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Agenda

Downloadable agenda

8.50am

Welcome from the CPI team and chair

Moderated by
8.55am
  • Daniel Ridler

    Senior analyst Economist Intelligence Unit

    X
9.10am

State of the Industry: B2B payments

  • Lucy Demery

    Senior vice president Visa Commercial Solutions Europe  

    X
9.25am

Panel Discussion: Regulatory outlook for EU payments and impact on commercial cards and payments. EU payments package

Regulation, such as PSD3, CRD 6, mandate for instant payment,  flexible interchange and DORA, continues to shape the payment landscape. This panel will address how new regulations are influencing the industry and payment innovations and ask how UK regulators will adopt, adapt, or diverge from PSD3. It will address implications for issuers and distinctions between B2B and consumer payment ecosystems and focus on whether the industry is effectively influencing regulatory bodies in Brussels to create practical, business-aligned policies.

  • Adam Scarrott

    Director, issuing & acceptance UK Finance

    X
  • Max Savoie

    Partner Sidley Austin LLP

    X
  • Jane Watt

    Payment industry engagement lead NatWest

  • Joerg Richter

    Senior payments expert Deutsche Bundesbank

    X
Moderated by
10.05am

View from Bank of England: National payment vision

  • Ali Moussavi

    Head of payments strategy unit Bank of England

    X
  • Dan Moore

    Head of strategy, analysis & engagement Payment Systems Regulator

    X
Moderated by
10.30am

Networking break - sponsored by Inlogik

11.10am

Panel Discussion: Expanding payment solutions in B2B: BNPL, open banking, and merchant lending

Buy Now, Pay Later (BNPL), Pay by bank or request to pay and merchant lending are expanding beyond consumer markets into B2B applications, with major players entering new geographies like the UK. Payment providers are integrating merchant lending into their offerings. This panel will explore the intersection of BNPL, merchant lending, open banking, pay by bank and card acquiring processes, focusing on how these solutions support liquidity for midsize merchants.

  • William Lovell

    Head of future technology Bank of England

    X
  • Nassos Pavlidis

    Former director of transaction banking solutions Alpha Bank

    X
  • Jonathan Vaux

    Head of propositions & partnerships Thredd

    X
Moderated by
11.45am

Panel discussion: Revamping the use of virtual cards and unlocking the value

Hear the current use of virtual cards in B2B and travel, and speculate as to what is the next big innovation. Explore workflows for pre-approvals of expenditures, particularly in T&E contexts and  understand how virtual cards can enable pre-approved transactions tied to specific use cases (e.g., travel bookings, distributed low value purchasing) demonstrates the practical evolution of payment systems.

  • Sergio Ortega

    Global cash management discipline leader BBVA

    X
  • Souad Khashouf

    SVP, head of T&E product management & PDS - commercial cards Europe & UK Citi

    X
  • Anant Bhandarkar

    Head of commercial cards NatWest Group

    X
  • Michael Wirth

    Senior director, payments CWT

    X
  • Kasper Guul Laursen

    SVP sales & partnerships Cardlay

    X
Moderated by
  • Frank Martien

    Founder Windward Strategy

    X
12.35pm

Roundtables: Industry-specific payment challenges

The roundtables will focus on the key areas of payments challenges and technologies that are evolving in the following vertical themes. It will also address some growth and work stream opportunities: Delegates please choose 1.

  • Retail led by Linda Weston, Head of commercial cards product, Lloyds Banking Group
  • Insurance led by Alessandro Figueroa, Head of B2B partnerships & emerging segments, Visa Europe
  • Healthcare led by Frank Martien, Founder, Windward Strategy
  • Travel led by Brian Tomkins, Managing director, global head of commercial cards, global payments solutions, HSBC
  • Manufacturing/Trade led by Duygu Tasdelen-Stavropoulos, Head of EMEA commercial card, Bank of America
  • Education led by David Harrison, Founder, PaySav
  • Public and Government led by Simon Wright Lakin, senior account manager, Mastercard
  • Alessandro Figueroa

    Head of B2B partnerships & emerging segments Visa Europe

    X
  • Linda Weston

    Head of commercial cards product Lloyds Banking Group

    X
  • Brian Tomkins

    Managing director, global head of commercial cards, global payments solutions HSBC  

    X
  • Duygu Tasdelen-Stavropoulos

    Head of EMEA commercial card Bank of America

    X
  • Simon Wright Lakin

    Senior account manager Mastercard

    X
  • Frank Martien

    Founder Windward Strategy

    X
  • David Harrison

    Founder PaySavi

    X
1.10pm

Lunch and networking

2.10pm

Panel discussion: Commercial payments as working capital optimisation tools

This panel will delve into evolving business models, such as buyer-funded solutions versus merchant-funded models and working capital options built into account-to-account (A2A) payments. Key questions will include what pricing structures corporations are willing to accept for extended payment terms and how are costs balanced between buyers and merchants. Cards lending solution vs invoice financial solution.

  • Linda Weston

    Head of commercial cards product Lloyds Banking Group

    X
  • Duygu Tasdelen-Stavropoulos

    Head of EMEA commercial card Bank of America

    X
  • Clive Cornelius

    Head of large and middle market (LMM) Visa Commercial Solutions

    X
  • Mandar Sapre

    B2B product head - UK and Europe Citi

    X
Moderated by
2.55pm

Cards in transition: navigating the future of embedded payments

Commercial cards historically aimed to displace cash and cheques, especially in Europe and the U.S., but their role has evolved significantly. Modern innovations such as virtual cards, tokenisation, and straight-through processing enable higher-value transactions. This panel will explore how commercial cards can remain relevant in an era dominated by alternative payment systems like open banking, CBDCs, and domestic payment infrastructures.

  • Brian Tomkins

    Managing director, global head of commercial cards, global payments solutions HSBC  

    X
  • Wendy Hompes

    Global head of product management cards, wholesale banking TS – PCM ING

    X
  • Jill Selff

    Head of SMB Visa Europe

    X
  • Joanne Modugno

    Head of partnerships & alliances Inlogik

    X
Moderated by
  • Louis Wapler

    Manager Edgar, Dunn & Company

    X
3.40pm

Presentation: AI financial data analytics

Tips and tricks for financial data analysis—what to use AI (LLMs) for and what not to use it for. Includes real examples of prompts, queries, and results.

3.55pm

Networking break - sponsored by Discover

4.30pm

Innovation Showcases - Shaping the future of payment innovations

This session will shine a spotlight on emerging fintech companies driving innovation in the intersections of business process automation and commercial payments. It will also include a competition where participants can present their innovative solutions, with the audience voting to determine the winners.

Part 1: Innovation Showcases 

 

  • Eric-Jan Krausch

    Founder & CEO 1CP

    X
  • Nicolas Ancot

    Founder Ultoneo

    X
  • Jón Egilsson

    Head of strategic partnerships Monerium

    X
Moderated by
  • Patrick Diemer

    Chairman, European business travel association and senior advisor Arthur D. Little

    X
5.15pm

Part 2: Interactive voting and Innovation Awards

Innovation awards announcement voted by the CPI audience.

 

5.30pm

Reception & networking

8.50am

Welcome from the Chair – recap of day 1

Moderator
  • Simon Jones

    Independent payments Consultant

    X
8.55am

Discover Global Network payments state of the union

  • Laura Shelton

    Global director of commercial payments products Discover Global Network

    X
9.05am

What is on corporates’ wishlists? New look commercial payments in B2B and B2C markets

Including and understanding the customer perspective is vital for shaping future industry needs. This panel will feature corporate payment experts sharing their expectations, challenges, and desired solutions. Is the card here to stay? This discussion will focus on enhancing services, improving data insights, and aligning with corporate needs.

  • Erwan Le Grand

    European head of commercialisation & account management – corporate cards HSBC

    X
  • David Cox

    Payments strategy lead Virgin Media

    X
  • Benjamin Orgill

    Benjamin Orgill Interim head of payment services OVO Energy

    X
  • Ashley Bowling

    Vice president, corporate solutions business development, Europe Mastercard

    X
Moderated by
9.55am

Panel discussion: Boosting supplier and acquirer collaboration

This session delves into the critical need for a balanced B2B payment ecosystem that benefits all stakeholders. Experts from schemes, suppliers and top acquirers will discuss strategies to enhance acceptance, strengthen collaboration, and deliver value across the payment transaction chain.

  • Karim Bennaziz Houmane

    Global head of commercial cards sales BNP Paribas

    X
  • Rene Stynen

    SVP, business development, EMEA Boost

    X
Moderated by
  • Frank Martien

    Founder Windward Strategy

    X
10.30am

C-suite discussion: Changing dynamics in T&E and corporate cards

Corporate travel spending has largely recovered post-COVID, but travel habits have shifted to less frequent, longer trips. The integration of expense management services with payment solutions presents new opportunities and this high-level discussion will explore how virtual cards, digital wallets, and one-stop-shop solutions are transforming corporate card usage, enhancing user experiences, managing unmanaged spend and simplifying end-to-end processes.

  • Mads Krumhardt

    CEO AirPlus International

    X
  • Marcos Gelfi

    VP, head of global commercial products & cardholder services Discover 

    X
  • Jill Docherty

    Payments and fintech expert

    X
Moderated by
  • Patrick Diemer

    Chairman, European business travel association and senior advisor Arthur D. Little

    X
11.15am

Networking break - sponsored by Dataflexnet

11.45am

Panel discussion: Embedded finance in action – proof points

Embedded finance has experienced significant changes globally and in Europe, however profitability remains a challenge with many players scaling back operations. This panel will focus on innovative approaches and successes to showcase credible use cases.

  • Paul Staples

    Independent board advisor for embedded finance

    X
  • Conrad Ford

    Chief product strategy officer Allica Bank

    X
  • Jan Heylen

    Director, B2B partnerships Mastercard

    X
Moderated by
12.30pm

Roundtables

The roundtables focus on the key areas of payments technologies that are evolving in commercial payment systems in Europe and the discussions will focus on their implementation and execution in a commercial and corporate context: Delegates please choose 1.

  • Virtual cards led by Murat Dogruer, Product director, JP Morgan Chase
  • Embedded finance led by Greg Toussaint, director, Edgar, Dunn & Company
  • Corporate travel led by Tatjana Schoen, Director of corporate solutions commercialisation, Mastercard
  • Rebate management led by Frank Martien, Founder, Windward Strategy
  • Reducing payment fraud led by David Harrison, Founder, PaySavi
  • Digital money and crypto led by Simon Jones, Independent payments Consultant
  • Murat Dogruer

    Head of international virtual card J.P. Morgan

    X
  • Tatjana Schoen

    Director of corporate solutions commercialisation Mastercard

    X
  • Frank Martien

    Founder Windward Strategy

    X
  • David Harrison

    Founder PaySavi

    X
  • Simon Jones

    Independent payments Consultant

    X
  • Greg Toussaint.

    Director Edgar, Dunn & Company

    X
1.15pm

Lunch

2.15pm

Panel Discussion: Maximising the value of payments data in B2B transactions

Data utilisation in B2B payments is underdeveloped compared to the consumer sector. This panel will examine how issuers and acquirers can leverage data for procurement intelligence, finance optimisation, and benchmarking. Topics will include anonymisation of data, delivering actionable insights to procurement managers, and using data to measure CO2 impact or support sustainability goals.

  • Ian Cheng

    Enterprise digital strategy leader Jaguar Land Rover

    X
  • Heather Xiao

    Founder and CEO Horizon Zero

    X
  • Lydie Charpin

    Senior vice president, corporate travel and B2B commercial card product strategy and offering Mastercard

    X
  • Jan Hauser

    CEO UK Applifting

    X
Moderator
  • Simon Jones

    Independent payments Consultant

    X
3.00pm

Combatting fraud in an evolving payment ecosystem

Fraudsters are adapting to virtual and digital payment systems, including the widespread use of virtual cards. This panel will explore the evolving nature of fraud and the technologies—such as AI—that can help mitigate it. Gain insights into analysing fraud patterns, proactive detection, and potential tools for fraud management.

  • Lee Gordon

    Global head of fraud risk management Citi

    X
  • Jonathan Williams

    Payment technical specialist Payment Systems Regulator

    X
Moderator
  • Simon Jones

    Independent payments Consultant

    X
3.30pm

Summary and close