was instrumental setting up the new and very successful FinTech company EedenBull in 2018 in response to customer demand from banks looking for practical support for new and innovative payment solutions in a time where new technologies, new regulations and new players are changing the way consumers and businesses think about payments. He was consequently appointed Chief Executive Officer at EedenBull in May 2018.
CEO & Co-Founder, ExtendAndrew is the CEO and Co-Founder of Extend. Prior to starting Extend, Andrew was the head of B2B Corporate Payments Products at American Express with a mandate to drive digital payment innovation and adoption. Over the course of six years, he doubled B2B payment volumes by launching and scaling new capabilities and platforms. Prior to American Express, Andrew spent eight years managing global SAP deployments for large multinational corporations.
|Ralph A. Kaiser
President, CEO & Chairman of the Board, UATPRalph Kaiser is President, CEO & Chairman of UATP. Appointed in 2003, he has launched and led several important growth initiatives resulting in a doubling of network charge volume to US$ 14 billion. Among these achievements is UATP’s new DataStream suite of products which has lowered the barrier to entry for UATP’s Issuers and provided state-of-the-art data management tools to UATP corporate customers. UATP also launched an innovative Alternative Forms of Payment gateway for global airlines under Kaiser’s leadership. Previous to his appointment as CEO, Kaiser was UATP General Counsel. Before joining UATP, Kaiser worked at the Overseas Private Investment Corporation (OPIC) and the Export-Import Bank of the U.S. (Ex-Im Bank) as an advisor to the senior management and the Board of Directors for both organizations. He holds an MBA from the Carey School of Business at Johns Hopkins University and a law degree (JD) from the Emory University School of Law.
|Dean M. Leavitt
Chairman & CEO, Boost Payment SolutionsDean Leavitt is the founder and CEO of Boost Payment Solutions, the only acquirer in the United States focused exclusively on the business-to-business electronic payments. Dean is a well-respected veteran of the electronic payments industry with nearly 25 years of experience in various leadership roles at both public and private companies. Dean has received numerous awards from his industry peers and is often asked to speak at industry events. Dean currently serves on the advisory board of Commercial Payments International, having previously served two terms on the board of directors of the Electronic Transaction Association. Dean holds a B.A. with high honors from Emory University, where he served on the college’s Alumni Board of Trustees from 2002-2008.
|Oscar J. Mangini
Global Partnerships & Innovation Head, Global Commercial Cards, CitiOscar J. Mangini is the Global Head of Partnerships & Innovation for Commercial Cards, focused on sourcing and implementing partnerships, alliances and fintech relationships on behalf of Treasury & Trade Solutions (TTS) Commercial Cards in order to drive innovation and business growth; driving collaboration with the TTS Innovation Lab and other TTS product groups; developing strategic partnerships with Consumer Cards and the consumer cards market; and serving as Business Lead on client operations business transformation initiatives. Before joining the Commercial Cards team in November of 2018, Oscar led the BIN Sponsorship team that successfully transferred more than $700 million in prepaid card deposits and hundreds of programs to Wirecard AG as part of the sale of the Citi Prepaid Business. Previously, Oscar spent four years in Tokyo, first as Head of Cards Sales & Distribution and then as President and CEO of Citi Cards Japan, a $500 million business, where he led a team of more than 750 employees in growing the consumer cards business and preparing it for sale to Sumitomo Mitsui Trust Bank. Prior to Japan, Oscar spent five years in Seoul, South Korea as Head of the Consumer Cards Product & Portfolio Division, focused on developing and successfully launching several card products following a cards platform migration. He began his career at Citi with the Global Cards team, identifying, developing and launching multi-country card partnerships outside the US. Prior to Citi, Oscar worked at MasterCard, where he focused on growing the payments business throughout Latin America, the Caribbean and other regions, including an expatriate assignment in Mexico City. He holds a BA from Rice University, MBA from NYU Stern, and an International Management Certificate from Hautes Etudes Commerciales in France. Oscar grew up in Argentina and speaks fluent Spanish, and is proficient in French.
|Frank B. Martien
Managing Partner, Windward StrategyFrank commenced his post-MBA career in 1996 with First Annapolis Consulting, Inc. (“FA”) where he focused on card strategy, launch, and optimization for networks, national & regional financial institutions, technology companies, and private equity firms in the U.S., Canada, Europe, and Latin America. He was named an FA equity Partner in 2006. Following the acquisition of FA by Accenture in March 2017, Frank continued as a Managing Director and payments expert at Accenture through October 2020 with a focus on commercial, business, and consumer payments. Frank formed Windward Strategy to provide strategy consulting with a focus on B2B payments settled on card rails.
President & GM, Biller Solutions, BillGOAs President/GM of BillGO’s Biller Solutions Division, Cindy O’Neill has responsibility for the development and growth of the BillGO Exchange, which provides billers/suppliers access to the BillGO payments network, removing the friction associated with payment acceptance. Prior to joining BillGO, Ms O’Neill was the President of Priority Commercial Payments, responsible for architecting and delivering the Commercial Payments Exchange (CPX)® integrated payables platform and leading the Managed Services business. Ms. O’Neill spent 17 years in treasury management banking, holding leadership positions at Wells Fargo and Bank of America. Capitalizing on her deep understanding of the challenges large financial intuitions struggled with serving their global treasury clients, VISA appointed her as its Head of Global Product Management and Region Head of U.S. Commercial business. After 5 years at VISA, Ms. O’Neill transitioned to become EVP and General Manager at Electronic Funds Source leading the growth of its Commercial Payments business through its 2016 sale to Wright Express.Ms. O’Neill has a Bachelors of Science degree from the University of Southern California and an Executive Certification from the Columbia Business School.
SVP, Head of Emerging Markets & Strategy, US Bank Corporate Payment SystemsAs the Head of Product and Strategy, Nicole is an experienced Payments leader focused on payments strategy and innovation centered around digitizing business to business payments, driving scale and monetizing new solutions. In order to do so, Nicole conducts assessments of markets, products, and customer needs that inform new product offerings, investment decisions, and acquisitions and manages product and marketing for core domestic and international corporate payment platforms targeted at large and middle market enterprises. Leveraging Productizes consultative services and demand generation through a data-driven approach to maximize customer revenue. In addition, Nicole leads teams that focus on Revenue Optimization strategies to expand relationships with customers. Across Payments and U.S. Bank, Nicole supports the Diversity, Equity and Inclusion initiatives and received 2018 and 2021 Payments Source Most Influential Women in Payments.Prior to joining U.S. Bank, Nicole managed Global Product and Marketing at WEX Inc. leading the globalization of its commercial card product, building international brand awareness, creating lead generation strategies to sustain growth, and developing retention strategies for existing customers.
Nicole also worked at First Annapolis Consulting assisting with the management of client engagements which include strategy development for major card associations, merchant services providers, and banks; support on payments-oriented M&A transactions; and analysis on payments trends for industry-leading companies in Europe, India, Mexico, Canada, and the U.S.
Nicole earned a BBA from the University of Georgia and a MBA from the University of Maryland.
Director, Edgar, Dunn & CompanyGreg Toussaint is a Director at Edgar, Dunn & Company (EDC) based in the Paris office. He has more than 15 years of consulting payments experience with EDC in business strategy for financial services clients in Americas, Asia, Europe and Middle East markets.Greg has worked in EDC London’s, Sydney’s and Paris’ offices and gained extensive knowledge in both retail and B2B payments, including card products, instant payments and alternative forms of payments.Greg leads EDC’s B2B Payments Practice working with the whole value chain, including schemes, financial institutions, Procure to Pay providers and corporates. Greg is a regular conference speaker and chairman at events focused on payments and cards business such as Commercial Payments International, Merchants Risk Council and Trustech.
Greg holds a Masters in Applied Mathematics and Computer Sciences from both Grenoble Institute of Technology in France and Barcelona Tech (UPC) in Spain.
Senior Vice President, B2B Payments, MastercardDavid Trecker is Senior Vice President of Business to Business (B2B) Payments at Mastercard. Responsibilities include leading In Control, Mastercard’s virtual card platform, and Track Business Payment Service, Mastercard’s multi-rail open-loop network to simplify and automate B2B payments. Prior to joining Mastercard, David held diverse leadership positions in Transaction Banking over 15 years. Most recently he was Supply Chain Finance Head at Bank of America; Before that, Global Venture Capital Lead for Citi Treasury & Trade Solutions. David is a member of the Commercial Payments International Global Advisory Board and an active contributor to the Global Supply Chain Finance Forum, a collaboration of leading industry associations to develop, publish and champion a set of commonly agreed market standards. David holds a Bachelor of Science in finance and legal studies from Indiana University and a Masters of Business Administration from The Wharton School of the University of Pennsylvania. He is based out of Mastercard’s world headquarters in Purchase, New York.
Vice President, Head of LMM Global Products, Visa Business SolutionsTim Ural leads the Global Commercial Product team and is responsible for the product strategy for business-to-business payments at Visa. Tim focuses on the ability to both create and deliver unique commercial products and services for market segments including Accounts Payables and Receivables, Wholesale Travel, Fleet/Fuel, and emerging new payment flows (i.e., BNPL).Tim joined Visa in 2006, serving as a program manager for the small and mid-market market segment across information management products and services. In 2009, he moved into the Visa Commercial Products team, and over the past eleven years, has worked in a product development, program management and sales/consulting capacity. Prior to joining Visa, Tim held positions in product management (IBM), launching business ventures in equities trading out of New York and San Francisco (Morgan Stanley), e-commerce (B2B, C2B, B2C) and supply chain management for Oracle(Process Manufacturing), and Salesforce.com.
Tim has a B.S. in Mathematics and Computer Science from Eckerd College in St. Petersburg, FL and has a M.S. in Environmental Engineering at University of Florida. He has advanced education including graduate studies at Colombia Business School (New York City), and Insead (France).
Tim and his wife Regan reside in Marin County, California. Tim has three kids – Gabby (19), Chase (16) and Timo (13).