Sanjib is an industry expert and thought leader within the Banking, Payments, and Fintech industry and has spent over 20 years in the field. Helped various clients develop an enterprise and retail payments platform, and successfully worked with organizations across the payments value chain, including retail banks, payment providers/issuers, acquirers, payment networks, PE firms, and retailers across various industry market verticals.
Advised a variety of clients on the design & integration of new payment product offerings (e.g., BaaS, Zelle, Payfac, Web 3.0 payments enablement, etc.), helping them execute the performance improvement initiatives spanning Fit-for growth, Capability driven strategy, Go-to-market plan, Tech & Ops transformation, Analytical insights on latest business trends, and growth & revenue generating synergies. Helped with several pre- and post-acquisition activities, including identifying and developing an acquisition target list, valuation and deal modeling, due diligence, and integration planning and execution post-close.
Having worked both in industry and Big 4 management consulting Sanjib’s skillset in client delivery traverses strategic planning, fit-for-purpose capability-driven strategy, Go-to-Market strategy, product development, the entire software delivery process, and improving production settings.

Lance Blockley is Managing Director of The Initiatives Group, a consulting firm specialising in payments. He has advised issuers, acquirers, third-party processors, technology providers and payment associations in addressing many of the financial sector’s most significant issues. He has over 35 years’ experience in senior management and consulting in the UK, USA, Asia and Australia. 

Lance has led the consulting team on a number of industry-wide assignments, including the successful removal of signature (PIN@POS) on card payments in Australia in August 2014, the culmination of two and a half years work across multiple stakeholder groups.

Prior to establishing the firm in 2013, Lance ran Edgar, Dunn & Company in Asia-Pacific for over 10 years, also acting for a term as global Managing Director.

Lance holds B.A. and M.A. degrees in Natural Sciences from Cambridge University, England and an M.B.A. from IMD, Switzerland. He is a Fellow of both the Australian Institute of Company Directors and the Chartered Management Institute (UK).

Max Savoie is a partner at the international law firm Sidley Austin. He helps firms in the payments sector to navigate legal and regulatory requirements affecting their businesses. 

He advises many of the leading firms in the market, including banks, payment systems, issuers, acquirers, processors, money transmitters, alternative payment method providers and cryptoasset service providers.

Max also advises on contentious and regulatory engagement matters. He is a member of the Payments Association’s regulatory working group and is actively involved in discussions between the sector and its regulators. Max is also co-editor of “Payment Services: Law and Practice,” (Elgar, 2022).

I have spent over 15 years between the travel and financial services industries in roles focusing on corporate strategy & planning, sales and partnership development. I received by bachelors degree from Wake Forest in 2005 and my MBA from Vanderbilt in 2009. My experiences including roles with US Airways, American Express/American Express GBT, Radius Travel and now with Citi. At Citi I oversee the Global T&E Product Management for Commercial Cards.

Holly Tennent is a senior product manager responsible for B2B Payables Product Sales Strategy & Growth at Bank of America focusing on shaping the B2B card and payables solutions strategy including fintech partnerships, client enhancements, and supplier experience. Prior to
her current role, Holly spearheaded a strategic initiative to reshape the Virtual Payables solution and Supplier Enablement structure to drive significant growth. Prior to joining BofA, she spent nine years at Bottomline Technologies, most recently in a solutions consultant
capacity supporting BofA where she assisted clients with the functional and technical aspects of the Paymode-X solution. Holly believes in building lasting relationships and trusted partnerships, shown through her attention to detail and ongoing focus on the client experience.

Rob Snyder is a Senior Vice President of Business Development at CSI/Edenred focusing on developing long-term partnerships with financial institutions that leverage CSI’s Integrated Payables platform. Rob’s experience in B2B Payments started 10 plus years ago at Mastercard where he led an internal strategy group within Commercial Product working with Mastercard Issuers to develop vertical and category expansion strategies for Virtual Card and Integrated Payables. As an independent consultant Rob has provided both strategic input and sales support to both large Management Consulting firms and several B2B payment providers. Just prior to joining CSI, Rob spent four years on the Accounts Receivable side of payments heading up Relationship Management at CheckAlt, a leading Integrated Receivables provider. Rob resides in the suburbs of NYC with his wife and 8 children.