Leading speakers include

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  Erik T Van Bramer

  Senior Vice President and National Sales Director, Federal Reserve Bank of Chicago

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  Erik T Van Bramer

  Senior Vice President and National Sales Director, Federal Reserve Bank of Chicago

  June 14th 2022

  • 04:30pm -4:50pm
    FedNow Update

  Erik VanBramer was named senior vice president and national sales director for the Federal Reserve Bank of Chicago’s Customer Relations and Support Office (CRSO) effective April 2018. VanBramer has served as the national sales director since 2017 and was previously vice president and director of the Federal Reserve Bank’s national account program. In his current role, he is responsible for setting and implementing the strategy for managing the relationships and financial services offerings for financial institutions across the Federal Reserve System.

  VanBramer joined the Federal Reserve Bank of Kansas City in 1998 and transitioned to the Federal Reserve Bank of Chicago in 2005. His tenure with the Federal Reserve has encompassed multiple areas of management responsibility to include operations, internal support functions, as well as business development. VanBramer was promoted to assistant vice president and national account executive in 2010. He was promoted to vice president in 2014 with responsibility for leading the group which managed the relationships for the large and complex financial institutions.

  VanBramer holds a bachelor’s degree from The Colorado College and has done additional graduate studies at The Lake Forest Graduate School of Business, The Booth School of Business, and obtained his certificate from the Graduate School of Banking at The University of Colorado. He serves on several boards throughout the Denver metro area with particular interest in injury prevention and underserved children and communities.

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  Heather Fraser

  Executive Director, J.P. Morgan Chase & Co.

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  Heather Fraser

  Executive Director, J.P. Morgan Chase & Co.

  June 14th 2022

  • 12:00pm -12:45pm
    Integrated payables solutions

  I have an extensive career in Commercial Card payments having worked with MasterCard and other financial institutions throughout my career. My position as Payables Product Specialist has given me the opportunity to consult with organizations of all sizes and allowed me to share my experiences and insights to help them achieve their objectives.

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  Bradley Matthews

  SVP, Head of Product Management and Marketing - Middle Market, U.S. Bank

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  Bradley Matthews

  SVP, Head of Product Management and Marketing - Middle Market, U.S. Bank

  June 14th 2022

  • 01:45pm -2:30pm
    Fintech partnerships and payments-as-a-service (PaaS)

  Bradley Matthews leads the strategic development and marketing of commercial purchasing and travel card programs for U.S. Bank’s middle market business-to-business customers in North America. He assumed the position in February 2015 after having previously led the bank’s strategic travel payment product team. Bradley has been in the financial services and payments business since 1998. His experience includes 13 years leading strategy, development and operations for financial services technologies at American Express. Bradley earned a bachelor’s degree from the University of Cincinnati, where he majored in Computer Science, with an emphasis on robotics and artificial intelligence. Bradley is an accomplished public speaker who has presented at numerous professional forums, including the Association for Financial Professionals (AFP), the National Association of Purchasing Card Professionals (NAPCP) and Commercial Payments International (CPI)’s Middle Market Commercial Cards and Payments Summit. He serves on CPI’s Middle Market Advisory Board. His on-camera experience includes the Killer Innovations podcast and Middle Market Executive On Location, among other programs.

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  Ray Champ

  Senior Vice President - Head of Commercial Products, Citizens Bank

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  Ray Champ

  Senior Vice President - Head of Commercial Products, Citizens Bank

  June 14th 2022

  • 12:00pm -12:45pm
    Integrated payables solutions

  Ray joined Citizens Financial group in December 2017 and leads the Commercial Card product strategy encompassing core product management, development, and payables. Ray leads a number of initiatives to drive competitive differentiation for Citizens and more importantly, value for its Commercial Banking customers. Ray’s team is also responsible for strategic product roadmaps across traditional card, virtual card, spend reporting tools, and supplier enablement.Previously, Ray served as the lead of Commercial Products at Mastercard in North America managing Product development and management initiatives for the small business, mid-market, large market and public-sector segments. Ray was charged with developing a differentiated product strategy across a host of Commercial Card assets. In addition to Product, Ray also led Mastercard’s relationships with a number of issuers including JPMorgan, WEX, HSBC, and Citizens spanning credit, debit, prepaid, cobrand, and commercial card portfolios. Ray lives in Connecticut with his wife and 2 daughters.

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  Tony Yazzolino

  SVP Commercial Card Director, Umpqua Bank

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  Tony Yazzolino

  SVP Commercial Card Director, Umpqua Bank

  June 14th 2022

  • 11:15am -12:00pm
    Growth verticals in B2B and the return of T&E

  June 15th 2022

  • 12:00pm -12:30pm
    Table discussion groups
  • 02:45pm -3:30pm
    Developing commercial card programs for the mid-market

  Tony leads the Umpqua Bank Commercial Card sales, support, and supplier enablement teams as well as our merchant services partnership with WorldPay. Tony also co-leads Umpqua Bank’s cross functional payments council to help explore new and developing consumer and business payments. Tony came to Umpqua Bank through the Sterling Bank merger in 2014 and has been with the combined companies since 2004 leading and growing the bank’s card based payments business. Tony began his career in 1992 with West One Bank and has held various roles at US Bank, Wells Fargo, and local community banks and has 25+ years of experience in payments, cards, and acquiring business lines. A graduate of University of Oregon, Northwest Intermediate Banking School, and the ABA School of Bankcard Management, Tony lives in Portland Oregon with his wife and 3 daughters. He serves as Treasurer of Eastside Portland Lacrosse, coaches youth volleyball and is an avid Oregon Ducks fan.

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  Leigh Hocker Radtke

  Vice president, Head of North America product, Visa Business Solutions, Visa

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  Leigh Hocker Radtke

  Vice president, Head of North America product, Visa Business Solutions, Visa

  June 14th 2022

  • 09:15am -10:00am
    Mid-market economy: return, revival and rates

  June 15th 2022

  • 02:45pm -3:30pm
    Developing commercial card programs for the mid-market

  Leigh Radtke is the Head of North America Product for Visa Business Solutions. Visa Business Solutions brings to life innovative payment products and solutions for Visa’s clients and partners to help businesses and organizations of all sizes and industries grow and thrive.

  Since joining Visa in 2011, Leigh has held business executive roles in Commercial Prepaid, B2B Product and Client Services. Prior to joining Visa, Leigh led Strategy, Product Management and Business Development roles for innovative technology companies large and small with an emphasis on B2B commerce, Bill Pay, Digital / Mobile and Internet of Things.

  Leigh resides in the Denver CO area with her husband Mark and three Labrador retrievers, Nash, Takoda and Talulah.

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  Tammy Trilli

  SVP Head of Commercial Card, First National Bank of Omaha

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  Tammy Trilli

  SVP Head of Commercial Card, First National Bank of Omaha

  June 14th 2022

  • 01:45pm -2:30pm
    Fintech partnerships and payments-as-a-service (PaaS)

  Tammy Trilli is the SVP, Head of Commercial Payments for FNBO leading an organization focused on money movement across all modalities: Commercial Card, Merchant Services, Global/FX, Centime Cashflow Management, Product Development and Treasury. She has been with the bank for the last 16 months after spending 10 years at J.P. Morgan Chase and 20 years at American Express. Tammy serves on the American Cancer Society Board of Omaha and is a member of Chief. She resides in the Chicago land area however spends most of her time in Omaha with her team and colleagues.

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  Michele Laurin

  Senior Product Manager, Card Services, Western Alliance Bank

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  Michele Laurin

  Senior Product Manager, Card Services, Western Alliance Bank

  June 15th 2022

  • 02:45pm -3:30pm
    Developing commercial card programs for the mid-market

  Business development and sales, product management and international business executive with over 30 years of payments / card / treasury management experience with an emphasis on product management and sales. Michele is a seasoned leader with extensive knowledge and experience in product development, product management, C-level sales and business development, with a strong knowledge of relationship building, direct marketing, operations and market research. Michele currently works for Western Alliance Bank, a commercial bank in the southwestern U.S. and has responsibility for their card-related products and services.

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  William Kniering

  SVP Head of Commercial Card, Texas Capital Bank

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  William Kniering

  SVP Head of Commercial Card, Texas Capital Bank

  June 14th 2022

  • 11:15am -12:00pm
    Growth verticals in B2B and the return of T&E

  June 15th 2022

  • 12:00pm -12:30pm
    Table discussion groups

  Bill Kniering joined Texas Capital Bank in 2019 and currently serves as a Senior Vice President and Head of Commercial Card. In this role, Bill led the team that developed and launched the bank’s commercial card platform. He is responsible for the commercial card business line. Bill has spent over 37 years in the commercial card market. He began his career with Citicorp Diners Club in Denver before moving to Connecticut to support the bank’s largest card clients including IBM and United Technologies. He then joined US Bank and spearheaded the formation of the bank’s field-based implementation/account management structure. He moved to Dallas with startup First USA which was ultimately acquired by JPMorgan Chase. There he worked with one of his clients to beta test the first internet-based reporting solution for the commercial card industry. At Bank of America, he worked onsite in London to launch the bank’s multi-currency global card platform. He was most recently at MUFG Union Bank where he was on the team to stand up their commercial card program and then managed the bank’s sales, implementation and account management teams.

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  Tyler Sisneros

  SVP, Director of Treasury and Digital Banking, Century Bank

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  Tyler Sisneros

  SVP, Director of Treasury and Digital Banking, Century Bank

  June 14th 2022

  • 02:30pm -3:15pm
    AP/AR automation: accelerating process change

  Tyler has been the Director of Treasury Management and Digital Banking at Century Bank since September 2020. in that time he’s focused on transforming the community banks treasury landscape. Prior to this he spent 14 years with Wells Fargo. Tyler has been in the financial services industry for 16 years. His background includes roles ranging from personal financial planning to corporate and wholesale cash management consulting. Over the past 12 year he has focused on treasury and payments, advising some of the largest and most complex organizations in both the public and private sector. Tyler has been sought out as a speaker at Treasury and Public Sector Industry conferences in New Mexico, Arizona and California to speak on topics ranging from risk management to cash management automation. He is designated a Certified Treasury Professional (CTP) by the Association of Financial Professionals. Tyler and his family reside in Albuquerque with his wife and 3 children

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  Sankat Patel

  Senior Vice President, Director of Strategic Alliances, Treasury Management, Fifth Third Bank

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  Sankat Patel

  Senior Vice President, Director of Strategic Alliances, Treasury Management, Fifth Third Bank

  Sankat Patel is Senior Vice President & Director of Strategic Alliances & Emerging Solution – Treasury Management at Fifth Third Bank. His background includes more than twenty years of experience in Treasury Management, supporting a wide variety of industries. Sankat has lead Fifth Third Bank – National/Large Corporate, Middle Market and Business Banking and Retail Treasury Management Sales teams. Throughout his career, Sankat has worked in; operations, project management, implementation, process improvement, acquisition integration and Treasury management sales at various financial institutions. Prior to banking, he was an IT Consultant for the financial services industry. In his current Director role he leads Product teams that drive Strategic Alliances including Emerging Solutions, Merchant solutions, Payroll solutions, Strategy Retail and the Fifth Third Bank Fintech Solutions (Embedded Payments) Strategy. These teams support over $150Million in annual business service charges. Sankat is based out of Chicago, IL. Sankat has been invited to speak/present at numerous industry conferences such as Association of Financial Professionals – National Conference. He has presented at sessions on topics including “Industry Innovation around Cash”, “Liquidity Management” and “Fraud Prevention.” He has also lead Industry roundtable discussions with CFOs/Treasurers in various industries. Sankat recently lead a Roundtable at Money 2020 focused around Payments Innovation. He has also spoken at various industry events including University of Toledo – Family Office on Payments Innovation, Association of Zoos and Aquariums and Treasury Management of Chicago – Windy City Conference. Sankat received his Bachelors degree from the College of Business at Northern Illinois University (2000) and completed his Executive MBA from the University of Chicago – Booth School of Business (2013). He also became CTP certified in 2002. Sankat is the Chicago United Business Leader of Color – Top 50 recipient award winner for his Executive Leadership and Civic accomplishments across the City of Chicago. He is also Vice President of the Board of Northern Illinois University Alumni Association. He has lead initiatives around advocacy of continued college finding across IL leadership in Springfield. He is also active in numerous organizations including University of Chicago – Entrepreneur Roundtable Association and University of Chicago Leadership circle. He was also a founding Board member at Vaxtrac, a NFP startup that focuses in Healthcare Technology in Africa. www.linkedin.com/in/sankatpatelhttps://issuu.com/chicagounited/docs/blc_online_version_as_of_9.20.19*Page 43

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  Maria Line

  Head of Commercial Card Account Management, First National Bank of Omaha

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  Maria Line

  Head of Commercial Card Account Management, First National Bank of Omaha

  June 15th 2022

  • 02:00pm -2:45pm
    Now and then: predictions and futures for payment markets

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  Tim Mills

  Regions Digital, SVP, Emerging and Digital Payments Group Manager, Regions Bank

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  Tim Mills

  Regions Digital, SVP, Emerging and Digital Payments Group Manager, Regions Bank

  June 14th 2022

  • 03:45pm -4:30pm
    Cryptocurrencies and the era of the digital dollar in US markets

  Timothy Mills is a Senior Vice President of Emerging and Digital Payments at Regions Bank. In his role, Tim is responsible for developing, coordinating and the bank’s emerging and digital payments strategy. During his 20+ year career, Tim has gained extensive experience working with financial institutions of all sizes and non-financial institutions on payments strategy, compliance and emerging payments.

  In addition to his work domestically, Tim has consulted with several Central Banks on payments modernization, including the Central Banks of Bangladesh and Trinidad and Tobago Bangladesh.

  Tim started his career managing training and education for payment associations in the Midwest. Most recently, he served as a Vice President with The Clearing House where he held positions in business development, association services and product management.

  Tim has served as a member of the National Automated Clearing House Association’s (Nacha) Payments Institute Board of Regents, Risk Management Advisory Group (RMAG) and Payments Conference Planning Committee. He currently serves on the Board of Directors for Nacha, The Clearing House Payments Association and Southern Financial Exchange. Tim has been a frequent speaker at conferences and payments related functions and is widely recognized for his payment expertise.

  Mr. Mills is an alumnus of Kutztown University and The Ohio State University.

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  Harry Harnett

  SVP and Group Product Manager, Commercial Card Technology & Fintech Business Strategy, PNC Financial Services Group

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  Harry Harnett

  SVP and Group Product Manager, Commercial Card Technology & Fintech Business Strategy, PNC Financial Services Group

  June 15th 2022

  • 10:00am -10:45am
    Buyers and suppliers: creating win-win relationships

  Harry joined PNC in October 2021 and is an SVP and Group Product Manager leading the Commercial Card Technology & Fintech Business Strategy organization.

  Harry is a performance driven Treasury Management executive with over 25 years of proven history leading diverse cross functional teams. Accomplished product architect in the Commercial Card and Payments industry, with a history of success in delivering solutions to market. Recognized for increasing automation, efficiency, and improving client experiences in the Treasury Management space. Harry also served as a Captain in the U.S. Marine Corps for 8 years.

  Harry resides in Birmingham, Alabama with his wife, and has a daughter who is a Captain in the U.S. Air Force and son who is a Commercial Banker for Synovus.

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  Steve Murphy

  Director, Commercial and Enterprise Payments Advisory Service, Mercator Advisory Group

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  Steve Murphy

  Director, Commercial and Enterprise Payments Advisory Service, Mercator Advisory Group

  June 15th 2022

  • 12:00pm -12:30pm
    Table discussion groups

  Steve is Director of Mercator Advisory Group’s Commercial and Enterprise Payments Advisory Service. He has over 12 years of experience in banking and payments research and is an expert on commercial payments, including cards and integrated payables, advising banks and fintech companies on strategy across product, marketing and IT.

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  Douglas Farren

  Managing Director, National Center for the Middle Market

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  Douglas Farren

  Managing Director, National Center for the Middle Market

  June 14th 2022

  • 09:15am -10:00am
    Mid-market economy: return, revival and rates

  Doug Farren is the Managing Director of the National Center for the Middle Market at The Ohio State University Fisher College of Business. In his role, he leads the day-to-day operations of the Center, which include research, corporate outreach, and student activities in addition to long-range strategic planning and sponsor stewardship. Prior to launching the NCMM in 2011, he spent 10 years with LBrands, where he worked in various roles including Supply Chain Planning, Distribution Center Operations, and Financial Planning and Analysis supporting brands such as Victoria’s Secret and Bath and Body Works . Farren started with LBrands as a summer intern while completing his MBA in Operations and Logistics Management at Fisher.

  Farren’s previous experience includes business management for Six Sigma Qualtec, a process improvement consulting firm based on Scottsdale, Arizona. His primary functions included marketing strategy and on-site training and implementation. As part of his responsibilities, he was certified in 1998 as a Six Sigma Black Belt in Transactional Quality. Farren attended Penn State University, where he earned a Bachelor of Science with a focus on business management and was a member of the football program as an athlete and student assistant coach.

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  Dr Richard Palmer

  President, RPMG Research Corp.

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  Dr Richard Palmer

  President, RPMG Research Corp.

  June 14th 2022

  • 10:00am -10:45am
    Survey presentation: commercial card use in the mid-market

  Richard Palmer, Ph.D., CPA, CMA is a Senior Lecturer at the Olin Business School at Washington University in St. Louis. Prior to academic work, he held management positions in both public accounting and the banking industry. Richard is one of the world’s leading experts on business and government applications of commercial card payment technology. His research has been quoted in U.S. Senate hearings, the Wall Street Journal, ABC News Good Morning America, Business Week, CNN Money, and CBS News MarketWatch, among others. His publications include numerous academic and practice-oriented journals, including the Journal of Accountancy, CPA Journal, Treasury and Risk, Journal of Payment Systems and Strategy, Defense Acquisition Review, and Journal of Emerging Technologies in Accounting.His most notable contribution to the commercial card world is as the co-creator of Purchasing Card, Travel Card, and Virtual Card benchmark surveys, efforts that have included every major card issuer and over eight thousand commercial card-using organizations since 1998.

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  Arthur Weiner

  Principal Consultant, N Brook Advisors

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  Arthur Weiner

  Principal Consultant, N Brook Advisors

  June 15th 2022

  • 12:00pm -12:30pm
    Table discussion groups

  Arthur Weiner is an accomplished payments industry leader with more than 30 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank, Fifth Third Bank and Verisk Financial. Arthur is currently the Owner and Principal Consultant at N Brook Advisors, LLC. His consulting practice focuses on B2B payments assisting clients with product development, Go-to-Market planning and execution, product roadmap development and market research.

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  Frank B. Martien

  Managing Partner, Windward Strategy, Inc.

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  Frank B. Martien

  Managing Partner, Windward Strategy, Inc.

  June 15th 2022

  • 12:00pm -12:30pm
    Table discussion groups

  Frank commenced his post-MBA career in 1996 with First Annapolis Consulting (“FA”) where he focused on card strategy, launch, and optimization for networks, financial institutions, technology companies, and private equity firms in the U.S., Canada, and numerous other country markets. He was named an FA equity Partner in 2006. Following FA’s acquisition by Accenture in March 2017, Frank continued as a Managing Director through October 2020 with a focus on commercial, business, and consumer payments. Frank founded Windward Strategy, Inc. in October 2020 to provide strategy consulting in B2B payments.

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  Stephen Cohen

  SVP, Boost Payment Solutions

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  Stephen Cohen

  SVP, Boost Payment Solutions

  June 15th 2022

  • 10:00am -10:45am
    Buyers and suppliers: creating win-win relationships

  Stephen Cohen is Senior Vice President of Boost Payment Solutions, the only acquirer in the United States focused exclusively on business-to-business electronic payments. In his role at Boost, Stephen is a key player in business development and strategic business activities for the company and manages relationships with commercial card issuers, middleware players and large corporate customers where he works with both Accounts Payable and Accounts Receivable teams to optimize commercial card acceptance. Prior to joining Boost in 2010, Stephen was the founder, president and CEO of Brillian Technologies, LLC, a provider of wireless payment technologies and other innovative solutions to the restaurant and hospitality industries. Prior to Brillian, he was a founder and COO of Fastcorp, the leading ice cream vending machine manufacturer in the world. Mr. Cohen began his career as a management consultant at Bain & Co after receiving dual degrees from The University of Pennsylvania and The Wharton School of Business in Philadelphia, PA.

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  Andrew Jamison

  CEO & Co-Founder, Extend

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  Andrew Jamison

  CEO & Co-Founder, Extend

  June 15th 2022

  • 09:05am -10:00am
    Fintech focus
  • 12:00pm -12:30pm
    Table discussion groups

  Andrew is the CEO and Co-Founder of Extend. Prior to starting Extend, Andrew was the head of B2B Corporate Payments Products at American Express with a mandate to drive digital payment innovation and adoption. Over the course of six years, he doubled B2B payment volumes by launching and scaling new capabilities and platforms. Prior to American Express, Andrew spent eight years managing global SAP deployments for large multinational corporations.

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  Chris Holmes

  Senior Vice President, KAE Consulting

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  Chris Holmes

  Senior Vice President, KAE Consulting

  June 15th 2022

  • 12:00pm -12:30pm
    Table discussion groups

  Chris is a Senior Vice President at KAE, a boutique strategic advisory firm. Chris joined KAE in 2007 and during this time, he has managed multiple high profile global projects across the payments space (focusing on various issuing and acquiring topics across both the commercial and consumer payments sectors), banking, FinTech, AltFi and telco industries. He also heads KAE’s FinTech practice.

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  John Venzon

  Managing Director, Cornerstone Advisers

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  John Venzon

  Managing Director, Cornerstone Advisers

  June 15th 2022

  • 12:00pm -12:30pm
    Table discussion groups

  John Venzon brings 30 years of banking, vendor, and consulting experience to Cornerstone Advisors. As managing director of the Technology Solutions group, John puts his strong background to work in leading the firm’s IT Advisory practice.Prior to consulting, John was a group executive for Consumer and Commercial Solutions at Jack Henry & Associates. He managed over 60 channel products and services including retail digital banking solutions, payments, and branch solutions for community banks and credit unions. He was the co-chair of the Corporate Payment Committee.John served as a senior vice president of Global Technology and Operations at Bank of America in Commercial Treasury, Customer Service and Support, and the leader of the Enterprise Payments Program. He began his career with IBM working with financial institutions in data centers, automating branch delivery systems, and early-stage technologies.John is a contributing author for GonzoBanker, Cornerstone’s blog, and a frequent speaker.

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  Jonasz Bala

  Business Development Manager, Conferma Pay

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  Jonasz Bala

  Business Development Manager, Conferma Pay

  June 14th 2022

  • 11:15am -12:00pm
    Growth verticals in B2B and the return of T&E

  Jonasz specializes in cultivating virtual commercial card programs across Private and Public sectors. Having previously worked for a Global TMC, Jonasz possesses extensive knowledge of the travel industry, as well as the associated benefits of adopting virtual cards as a form of payment for all business expenditure. Jonasz works in close partnership with Visa Business Solutions, helping organizations elevate their commercial card programs by leveraging new innovative digital payment products and practices.

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  Jenny Carlson

  Head of U.S. Regional Issuer Sales, Large & Middle Market Business Solutions, Visa

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  Jenny Carlson

  Head of U.S. Regional Issuer Sales, Large & Middle Market Business Solutions, Visa

  June 14th 2022

  • 02:30pm -3:15pm
    AP/AR automation: accelerating process change

  June 15th 2022

  • 12:00pm -12:30pm
    Table discussion groups

  Jenny Carlson leads US Regional Issuer Sales for Large & Middle Market Business Solutions. In this role, Jenny enables Visa’s partners and their clients to grow and thrive through the launch of business payment initiatives and solutions. Prior to joining Visa in 2019, Jenny spent five years at American Express working with businesses to digitize their accounts payable and accounts receivable operations. She holds a Master of Business Administration and a Bachelor of Science in Marketing from Arizona State University’s W.P. Carey School of Business, as well as an Associate of Arts in Visual Communication from the Fashion Institute of Design and Merchandising. Jenny currently resides in Phoenix, Arizona. Outside of the virtual office, she enjoys playing tennis, listening to live music, and supporting ASU Athletics.

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  Viviane Sabat

  VP Product Development, Mastercard

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  Viviane Sabat

  VP Product Development, Mastercard

  June 14th 2022

  • 02:30pm -3:15pm
    AP/AR automation: accelerating process change

  Viviane Sabat is the Vice President of B2B Product Management at Mastercard. In this role, she oversees several products, such as Mastercard Track, Straight Through Processing, Supply Chain Financing, and commercial interchange. She previously led the company’s real time payments application strategy. Before joining Mastercard, Viviane spent several years at American Express, where she worked across many Product functions, including small business lending & corporate payments. She also has a background in procurement, operations & technology. Viviane received a BS from Northwestern University & an MBA from University of Chicago Booth School of Business.

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  Ricardo Correia

  Head of Digital Currencies, R3

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  Ricardo Correia

  Head of Digital Currencies, R3

  June 14th 2022

  • 03:45pm -4:30pm
    Cryptocurrencies and the era of the digital dollar in US markets

  Ricardo is the global head of Digital Currencies at R3 with a focus on CBDCs and Stablecoins. He and his team manage a DC working group and Sandbox with members from across both the public and private sectors. He initially served as head of APAC at R3 and then spent 3 years as global head of Partnerships, building a network of 300+ partners who develop solutions and offer services on Corda. Prior to joining R3 Ricardo worked with the Commonwealth Bank of Australia, Accenture, and Avanade in senior technology and leadership positions. He’s co-founded 2 high-tech startups and has spent the last 20 years commercializing early-stage, emerging technologies.

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  Cindy Finley

  Director, Commercial B2B Payments Consultant, Mastercard

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  Cindy Finley

  Director, Commercial B2B Payments Consultant, Mastercard

  June 15th 2022

  • 02:00pm -2:45pm
    Now and then: predictions and futures for payment markets

  Cindy Finley joined MasterCard in early 2022 in the role of Commercial B2B Payments Consultant on the North American team. In this role, she is responsible for aligning MasterCard commercial payment solutions to her portfolio of financial institution partners.

  Cindy is a Senior Sales Executive and Strategist who has delivered revenue growth through strategy, sales leadership, and innovation in treasury management and payment solutions in the banking industry for over 25 years. She is a gifted relationship builder adept across the entire sales cycle, from conveying unique value propositions to effective account management. Results-driven and steadfast in achieving goals, navigating through challenges fearlessly, finding solutions, and accelerating business performance.

  Cindy holds a MBA from Cleveland State University, Cleveland, Ohio and a BBA degree from Saint Mary’s College, Notre Dame, Indiana. Professional certifications achieved include a Certified Treasury Professional Certification (CTP) and a Certified Purchasing Card Professional (CPCP) designation.

  Cindy and her teenage sons reside in New Albany, Ohio. She is also a proud mom to two adult daughters and four grandchildren

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  Mark Silverman

  Director, Business Development - Banking, ConfermaPay

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  Mark Silverman

  Director, Business Development - Banking, ConfermaPay

  June 15th 2022

  • 12:00pm -12:30pm
    Table discussion groups

  Mark is Director of Business Development – Banking/Americas for Conferma Pay, working with Conferma’s banking partners to help them optimize Conferma’s travel, payables and mobile virtual card solutions. Prior to Conferma Pay, Mark was a consultant for PayTech Commercial, working on engagements with payment networks and their financial institutions on projects ranging from sales effectiveness training to research. He has several years of successful business development experience working for U.S. Bank and American Express. Mark is a former chair of CPI’s Middle Market Summit and Global Summit (2017).

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  David Alpha

  VP Business Leader, NA Commercial Products, Mastercard

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  David Alpha

  VP Business Leader, NA Commercial Products, Mastercard

  June 15th 2022

  • 12:00pm -12:30pm
    Table discussion groups

  David Alpha is the Vice President, US Commercial Product B2B Consultant Team, leading a team that supports the Account Management team and their Issuers. David has been a part of the NAM Commercial Product team since June 2015, working in partnership with the Account Management team to promote Mastercard’s commercial platforms, solutions, and partners. David has over 26 years in the commercial payments space. Prior to joining Mastercard, David worked at WEX for 5 years and U.S. Bank for 15 years.

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  Shawn Thomas

  Senior Director B2B Merchant Acceptance, Visa

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  Shawn Thomas

  Senior Director B2B Merchant Acceptance, Visa

  June 15th 2022

  • 03:30pm -4:00pm
    Driving sustainable card acceptance

  Shawn is the Senior Director at Visa Business Solutions and leads the Global B2B Merchant Acceptance team. He has worked in the B2B commercial payments space for over 15 years. In his current role he leads a team that focuses on expanding B2B merchant acceptance across North American, Latin America, Asia Pacific and Europe. Prior to his role at VISA, he worked at American Express where he led teams who managed the largest B2B customers on both the merchant and issuing buyer side of the credit card relationship. He has an MBA in international business and finance from Butler University and a bachelor’s in marketing from Indiana University. He currently resides in the Chicago area with his wife and kids.

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  Sheelu Jain

  VP Product Strategy, Mastercard

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  Sheelu Jain

  VP Product Strategy, Mastercard

  June 15th 2022

  • 10:45am -11:30am
    Open finance and embedded payments innovation for the mid-market

  Sheelu Jain is a Vice President within US Commercial Product & Sales organization at Mastercard. Sheelu leads US Commercial Strategy and Strategic Partnerships, and is responsible for growing Mid-to Large-Market Commercial business with a focus on modernizing B2B payments. Previously, Sheelu led development of products within Mastercard Track product suite to help create efficiencies for business users by simplifying and automating the exchange of payments data between buyers and suppliers. Prior to that, Sheelu developed go to market strategies for digital and loyalty products at Mastercard. Sheelu has 15+ years of experience in financial services across Commercial, Digital and Consumer segments. Prior to joining Mastercard, Sheelu worked at American Express in multiple product roles. She led development of products focused on SMB and Affluent consumers, and led customer acquisition strategies for ecommerce and lodging partnerships at American Express. Sheelu holds a MBA from University of Chicago Booth School of Business, and Masters in Computer Science from University of Southern California.

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  Karen Mays

  Manager, National Accounts, Yojna

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  Karen Mays

  Manager, National Accounts, Yojna

  June 15th 2022

  • 09:05am -10:00am
    Fintech focus

  Karen Mays is the Manager of National Accounts at Yojna and has served in this capacity for the last 20 years. Yojna is a fintech developer of treasury management and commercial card business process automation. Yojna’s customers include three of the top four largest banks in the U.S. and several regional commercial banks.

  Prior to joining Yojna, Karen was a Project Manager/Internet Consultant/Senior Sales Specialist for IBM within the Financial Services Industry. Karen is an experienced Information Technology Professional with cross-industry experience and excellent skills for short-term and strategic planning, contracts, projects, operations and financial management and sales engineering. Karen has a Bachelor of Science Degree from Indiana University’s Kelley School of Business.

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  Chaps Poduri

  Director, Commercial Payments, Bank of America

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  Chaps Poduri

  Director, Commercial Payments, Bank of America

  June 15th 2022

  • 02:45pm -3:30pm
    Developing commercial card programs for the mid-market

  Chaps Poduri joined Bank of America in 2011 in the role of a Program Manager to oversee Bank of America’s prepaid card program for the California Employment Development Department. Since then he has had varied roles within product and business development across several commercial payment products. Chaps has a Masters in Computer Sciences and a certification in Project Management. Outside of his daily job, Chaps has an active role in his community as a Council Member for the City of Pacific Grove, CA.

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  Jared Nicholson

  SVP, Division Manager, Commercial Card Products & Services, Bankcard, Zions Bank

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  Jared Nicholson

  SVP, Division Manager, Commercial Card Products & Services, Bankcard, Zions Bank

  June 15th 2022

  • 03:30pm -4:00pm
    Driving sustainable card acceptance

  Jared is the Division Manager over Commercial Card Products and Services for Zions Bancorporation. His team includes sales, account management, implementations, sales support, operations, product development and reporting functions, in addition to shared risk/credit oversight. He has 18 years of experience in the Commercial and Business Card industries. Prior to joining the Zions in 2010 to build their Commercial Card program, he served GE Capital Financials Commercial and Business Card divisions for 10 years in a variety of roles, including Account Management, In-house Card Program Administration, and Servicing. He is a father of two, movie buff who has seen every Best Picture Oscar winner, and a self-described “Lego maniac”.

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  Rajeev Yerukalapudi

  VP, Product Management, Fiserv

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  Rajeev Yerukalapudi

  VP, Product Management, Fiserv

  June 14th 2022

  • 04:50pm -5:30pm
    Consumerization of B2B payments

  Rajeev leads the credit credit business at Fiserv, focused on mid-market & community Fis. This entails consumer, small business, commercial & private label products.

  Rajeev has spent the last 11 years serving in a variety of digital product leadership roles in FinTech space. He assumed this role ~2 years ago and prior to that he was at First Data for ~ 2 years leading digital cardholder experience & API strategy for credit on Optis platform for the large issuers. Rajeev joins Fiserv from American Express, New York where he spent about 5 years overseeing various digital experiences & products including digital acquisition, loyalty & personalization, Prior to that, he spent ~ 5 years between Mastercard & Thomson Reuters, based in New York, leading several product initiatives, including MasterPass, an API based white-label digital wallet.

  Rajeev holds an MBA from Boston University and B Tech in electrical from India. He resides in NYC with his wife and a dog.

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  Tim Ruhe

  VP, Payment Strategy and Partnerships, Fiserv Digital Payment Solutions

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  Tim Ruhe

  VP, Payment Strategy and Partnerships, Fiserv Digital Payment Solutions

  June 14th 2022

  • 04:50pm -5:30pm
    Consumerization of B2B payments

  As Fiserv’s VP of Digital Payment Strategy and Partnerships, Tim is responsible for Fiserv’s enterprise approach to real-time payments across Fiserv products and lines of business. This includes Fiserv’s strategy and solutions for enabling real-time capabilities for financial institutions, billers, and businesses across all Fiserv FI payment services, from core integration, p2p payments, to billpay, to commercial payments and beyond. Tim also manages our partnerships with the leading real-time networks, including The Clearing House, FedNow.

  Prior to his current role at, Tim led several other product innovation initiatives at Fiserv, including person to person payments, integrated payments, and mobile banking.

  Prior to joining Fiserv, Tim held various product leadership positions at CheckFree, Corillian, and several early-stage technology companies.

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  Michelle Yee

  Chief Business Development Officer, Deserve

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  Michelle Yee

  Chief Business Development Officer, Deserve

  June 15th 2022

  • 09:05am -10:00am
    Fintech focus

  Michelle Yee is Deserve’s Chief Business Development Officer, responsible for partnering with customers for their consumer and commercial credit card programs. Deserve provides a comprehensive, digital-first credit card platform for financial institutions, fintechs, crypto companies, and brands. Some of Deserve’s customers include Sallie Mae, Customers Bank, BlockFi, and TrueBill (a Rocket Company). Prior to Deserve, Michelle led the business development efforts for other lending fintechs, including Zest.ai and Tala, as well as other global technology companies, including Amazon and Yahoo! Michelle holds an MBA from Harvard Business School and BA in Economics from UCLA.

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  Luis Gerardo Silva

  VP, Digital Partnerships, Mastercard

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  Luis Gerardo Silva

  VP, Digital Partnerships, Mastercard

  June 15th 2022

  • 10:45am -11:30am
    Open finance and embedded payments innovation for the mid-market

  Luis Silva is vice president of Digital Partnerships at Mastercard. In his role, Luis leads Mastercard’s relationships with Crypto and Digital Assets, SMB and Commercial Fintechs, Creator economy, and Fintech enablers. Since joining Mastercard in 2016, Luis has driven innovation for the company and industry by developing effective go-to-market strategies for Mastercard’s products and services in North America that are shaping the future of commerce. Prior to joining Mastercard, Luis held positions at Cogniance, Accenture, and co-founded startups in Venezuela. Luis holds an MBA from Babson College and a bachelor’s in Production Engineering from Universidad Simón Bolívar in Caracas, Venezuela.

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  Matthew Miller

  Senior Vice President, National Client Partnerships, Viewpost

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  Matthew Miller

  Senior Vice President, National Client Partnerships, Viewpost

  June 15th 2022

  • 09:05am -10:00am
    Fintech focus