Agenda
Registration
Welcome address
Middle Market pulse-trends, insights, and the future of payments
This session will explore the latest research on emerging commercial payment and card trends, examining their impact on payment structures and operations. It will highlight drivers, metrics, and growth projections in the middle market while analysing shifts in the business landscape. Gain insights into industry-specific payment preferences, segmented by company size and sector, and discover future payment trends.
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Kimberly Roseler
Program manager National Center for the Middle Market
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Kimberly Roseler
Program manager National Center for the Middle Market
As the Program Manager for the National Center for the Middle Market (NCMM), Kim (Roseler) Barnhart oversees the NCMM member experience, including programming, education and engagement. She engages with external partners and faculty and staff at The Ohio State University Fisher College of Business to move research projects forward and manages daily operations and special projects for NCMM.
Prior to joining NCMM, Kim supported The Risk Institute, another research center at Fisher College of Business, through a strategic plan reinvigoration, working alongside the Executive Board—which included the Dean of Fisher College of Business, college department chairs, and Chief Risk Officers from Nationwide, Huntington and Battelle—to develop a competitive and impactful strategic plan for the center. Prior to her time at Fisher College of Business, Kim supported the university’s central advancement team, developing personalized stewardship plans and activities for the Major Gift and Principal Gift donors.
Kim’s professional career began at the American Heart Association’s Go Red for Women movement where she managed the execution of 1,000-person luncheons, galas and fireside chats to drive the mission forward. Her early years in non-profit research helped her develop expertise in delivering impact and purpose through data-driven insights. Kim attended Otterbein University and received a Bachelor of Arts in Sports Management. She is currently a student in the Working Professional MBA program at Ohio State’s Fisher College of Business and will graduate in August 2023.
June 10th 2025-
08.55am -09.35amMiddle Market pulse-trends, insights, and the future of payments
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Lauren Hewings
Senior director, treasury and working capital solutions Visa
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Lauren Hewings
Senior director, treasury and working capital solutions Visa
June 10th 2025-
08.55am -09.35amMiddle Market pulse-trends, insights, and the future of payments
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Panel discussion: Navigating uncertainty, geopolitical shifts and economic strategies for payment resilience
Amid geopolitical uncertainty, tariffs, supply chain disruption, market instability, and economic volatility, this session explores strategies for banks and card providers to build resilience, navigate regulations, and support clients. It will address how mid-market institutions can handle these challenges to stay profitable and innovative in the commercial card space despite high rates and rising technology investments. Key insights will cover macroeconomic trends, policy effects, and best practices to ensure market stability and promote long-term growth.
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Michael Salerno
Vice president, global banking group FNBO
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Michael Salerno
Vice president, global banking group FNBO
Michael Salerno is Head of Global Banking at FNBO leading the international team responsible for business development, trade services, foreign exchange and cross-border payments. He serves all markets and national clients, including commercial and correspondent banking customers. Michael enjoys solving problems for his clients and connecting them with the resources they need to grow their business. He enjoys several professional affiliations, serving as treasurer for the Nebraska District Export Council, as an Executive Member and Treasurer of the National Association of District Export Councils, and as a Committee Member of the North American Regional Bank FX Forum.
June 10th 2025
Virtual card use cases and innovation: lightning talks
This session brings together top experts to share their knowledge and show successful implementations of VCs and the benefits for client engagement and operational efficiency. Three ten-minute presentations/use cases will deep dive and discuss how to increase adoption through ease of use and fintech partnerships and will focus on the following areas:
- Risk management and security in virtual card payments: balancing security and customer satisfaction
- Trends in mobile virtual card adoption and usage
- Integration of virtual cards with expense management systems
- Innovations in virtual card offerings and their evolving value
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Paul Krumholz
US head of product management, NA commercial cards HSBC
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Paul Krumholz
US head of product management, NA commercial cards HSBC
Paul Krumholz leads the Commercial Card Product Management team for HSBC in the US. Prior to joining HSBC in 2019, Paul held similar roles for Citi starting in 2012. As well as a background in B2B products such as Purchasing Card and Virtual Card, he has expertise in supplier enablement/supplier enrollment/vendor analysis for B2B Card programs. Prior to Citi, Paul had a career as an officer in the United States Navy.
June 10th 2025-
10.15am -11.00amVirtual card use cases and innovation: lightning talks
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Shlomo Mayer
Vice president, product management, small and medium enterprises Mastercard
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Shlomo Mayer
Vice president, product management, small and medium enterprises Mastercard
Shlomo Mayer is a seasoned payments professional with over 20 years of experience in both operational and product leadership roles. Currently the Global Vice President of Product Management for Small and Medium Enterprises (SME) at Mastercard, he is responsible for defining strategies that support a variety of use cases in the SME and Mid-Market space, including accounts payable, delegated spend, and embedded partner solutions. A strategic thinker, Shlomo is known for his ability to bridge business, operations, and technology to deliver impactful results. Prior to his current role, Shlomo held positions at Wex, JPMorgan Chase, and IDT Financial Services. He holds a Master of Science in Information and Telecommunications Systems from Johns Hopkins University and a Bachelor of Arts in Talmudic Law from Ner Israel College. He is based in Purchase, New York.
June 10th 2025-
10.15am -11.00amVirtual card use cases and innovation: lightning talks
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Moderated by
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Davide Villa
Senior consultant Edgar, Dunn & Company
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Davide Villa
Senior consultant Edgar, Dunn & Company
Davide is a Senior Consultant based in EDC’s San Francisco office. He has more than 4 years of strategy consulting experience within payments and financial service clients across the North American, Asian, European, and African markets. Davide’s expertise spans across multiple EDC practices with a focus on the Retailer, Acquiring, Issuing, M&A, and Advanced Payment practices. Davide graduated with an MEng degree in Biomedical Engineering from Imperial College London. Outside of work Davide is likes to plan exotic travels and enjoys several sports and activities, including football (soccer), skiing, running, and hiking.
June 10th 2025-
10.15am -11.00amVirtual card use cases and innovation: lightning talks
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12.10pm -12.30pmPanel discussion: The rise of real-time payments
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Networking break - sponsored by Inlogik
Panel discussion: Reviving value: the re-emergence and impact of ACH
This session will explore how ACH impacts commercial card payments, focusing on benefits, challenges, negotiated interchange and integration into broader payment platforms. Real-world case studies will show successful adoption across industries, highlighting how these models drive value and growth.
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Christopher Claus
Managing director, B2B payables J.P. Morgan Payments
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Christopher Claus
Managing director, B2B payables J.P. Morgan Payments
June 10th 2025-
11.30am -12.10pmPanel discussion: Reviving value: the re-emergence and impact of ACH
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Moderated by
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Jason Turner
VP, national solution consulting manager Commerce Bank
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Jason Turner
VP, national solution consulting manager Commerce Bank
Joining Commerce Bank in 2013, Jason brings 20 years of experience in the Accounts Payable Automation industry. With insight regarding both the user’s and the provider’s perspective, Jason leads the National Solution Consulting Team for Commerce Bank, a team that works directly with clients in various industries to determine where efficiencies would be gained and cost savings realized in their accounts payable process. In addition to leading the team, Jason continues to work with clients to analyze current AP processes while establishing strategic goals and outlining the steps and best practices required to automate and digitize processes within AP. He also works to arm businesses with comprehensive ROI justifications through inclusive payments strategies.
June 10th 2025-
11.30am -12.10pmPanel discussion: Reviving value: the re-emergence and impact of ACH
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Panel discussion: The rise of real-time payments
Dive into the evolution and global adoption of real-time payments within the mid-market space. Examine the impact on commercial transactions and how commercial cards complement RTP payment methods. Learn how businesses are integrating diverse payment solutions to enhance supplier payments and streamline B2B ecosystems
Moderated by
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Davide Villa
Senior consultant Edgar, Dunn & Company
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Davide Villa
Senior consultant Edgar, Dunn & Company
Davide is a Senior Consultant based in EDC’s San Francisco office. He has more than 4 years of strategy consulting experience within payments and financial service clients across the North American, Asian, European, and African markets. Davide’s expertise spans across multiple EDC practices with a focus on the Retailer, Acquiring, Issuing, M&A, and Advanced Payment practices. Davide graduated with an MEng degree in Biomedical Engineering from Imperial College London. Outside of work Davide is likes to plan exotic travels and enjoys several sports and activities, including football (soccer), skiing, running, and hiking.
June 10th 2025-
10.15am -11.00amVirtual card use cases and innovation: lightning talks
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12.10pm -12.30pmPanel discussion: The rise of real-time payments
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Lunch
Latest supplier enablement and acceptance strategies
This session will address the ongoing challenges of supplier enablement in virtual card acceptance and other B2B payments. Discuss strategies to reduce friction, improve supplier relationships, and improve transaction processes. Including a case study to present successful supplier engagement and acceptance results.
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Heather Fraser
Executive director, commercial banking JP Morgan
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Heather Fraser
Executive director, commercial banking JP Morgan
I have an extensive career in Commercial Card payments having worked with MasterCard and other financial institutions throughout my career. My position as Payables Product Specialist has given me the opportunity to consult with organizations of all sizes and allowed me to share my experiences and insights to help them achieve their objectives.
June 10th 2025-
01.30pm -02.10pmLatest supplier enablement and acceptance strategies
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10.00am -10.45amRoundtable discussions
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Suzanne Carter
Global head of supplier enablement Visa
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Suzanne Carter
Global head of supplier enablement Visa
June 10th 2025-
01.30pm -02.10pmLatest supplier enablement and acceptance strategies
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David Bork
SVP, business development Boost
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David Bork
SVP, business development Boost
June 10th 2025-
01.30pm -02.10pmLatest supplier enablement and acceptance strategies
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Paul Uher
Managing director, segment executive, merchant services – commercial and corporate banking Wells Fargo
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Paul Uher
Managing director, segment executive, merchant services – commercial and corporate banking Wells Fargo
June 10th 2025-
01.30pm -02.10pmLatest supplier enablement and acceptance strategies
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Panel discussion: Redefining commercial card processing
This session will explore the future of commercial card processing, addressing limitations of current platforms and emerging alternatives. Key topics include challenges like virtual card reissuance, transaction size and velocity limits, and mobile wallet provisioning. It will also cover critical considerations for banks when converting processors, ensuring a smoother transition and an optimised buyer journey.
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Lizzie Pine
Executive director, head of CB commercial card JP Morgan Chase & Co
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Lizzie Pine
Executive director, head of CB commercial card JP Morgan Chase & Co
Lizzie is the head of Commercial Banking Commercial Card product, serving the Middle Market and corporate clients, from pre-profit startups to $2B-sized corporations. She has spent most of her career in strategy, consulting for Fortune 100 clients to venture-backed startups. She has led teams to define go-to-market strategies, create operating models, and ideate customer-centric offerings, among other functions. She received her MBA from Chicago Booth, and has been selected as one of 30 women future leaders in payments by Money 20/20 in 2021 and for ETA Transact’s Forty under 40 leaders of the payments industry in 2023.
June 10th 2025-
02.10pm -02.50pmPanel discussion: Redefining commercial card processing
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Moderated by
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Hugh Gallagher
Director and CFO Edgar, Dunn & Company
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Hugh Gallagher
Director and CFO Edgar, Dunn & Company
Hugh is a Director in the Atlanta office and leads the North American Consulting Practice for EDC. He has 30+ years of experience in the payments, fintech, and financial services industries. Hugh advises C-suite and senior executive teams at a variety of banks and other financial institutions, leading private equity firms, non-bank financial services companies, and financial technology and other bank vendor organizations on strategic planning, pricing and profitability analysis, product management, innovation and new product development, applied analytics and customer segmentation, customer experience, and partnerships, mergers & acquisitions. Outside the payments and fintech industry Hugh is an avid golfer.
June 10th 2025-
02.10pm -02.50pmPanel discussion: Redefining commercial card processing
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Panel discussion: Building stronger partnerships and best practices for fintech onboarding and collaboration
This session will explore how banks can use fintech partnerships to drive agility, overcome legacy limitations, and accelerate innovation. It will cover best practices for selecting partners, streamlining onboarding, and navigating compliance challenges, while highlighting strategies to simplify integration and maximise long-term collaboration.
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Stephanie Wilczewski
Director, B2B payables product strategy and new initiatives intelligent payables and card product management, global payment solutions Bank of America
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Stephanie Wilczewski
Director, B2B payables product strategy and new initiatives intelligent payables and card product management, global payment solutions Bank of America
Stephanie Wilczewski is a Director and Senior Product Manager responsible for B2B Payables Strategy and New Initiatives within Bank of America’s Global Payment Solutions group. In this role, she spearheads the delivery of innovative solutions from ideation through to full go-to-market launch for the Intelligent Payables product suite. At Bank of America, Stephanie has also managed AP Automation Solutions, including launching an invoice to payment automation product for middle market clients. Prior to joining the bank, she worked at a Procure-to-Pay fintech in a variety of roles supporting bank-channel partnerships.
Stephanie is tapped for her expertise on: fintechs and competitive landscape, the value of invoice automation as a launching pad for payments discussions, and consulting clients on rethinking how they manage their payments strategy. With her passion to share knowledge and develop those around her, Stephanie is sought after for sales and product trainings, client meetings, and industry webinars. Bridging the gap between business and technology, along with her commitment to innovation and client satisfaction, has been a driving force throughout her career.
Stephanie is a graduate of the University of Alabama and received a certificate from Harvard’s Management Development Program. She resides in Charlotte, North Carolina, with her husband and two children.June 10th 2025 -
Jason Turner
VP, national solution consulting manager Commerce Bank
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Jason Turner
VP, national solution consulting manager Commerce Bank
Joining Commerce Bank in 2013, Jason brings 20 years of experience in the Accounts Payable Automation industry. With insight regarding both the user’s and the provider’s perspective, Jason leads the National Solution Consulting Team for Commerce Bank, a team that works directly with clients in various industries to determine where efficiencies would be gained and cost savings realized in their accounts payable process. In addition to leading the team, Jason continues to work with clients to analyze current AP processes while establishing strategic goals and outlining the steps and best practices required to automate and digitize processes within AP. He also works to arm businesses with comprehensive ROI justifications through inclusive payments strategies.
June 10th 2025 -
Tracy Armstrong
Head of commercial card & payables, corporate products & services TD Bank
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Tracy Armstrong
Head of commercial card & payables, corporate products & services TD Bank
Tracy is an experienced product executive with a proven track record of launching new payments solutions and experiences. Currently the Head of Commercial Card and Payables at TD Bank, she leads a dynamic product team responsible for delivering faster payment solutions, including RTP and small business Zelle, integrated payables and Commercial Cards. With over 20 years of experience in the payment industry, Tracy has a passion for driving results and cultivating confidence. Prior to her current role, she held positions at JPMorgan, HSBC and Bank of America. She is based in Chicago, IL.
June 10th 2025
Moderated by
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Joanne Modugno
Head of partnerships & alliances Inlogik
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Joanne Modugno
Head of partnerships & alliances Inlogik
June 10th 2025-
02.50pm -03.30pmPanel discussion: Building stronger partnerships and best practices for fintech onboarding and collaboration
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02.40pm -03.10pmEmbracing the fintech innovators: how can banks stay competitive?
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Networking break - sponsored by Discover
Maximizing value: smarter rebate management, incentive programs and pricing strategies
This session will explore innovative approaches to automating rebate management and optimising pricing strategies for both mid-market and large corporate clients. It will cover how automation in contract and volume management can drive profitability and efficiency. This panel discussion will feature experts from pricing teams and fintech providers, offering diverse insights into best practices for maximising value and navigating the complexities of rebate and pricing strategies in today’s competitive landscape as well as the future of interchange.
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Denver Mangaoang
Treasury product associate Bank of America
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Denver Mangaoang
Treasury product associate Bank of America
June 10th 2025 -
Rajeev Jarayaman
Head of Commercial Card Payments Fifth Third Bank
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Rajeev Jarayaman
Head of Commercial Card Payments Fifth Third Bank
June 10th 2025
Networking reception.
End of day 1
Welcome remarks and recap of day 1
Presentation: Payments state of the union - 2025 key commercial trends
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Laura Shelton
Global head of business travel & MIS solutions Discover Global Network
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Laura Shelton
Global head of business travel & MIS solutions Discover Global Network
Laura has more than 10 years of experience in commercial payments and more than 15 years in the business travel industry. A seasoned product manager, Laura is currently the Head of international commerical products with a product portfolio of solutions including virtual card number, corporate card, and travel accounts for both large market and SME. Innovation and market insight are at the core of Laura’s approach. Passionate about staying ahead of emerging trends to drive product strategy, Laura is driven by identifying new opportunities, translating insights, and breaking down complex products into simplified solutions, all with a focus on new product ideation and strategy. Laura holds a Master of Arts degree from New Mexico State University in Communication Studies with an emphasis in Intercultural Communication and is currently based in Minneapolis, Minnesota.
June 11th 2025
Fireside chat: Corporate strategies: defining payment goals
This session will feature mid-market corporate leader(s) who will share how they define and execute payment strategies. Discuss the challenges in aligning payment solutions with business objectives, optimising processes, and leveraging partnerships for efficiency and beyond.
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Rhea Sternberg
VP, manager of portfolio growth team BMO Harris Bank
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Rhea Sternberg
VP, manager of portfolio growth team BMO Harris Bank
June 11th 2025-
09.05am -09.35pmFireside chat: Corporate strategies: defining payment goals
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Corporate case study: Virtual card embedded payments
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Raj Singh
Director treasury product – payments & cards, treasury management First Citizens Bank
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Raj Singh
Director treasury product – payments & cards, treasury management First Citizens Bank
June 11th 2025-
09.35am -10.00amCorporate case study: Virtual card embedded payments
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Roundtable discussions
Delegates choose one:
- Fraud trends and future-proofing strategies – Maria Line, head of customer engagement, portfolio management and commercial card, FNBO
- Data and analytics: unlocking value for Middle Market companies – Mitchell Bessey, senior director, head of NA commercial solutions, Visa
- Next generation of virtual card products – Afua Appea, director, product management, Mastercard
- E-commerce: personalization and consumerization of B2B payments
- Best practices of AP/AR automation – Heather Fraser, executive director, commercial banking, JP Morgan
- Innovative fintech strategies to enhance mid-market working capital access
- The future of interchange
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Mitchell Bessey
Senior director - Visa commercial solutions (VCS),North America Visa
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Mitchell Bessey
Senior director - Visa commercial solutions (VCS),North America Visa
Mitchell Bessey is the Head of North America Commercial Solutions at Visa. Based in San Francisco, Mitchell leads a team of product and market experts who deliver small, mid, and large market solutions for Visa’s Financial Institution and FinTech ecosystem in North America. Prior to this role, Mitchell delivered net new partnerships and payment solutions in roles across business development, FinTech partnerships, Strategy & Operations and Small Business Product management roles with Visa in both London and San Francisco. He holds a Bachelor of Arts in Economics from the University of Denver.
June 11th 2025-
10.00am -10.45amRoundtable discussions
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11.15am -12.00pmPanel discussion: Creating seamless finance and unlocking growth with embedded integration
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Heather Fraser
Executive director, commercial banking JP Morgan
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Heather Fraser
Executive director, commercial banking JP Morgan
I have an extensive career in Commercial Card payments having worked with MasterCard and other financial institutions throughout my career. My position as Payables Product Specialist has given me the opportunity to consult with organizations of all sizes and allowed me to share my experiences and insights to help them achieve their objectives.
June 10th 2025-
01.30pm -02.10pmLatest supplier enablement and acceptance strategies
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10.00am -10.45amRoundtable discussions
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Maria Line
MD, head of commercial card FNBO
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Maria Line
MD, head of commercial card FNBO
Maria is the Head of Customer Engagement, Portfolio Management & Commercial Card at FNBO, where she leads a dynamic team dedicated to optimizing commercial payments programs for organizations seeking to streamline their accounts payables processes, reduce risk and maximize cash flow.With a focus on creating a best-in-class customer experience, Maria collaborates closely with her team and FNBO professionals who share her commitment to excellence. Her approach is client-centric, ensuring that each engagement is tailored to meet the unique needs of FNBO’s diverse customer base. Maria’s expertise extends to portfolio management, where she oversees the strategic growth and sustainability of commercial payments portfolios, ensuring they align with the evolving needs of the market and FNBO’s clients.Before assuming her current role, Maria served as the Head of Account Management at FNBO, where she honed her skills in client relationship management, portfolio oversight and delivering a successful commercial card strategy. Her extensive experience also includes roles overseeing Supplier Recruitment, Strategy, and Partnerships at leading financial institutions, where she was responsible for driving supplier engagement and creating mutually beneficial partnerships.Early in her career, Maria gained valuable experience in human resources and account payable, which has equipped her with a deep understanding of business operations and the ability to engage with clients of all sizes effectively. She holds a degree in Business Administration from the University of Arizona and is an active member of professional organizations such as NAPCP, AFP, and IOFM.Outside of work, Maria is passionate about spending quality time with her friends and family. She cherishes moments with loved ones. Maria also has a love for travel and enjoys capturing the beauty of new destinations through her camera lens.
June 11th 2025-
10.00am -10.45amRoundtable discussions
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Networking break - sponsored by Windward Strategy
Panel discussion: Creating seamless finance and unlocking growth with embedded integration
This session will explore the critical role of embedding financial services into key business platforms for middle market companies. It will address common challenges faced by firms with limited technical resources and highlight collaborative models between banks and business platforms. The discussion will also explore ecosystem partnerships and emerging innovation opportunities, offering insights on how businesses can leverage embedded finance to drive growth, streamline operations, and improve customer experiences.
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Paul Krumholz
US head of product management, NA commercial cards HSBC
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Paul Krumholz
US head of product management, NA commercial cards HSBC
Paul Krumholz leads the Commercial Card Product Management team for HSBC in the US. Prior to joining HSBC in 2019, Paul held similar roles for Citi starting in 2012. As well as a background in B2B products such as Purchasing Card and Virtual Card, he has expertise in supplier enablement/supplier enrollment/vendor analysis for B2B Card programs. Prior to Citi, Paul had a career as an officer in the United States Navy.
June 10th 2025-
10.15am -11.00amVirtual card use cases and innovation: lightning talks
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Mitchell Bessey
Senior director - Visa commercial solutions (VCS),North America Visa
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Mitchell Bessey
Senior director - Visa commercial solutions (VCS),North America Visa
Mitchell Bessey is the Head of North America Commercial Solutions at Visa. Based in San Francisco, Mitchell leads a team of product and market experts who deliver small, mid, and large market solutions for Visa’s Financial Institution and FinTech ecosystem in North America. Prior to this role, Mitchell delivered net new partnerships and payment solutions in roles across business development, FinTech partnerships, Strategy & Operations and Small Business Product management roles with Visa in both London and San Francisco. He holds a Bachelor of Arts in Economics from the University of Denver.
June 11th 2025-
10.00am -10.45amRoundtable discussions
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11.15am -12.00pmPanel discussion: Creating seamless finance and unlocking growth with embedded integration
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In conversation: Accelerating the Middle Market with Mastercard
Join us for a discussion on how Mastercard is empowering middle-market businesses with a tailored suite of solutions that accelerate growth, drive digitization, and enhance security. Discover how Mastercard’s commitment to innovation and collaboration is driving real change for the middle market, enabling smarter financial decisions and fostering stronger performance.
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Sheelu Jain
Vice president, U.S. head of mid-market products Mastercard
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Sheelu Jain
Vice president, U.S. head of mid-market products Mastercard
Sheelu Jain is Vice President, Head of Mid-Market Products for the U.S. region at Mastercard. In this role, she leads product innovation and commercialization efforts tailored to the unique needs of the mid-market segment. Earlier this year, Sheelu spearheaded the launch of the Mastercard Mid-Market Accelerator, a comprehensive suite of solutions designed to empower middle market businesses to grow, digitize, and better protect their businesses. Prior to this, she led the development of large market payment products aimed at streamlining and automating the exchange of payments data between buyers and suppliers, enhancing operational efficiency for business users. Sheelu joined Mastercard in 2015, bringing with her a wealth of experience from American Express, where she held multiple product leadership roles. Her work at Amex included developing products for small business and affluent consumer segments, as well as driving customer acquisition strategies across ecommerce and travel partnerships. With over 15 years of experience in financial services, Sheelu has built a career spanning small business, mid-market, large corporate, digital, and affluent consumer segments. She holds an MBA from the University of Chicago Booth School of Business and a Masters in Computer Science from the University of Southern California.
June 11th 2025-
12.00pm -12.30pmIn conversation: Accelerating the Middle Market with Mastercard
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In conversation with the client: Leveraging gap analysis for strategic growth
This session will explore how financial institutions can leverage gap analyses to drive strategy, prioritize product enhancements, and strengthen business cases. Panellists will share experiences in using analysis outcomes to gain leadership buy-in, navigate internal approvals, and stay relevant amid evolving trends. The role of partnerships with Visa in supporting issuer strategies will also be discussed.
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Cheri Hansen
VP, purchasing card regional manager Arvest Bank
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Cheri Hansen
VP, purchasing card regional manager Arvest Bank
Cheri Hansen, commercial payments regional manager, VP/CPCP, has over 35 years of banking and credit card experience in the financial industry. Cheri is a regional manager for Arvest credit card division for the commercial payments west region team reaching throughout the Oklahoma, Kansas and Missouri markets. Since joining Arvest in April of 2011, Cheri has dedicated herself to developing, implementing, and expanding commercial card programs and relationships with her clients. She completed the purchasing card certification, joining others across the nation as being CPCP certified. She is a 2023 graduate of the Oklahoma Bankers Association Emerging Leaders Academy. Cheri graduated from Southern Nazarene University in Bethany, Oklahoma with a bachelor’s degree in marketing and a minor in accounting and currently resides in Oklahoma City, Oklahoma with her husband. Arvest Bank, Arvest Credit Card Division and experts like Cheri, view themselves as Strategic Partners for businesses and their Commercial Card Programs.
June 11th 2025 -
Stephanie Foster
Commercial payments regional manager Arvest Bank
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Stephanie Foster
Commercial payments regional manager Arvest Bank
Stephanie Foster, commercial payments regional manager, VP, APSC, has a wide range of banking experience including mortgage and international finance over the last 17 years. She joined the commercial team in June 2016. Stephanie earned her bachelor’s degree from Northeastern State University in Business Administration with a focus on International Finance. Stephanie strives to put her customers first by providing continuous support as she manages a team in Arkansas for sales and implementation of Purchasing Cards and ePayables. Her team focuses on consulting and tailoring the products to best fit each client’s needs. By specializing in Commercial Payments solutions, Stephanie and her team help clients gain efficiencies and aim to transform Accounts Payable and Purchasing departments into profit centers. She resides in Tulsa, Oklahoma.
June 11th 2025 -
Greg Banks
Director large and middle market sales Visa
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Greg Banks
Director large and middle market sales Visa
June 11th 2025
Lunch
Lightning talks: AI in action: transforming payments with smart solutions
This panel brings together leading AI experts to share their expertise on how AI is revolutionising the payments landscape with practical applications. This session will explore how AI enhances client onboarding, streamlines integration, and simplifies reporting, driving greater operational efficiency. Three ten-minute presentations/use cases will explore and highlight how AI is used in payment ecosystems and focus on improving accuracy, accelerating processes, and unlocking new growth opportunities. The discussion will uncover best practices, challenges, and innovative approaches into how businesses can leverage AI-driven solutions to stay competitive and future-ready in an evolving financial landscape. Real-life applications from operations managers, pricing teams, client executives, and sales teams.
Practical applications of AI in:
- Fraud prevention;
- Client experience optimization;
- Operational efficiency and automation.
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Breenae Washington
Director, product management – mid-market accelerator Mastercard
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Breenae Washington
Director, product management – mid-market accelerator Mastercard
Breenae Washington is a product and engineering leader with over a decade of experience driving innovation across fintech and cybersecurity. As Director, Product Management at Mastercard, she leads the strategy for Global Mid-Market Solutions that empower mid-sized businesses with access to capital and modern B2B financial tools. Breenae has held impactful roles at Amazon and within Mastercard’s Cyber & Intelligence division, where she focused on identity, authentication, and platform strategy. She brings deep expertise in agile product delivery, secure infrastructure, and cross-functional leadership—connecting technical excellence with meaningful business outcomes. She holds a Bachelor of Science in Engineering Management from Missouri University of Science & Technology and is based in the Greater St. Louis area.
June 11th 2025 -
Chris Voss
Independent expert
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Chris Voss
Independent expert
June 11th 2025
Embracing the fintech innovators: how can banks stay competitive?
Fintechs are reshaping payments with innovative models and high rebates, challenging traditional banks to stay competitive. This session will explore how banks can stay competitive and utilise Fintechs for their growth initiatives.
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Felipe Lopez
Vice president, business development Mastercard
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Felipe Lopez
Vice president, business development Mastercard
Felipe Lopez joined Mastercard in 2016 to lead the development of Global B2B Partnerships, working across a variety of industries including Consumer Packaged Goods, Insurance, and Business Platforms. He is a performance-driven executive with over 25 years of international experience in payments, analytics, and strategic partnerships across North America, Asia Pacific, and Latin America. Felipe is passionate about innovation and building long-term relationships with industry leaders, partners, and fintechs to eliminate inefficiencies and unlock untapped opportunities. Prior to Mastercard, Felipe held executive roles at global financial institutions, focusing on product development, sales, and marketing analytics.
June 11th 2025-
02.40pm -03.10pmEmbracing the fintech innovators: how can banks stay competitive?
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Moderated by
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Joanne Modugno
Head of partnerships & alliances Inlogik
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Joanne Modugno
Head of partnerships & alliances Inlogik
June 10th 2025-
02.50pm -03.30pmPanel discussion: Building stronger partnerships and best practices for fintech onboarding and collaboration
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02.40pm -03.10pmEmbracing the fintech innovators: how can banks stay competitive?
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