• 

  Chris Clarke

  Head of content
  EuroFinance, The Economist Group

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  Chris Clarke

  Head of content
  EuroFinance, The Economist Group

  November 18th 2025

  • 08.55am -09.00am
    Welcome address

• 

  Dulguun Batbold

  Senior global economist
  Visa

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  Dulguun Batbold

  Senior global economist
  Visa

  Dulguun Batbold is a senior economist at Visa’s Business & Economic Insights team where he specializes in developing innovative ways of leveraging payment transaction data in economic and business analysis. Prior to joining Visa, Batbold worked for the Federal Reserve Bank of Minneapolis, studying the regional economy of the Ninth Federal Reserve District, and the shale energy activity in North Dakota in particular. Batbold’s professional experience also included work at multilateral organizations such as the World Bank and IMF. Batbold has an undergraduate degree in finance and economics from the University of Maryland and completed his PhD at the University of Minnesota.

  November 18th 2025

  • 09.00am -09.30am
    The global mega-trends shaping commercial payments

• 

  Kartik B. Athreya

  Director of research and head of the research and statistics group
  Federal Reserve Bank of New York

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  Kartik B. Athreya

  Director of research and head of the research and statistics group
  Federal Reserve Bank of New York

  Kartik B. Athreya is director of research and head of the Research and Statistics Group of the Federal Reserve Bank of New York. Athreya has served in economic research leadership roles for over 10 years and has over two decades of experience as an economist within the Federal Reserve System. As director of research and head of the Research and Statistics Group, he is responsible for overseeing the New York Fed’s research and policy analysis in the areas of financial intermediation, financial stability, household and public policy, and monetary policy. He is also responsible for managing the collection of financial and bank structure data within the Data and Statistics Function.Prior to joining the New York Fed, Athreya was executive vice president and director of research at the Federal Reserve Bank of Richmond, where he led economic research, regional analysis, and community outreach efforts. He also served as a senior member of the leadership team and advised the Bank’s president on matters related to monetary policy, banking, and financial markets.Athreya’s research interests are in macroeconomics and consumer finance. His current research is focused on measuring economic risks to individuals and households, and understanding their importance for household investment decisions and financial distress. Athreya’s work has been published in a variety of academic journals, including the Review of Financial Studies, Journal of Monetary Economics, American Economic Journal: Macroeconomics, and International Economic Review. He has taught doctoral courses at the University of Virginia, and previously served as an associate editor at the Journal of Economic Dynamics and Control. He is the author of Big Ideas in Macroeconomics: A Nontechnical View (2013, MIT Press).Athreya earned his doctorate in economics from the University of Iowa, and his bachelor’s degree in economics from Iowa State University.

  November 18th 2025

  • 09.30am -10.00am
    View from the FRB New York

• 

  Jason Turner

  VP, national solution consulting manager
  Commerce Bank

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  Jason Turner

  VP, national solution consulting manager
  Commerce Bank

  Joining Commerce Bank in 2013, Jason brings almost 20 years of experience in the invoice process and payment industry. In his role, Jason manages a team of solution consultants and also consults with clients in various industries to determine where efficiencies would be gained and cost savings realized in their accounts payable process. Jason is able to analyze the current AP process while establishing strategic goals and outlining the steps and best practices required to automate processes within AP. He also arms businesses with comprehensive ROI justifications through inclusive payments strategies.

  November 18th 2025

  • 10.00am -10.40am
    Strategic growth and resilience in global and domestic payments

• 

  Sebastien Delasnerie

  Executive vice president, commercial card

  Mastercard

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  Sebastien Delasnerie

  Executive vice president, commercial card

  Mastercard

  Sébastien Delasnerie, a senior executive in the B2B payment arena, is the global head of corporate card programs at Mastercard. He is responsible for developing, expanding and executing the B2B Corporate Card commercialization strategy for Mastercard. Leveraging 24 years of banking experience, Sébastien has consistently applied a client-centric strategic vision to articulate and deliver high impact revenue and profitability objectives. He holds a record of shaping and executing multiple high growth strategies and successfully leading cross-functional teams through transformational initiatives. Previously, Sébastien led the North America Commercial Cards business at Citi.

  November 18th 2025

  • 10.00am -10.40am
    Strategic growth and resilience in global and domestic payments

  November 19th 2025

  • 09.50am -10.30am
    Bridging the buyer–supplier divide: commercial acceptance in focus

• 

  Marcos Gelfi

  VP, commercial products, data and cardholder services
  Discover Network and Diners Club International

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  Marcos Gelfi

  VP, commercial products, data and cardholder services
  Discover Network and Diners Club International

  Marcos is an innovative leader, with more than 25 years’ experience leading Commercial payment solutions, product development strategies and business development teams.

  He also has great international experience having worked in global and regional positions in the US, Europe, and Brazil.

  November 18th 2025

  • 10.00am -10.40am
    Strategic growth and resilience in global and domestic payments

• 

  Félix Ayarza

  Global corporate payments head, senior vice president
  Citi

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  Félix Ayarza

  Global corporate payments head, senior vice president
  Citi

  Félix has more than 10 years of B2B experience across multiple industries and multiple verticals of the Payments industry and is currently focused on driving card acceptance of corporate payments, facilitating supplier enablement and enhancing our end-to-end client processes at Citi.Prior to joining Citi, Félix spent 7 years at American Express, within the Global Merchant and U.S. Consumer business units, where he focused on B2B acceleration initiatives, supported merchant acquisition onto the Amex network, and designed lending product strategies for consumers. Félix holds a Master’s in Operations, Projected and Supply Chain Management from Manchester Business School, and an MBA from Yale School of Management.

  November 18th 2025

  • 10.00am -10.40am
    Strategic growth and resilience in global and domestic payments

Moderated by

• 

  Frank Martien

  Founder

  Windward Strategy, Inc.

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  Frank Martien

  Founder

  Windward Strategy, Inc.

  Frank founded Windward Strategy, Inc. in 2020 to provide strategy consulting and M&A advisory in B2B payments. Windward works with networks, banks, fintechs, PEs, and corporates to achieve their B2B payments objectives.

  November 18th 2025

  • 10.00am -10.40am
    Strategic growth and resilience in global and domestic payments
  • 11.20am -12.00pm
    Case studies: Embedded payments and workflow integration

  November 19th 2025

  • 02.00pm -02.30pm
    Breaking the silos: best practices to accelerate card program growth

• 

  Lizzie Pine

  Head of commercial card strategy & transformation

  JPMorgan Chase & Co 

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  Lizzie Pine

  Head of commercial card strategy & transformation

  JPMorgan Chase & Co 

  Lizzie leads the Commercial Banking Commercial Card product solutions, serving the Middle Market and corporate clients, from pre-profit startups to $2B-sized corporations. She has spent most of her career in strategy, consulting for Fortune 100 clients to venture-backed startups. She has led teams to define go-to-market strategies, create operating models, and ideate customer-centric offerings, among other functions. She received her MBA from Chicago Booth, and has been selected as one of 30 women future leaders in payments by Money 20/20 in 2021 and for ETA Transact’s Forty under 40 leaders of the payments industry in 2023.

  November 18th 2025

  • 11.20am -12.00pm
    Case studies: Embedded payments and workflow integration

• 

  Stephanie Wilczewski

  Director, payables product strategy and new initiatives

  Bank of America

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  Stephanie Wilczewski

  Director, payables product strategy and new initiatives

  Bank of America

  Stephanie Wilczewski is a Director and Senior Product Manager responsible for B2B Payables Fintech Partnership Strategy and New Initiatives within Bank of America’s Global Payment Solutions group. In this role, she spearheads the delivery of innovative solutions from ideation through to full go-to-market launch for the Intelligent Payables product suite. At Bank of America, Stephanie has also managed AP Automation Solutions, including launching an invoice to payment automation product for middle market clients. Prior to joining the bank, she worked at a Procure-to-Pay fintech in a variety of roles supporting bank-channel partnerships. Stephanie is tapped for her expertise on: fintechs and competitive landscape, the value of invoice automation as a launching pad for payments discussions, and consulting clients on rethinking how they manage their payments strategy. With her passion to share knowledge and develop those around her, Stephanie is sought after for sales and product trainings, client meetings, and industry webinars. Bridging the gap between business and technology, along with her commitment to innovation and client satisfaction, has been a driving force throughout her career.Stephanie is a graduate of the University of Alabama and received a certificate from Harvard’s Management Development Program. She resides in Charlotte, North Carolina, with her husband and two children.

  November 18th 2025

  • 11.20am -12.00pm
    Case studies: Embedded payments and workflow integration

• 

  Martha Salinas

  Chief commercial officer
  TreviPay

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  Martha Salinas

  Chief commercial officer
  TreviPay

  Martha Salinas is the Chief Commercial Officer at TreviPay, a global B2B fintech company facilitating over $8 billion in annual sales across North America, Europe, and Australia. With more than two decades of executive leadership, she has consistently driven accelerated growth through strategic partnerships, global expansion, and customer-centric innovation. Over her 29-year tenure at TreviPay, Martha has been a key member of the executive teams that guided the company through three major transformations, from a privately held firm to a Fortune 100 subsidiary, and ultimately to private equity ownership. As CCO, she leads global go-to-market strategy, revenue growth, and scalable commercial initiatives across multiple regions and verticals. Her leadership is grounded in operational excellence, a growth mindset, and a deep commitment to building high-performing, inclusive teams. Martha is also a passionate advocate for entrepreneurship and financial inclusion. She serves on the board of AltCap, a CDFI managing $200 million in New Markets Tax Credits and $7 million in assets for small business financing. Martha is also an angel investor with Women’s Capital Connection and Mid-America Angels, and mentors emerging founders through the University of Missouri–Kansas City. Her thought leadership has been featured in numerous publications, and she has been recognized as Global Payments Professional of the Year (2023) by The Digital Banker, a “Woman of Influence” by the Kansas City Business Journal (2021), and a Women in Technology award winner (2023) by Banking Tech Awards USA.Martha holds a BA in Economics and International Business from Saint Louis University, and an MA in Economics from the University of Missouri–St. Louis.

  November 18th 2025

  • 11.20am -12.00pm
    Case studies: Embedded payments and workflow integration

• 

  Rebecca Meeker

  Senior vice president, B2B partnerships
  Mastercard

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  Rebecca Meeker

  Senior vice president, B2B partnerships
  Mastercard

  Rebecca Meeker is the senior vice president, specialising in B2B partnerships and embedded finance for commercial payments. She focuses on leveraging Mastercard’s global network, analytics, products, and solutions to drive the evolution of commercial payments through strategic partnerships.
  In her role, Rebecca supports B2B partnerships, creating embedded user experiences for financial services, and enhancing industry value through data insights, payment digitisation, and working capital alternatives. Her team collaborates with market leaders and innovative organizations to bring transformative change to the B2B and payments industry.
  Rebecca has 25 years of experience in solving B2B supply chain and payment challenges.

  November 18th 2025

  • 11.20am -12.00pm
    Case studies: Embedded payments and workflow integration

Moderated by

• 

  Frank Martien

  Founder

  Windward Strategy, Inc.

  X

  

  Frank Martien

  Founder

  Windward Strategy, Inc.

  Frank founded Windward Strategy, Inc. in 2020 to provide strategy consulting and M&A advisory in B2B payments. Windward works with networks, banks, fintechs, PEs, and corporates to achieve their B2B payments objectives.

  November 18th 2025

  • 10.00am -10.40am
    Strategic growth and resilience in global and domestic payments
  • 11.20am -12.00pm
    Case studies: Embedded payments and workflow integration

  November 19th 2025

  • 02.00pm -02.30pm
    Breaking the silos: best practices to accelerate card program growth

• 

  Maria Line

  Head of commercial card
  FNBO

  X

  

  Maria Line

  Head of commercial card
  FNBO

  Maria is the head of commercial card at FNBO, where she leads a dynamic team dedicated to optimizing commercial payments programs for organizations seeking to streamline their accounts payables processes, reduce risk and maximize cash flow. With a focus on creating a best-in-class customer experience, Maria collaborates closely with her team and FNBO professionals who share her commitment to excellence. Her approach is client-centric, ensuring that each engagement is tailored to meet the unique needs of FNBO’s diverse customer base. Maria’s expertise extends to portfolio management, where she oversees the strategic growth and sustainability of commercial payments portfolios, ensuring they align with the evolving needs of the market and FNBO’s clients. Before assuming her current role, Maria served as the head of account management at FNBO, where she honed her skills in client relationship management, portfolio oversight and delivering a successful commercial card strategy. Her extensive experience also includes roles overseeing supplier recruitment, strategy, and partnerships at leading financial institutions, where she was responsible for driving supplier engagement and creating mutually beneficial partnerships. Early in her career, Maria gained valuable experience in human resources and account payable, which has equipped her with a deep understanding of business operations and the ability to engage with clients of all sizes effectively. She holds a degree in Business Administration from the University of Arizona and is an active member of professional organizations such as NAPCP, AFP, and IOFM. Outside of work, Maria is passionate about spending quality time with her friends and family. She cherishes moments with loved ones. Maria also has a love for travel and enjoys capturing the beauty of new destinations through her camera lens.

  November 18th 2025

  • 12.00pm -12.30pm
    Breakout roundtables

  November 19th 2025

  • 11.20am -11.40am
    The CFO’s new playbook: digital payments and liquidity optimisation
  • 02.00pm -02.30pm
    Breaking the silos: best practices to accelerate card program growth

• 

  Neil Park

  Digital lead, commercial cards
  Citi

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  Neil Park

  Digital lead, commercial cards
  Citi

  November 18th 2025

  • 12.00pm -12.30pm
    Breakout roundtables

• 

  Christopher Varian

  Director, commercial card sales commercial bank
  Webster Bank

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  Christopher Varian

  Director, commercial card sales commercial bank
  Webster Bank

  Chris joins Webster with a diverse 20+ years background in the financial services industries ranging from Guardian Insurance, Meryl Lynch and American Express. His last 10 years focused on helping companies to strategically use their expenses to generate revenue and automate payments via Corporate Card platform.

  November 18th 2025

  • 12.00pm -12.30pm
    Breakout roundtables

• 

  Raj Singh

  Director treasury product – head, payments & cards
  First Citizens Bank

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  Raj Singh

  Director treasury product – head, payments & cards
  First Citizens Bank

  November 18th 2025

  • 12.00pm -12.30pm
    Breakout roundtables

• 

  Sophia Bantanidis

  Analyst, future of finance team
  Citi

  X

  

  Sophia Bantanidis

  Analyst, future of finance team
  Citi

  Sophia Bantanidis is an Analyst in the Future of Finance team within the Institute covering the key trends, technologies and market developments that shape the future of financial services. She joined Citi in 2016 as the Head of Regulatory Strategy and Policy for Innovation and has held various positions at 2 financial services regulators in the UK and France (the FCA and La Commission Bancaire in Paris), numerous banks and an asset management firm.In April 2021 she was awarded Greek International Woman of the Year in Finance and is on the Women in FinTech Powerlist for 5 consecutive years. She enjoys mentoring start-ups and was on the advisory board of Nifty World NFT (a non-fungible token business) and P.S. Online Styling (digital fashion) both female led start-ups.She speaks 5 languages, has a degree in Law and German Law from University College London and the University of Cologne and a Master’s degree in European Business from ESCP Europe.

  November 18th 2025

  • 12.00pm -12.30pm
    Breakout roundtables

• 

  Barbara Carpenter

  AR transformation and automation consultant
  MCE

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  Barbara Carpenter

  AR transformation and automation consultant
  MCE

  November 18th 2025

  • 12.00pm -12.30pm
    Breakout roundtables

  November 19th 2025

  • 09.05am -09.50am
    Voice of the buyer panel: what corporates want from providers

• 

  Patrick W. Diemer.

  Chairman, European business travel association and senior advisor
  Arthur D. Little

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  Patrick W. Diemer.

  Chairman, European business travel association and senior advisor
  Arthur D. Little

  Patrick chairs the ‘European Network of Business Travel Association’, which is a non-for-profit membership organization.Patrick is active as independent consultant, board member, business angel, and investor in the travel & payments industry. Until 2019 Patrick was CEO at Lufthansa AirPlus where he headed their Global expansion strategy and developed AirPlus into one of the leading commercial card issuers. Earlier he led Visa Germany. In his career he worked in the USA, UK and Germany. 2017 and 2022 Patrick was named one of the ‘25 most influential’ by Business Travel News.

  November 18th 2025

  • 12.00pm -12.30pm
    Breakout roundtables

• 

  Jeff Horowitz

  Senior advisor & executive board member
  Treasury Sources Group

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  Jeff Horowitz

  Senior advisor & executive board member
  Treasury Sources Group

  Jeff Horowitz is a business executive with extensive expertise in corporate treasury, financial services, payments, talent development, relationship management, business development and helping businesses grow while effectively helping teams manage risk.
  Jeff is currently the senior advisor and on the executive board with Treasury Sources Group, LLC where he provides advice and consultation to organizations, banks, and technology companies in areas that include treasury and finance, payments, working capital optimization, and workforce effectiveness.

  During his 30+ year career Jeff has lived and worked in Europe, Asia and the United States and led global teams at companies including Bank of New York Mellon (BNY), ABN AMRO Bank, Standard Chartered Bank, Treasury Sources Group and Walt Disney Co.
  Jeff is a frequent industry speaker at conferences that include Euro Finance, The Financial Times Finance Summit, and AFP (Association for Financial Professionals), as well as AFP local chapters in New York, Boston, Chicago, Minneapolis-St. Paul, Texas, and other conferences / industry events worldwide.

  He is a former adjunct professor at The New York Institute of Technology and earned a Bachelor of Science in Education from the State University of New York, and a Master of Business Administration from Adelphi University.
  Jeff is the Trustee for a charitable giving fund focused on causes that he and his family care about, including providing vital resources to families in need around the world, helping with global environmental issues and advocating for the LGBTQIA+ community.

  November 18th 2025

  • 12.00pm -12.30pm
    Breakout roundtables

  November 19th 2025

  • 10.50am -11.20am
    The future of identity: Smarter insights yield better results

• 

  Greg Toussaint.

  Director
  Edgar, Dunn & Company

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  Greg Toussaint.

  Director
  Edgar, Dunn & Company

  Greg Toussaint is a Director in Edgar, Dunn & Company (EDC) Paris office with over 15 years of consulting experience with EDC in business strategy for clients in Asia, Europe, North and South America. Greg has worked in EDC London’s, Sydney’s and Paris’ offices and developed global perspectives on payments. Within EDC, Greg leads EDC’s B2B and Commercial Payments Practice and co-leads EDC’s Travel Payments Practice globally, working on strategy topics for all actors in the travel and B2B payments value chain (e.g. travel agents, travel providers, corporates, issuers, acquirers, payment schemes and B2B platforms). Greg recently published a white paper on 7 best practices for corporates and payment provides to successfully launch new corporate payment programmes. Outside of work, Grégoire plays the saxophone and loves baking cakes.

  November 18th 2025

  • 12.00pm -12.30pm
    Breakout roundtables

• 

  Arthur Weiner.

  Founder and principal consultant
  N Brook Advisors, LLC

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  Arthur Weiner.

  Founder and principal consultant
  N Brook Advisors, LLC

  Arthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.

  November 18th 2025

  • 12.00pm -12.30pm
    Breakout roundtables

• 

  Faisal Jafri

  Regional head of commercial cards – Americas

  HSBC

  X

  

  Faisal Jafri

  Regional head of commercial cards – Americas

  HSBC

  Faisal has been with HSBC for 7 years, and is currently region head commercial cards Americas based in New York. He is responsible for product strategy, commercialization and business performance of B2B and T&E products, including virtual card solutions, across all segments. Prior to taking on the region head role, Faisal was global head of corporate card products for HSBC based in London, UK.

  Prior to joining HSBC, Faisal’s last role was head of business architecture for the insurance division at Lloyds Banking Group where he was responsible for the target operating model for the business and helping implement the digital strategy for the division.

  Faisal has worked at various banks around the world including Barclays, Lloyds Banking Group, GE Money, and Dubai Islamic Bank in various product management and transformation roles, and has experience working across all segments from consumer lending to multinationals.

  November 18th 2025

  • 01.30pm -02.00pm
    Stop selling products - start owning the client’s cash flow problem

• 

  Nicole Uber

  Head of client solutions
  Codat

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  Nicole Uber

  Head of client solutions
  Codat

  Nicole leads global Solutions Engineering, Account Management and Customer Success at Codat, helping treasury managers and card sales specialists deepen their relationships with their customers with better access to their spend and financial data. With over a decade of experience in payments and financial technology, Nicole has held leadership roles spanning technical sales, customer success, and product strategy. Prior to Codat, Nicole worked at NICE Actimize and Oracle, focusing on fraud management, analytics, and compliance solutions.

  November 18th 2025

  • 01.30pm -02.00pm
    Stop selling products - start owning the client’s cash flow problem

Moderated by

• 

  Allan Reynolds

  Partner
  Windward Strategy

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  Allan Reynolds

  Partner
  Windward Strategy

  Allan commenced his career at M&T Bank in 2007 as a Commercial Product Specialist. He joined First Annapolis in 2010 where he spent eight years; four in the Commercial Payments practice led by Frank Martien and four years at the firm’s office in Amsterdam. Following First Annapolis, Allan earned an MBA from Dartmouth’s Tuck School of Business, graduating in 2019. Through late 2024, he focused on brand management and e-commerce roles at Colgate-Palmolive and at Forum Brands (now Lyra Collective), a PE-funded startup investing in Amazon-native brands. Allan joined Windward in early 2025 to focus on e-commerce and payments convergence.

  November 18th 2025

  • 01.30pm -02.00pm
    Stop selling products - start owning the client’s cash flow problem

• 

  Holly Tennent

  B2B payables product sales strategy & growth
  Bank of America
  

  X

  

  Holly Tennent

  B2B payables product sales strategy & growth
  Bank of America
  

  Holly Tennent is a senior product manager responsible for B2B Payables Product Sales Strategy & Growth at Bank of America focusing on shaping the B2B card and payables solutions strategy including fintech partnerships, client enhancements, and supplier experience. Prior to
  her current role, Holly spearheaded a strategic initiative to reshape the Virtual Payables solution and Supplier Enablement structure to drive significant growth. Prior to joining BofA, she spent nine years at Bottomline Technologies, most recently in a solutions consultant
  capacity supporting BofA where she assisted clients with the functional and technical aspects of the Paymode-X solution. Holly believes in building lasting relationships and trusted partnerships, shown through her attention to detail and ongoing focus on the client experience.

  November 18th 2025

  • 02.00pm -02.40pm
    Virtual cards evolution: use cases and market penetration

• 

  Sergio Ortega

  Principal commercial cards
  BBVA

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  Sergio Ortega

  Principal commercial cards
  BBVA

  Responsible for BBVA Commercial Cards solutions strategy enabling local, regional and global enterprises to homogeneously manage the expenses made with commercial cards in Europe & Latam. Sergio has 15+ years experience in Payments Systems, first in Spain (consumer issuing, acquiring and innovation) and since 2012 in global positions focused on commercial cards. Sergio has a Master Degree in Computer Science from Deusto University (Spain) and Aalborg University (Denmark). He also has a Executive MBA from Esade Business School (Spain).

  November 18th 2025

  • 02.00pm -02.40pm
    Virtual cards evolution: use cases and market penetration

• 

  Mary Beth Livengood

  Head of corporate solutions, North America
  Mastercard

  X

  

  Mary Beth Livengood

  Head of corporate solutions, North America
  Mastercard

  November 18th 2025

  • 02.00pm -02.40pm
    Virtual cards evolution: use cases and market penetration

• 

  Ross Withers

  COO and CPO
  Inlogik

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  Ross Withers

  COO and CPO
  Inlogik

  Ross Withers is the Chief Operating Officer and Chief Product Officer at Inlogik, a global leader in commercial card and expense management solutions. With over 25 years of experience spanning software development, product innovation, and executive leadership, Ross has been instrumental in shaping platforms that empower banks and finance teams worldwide. He combines deep technical expertise with commercial insight to deliver secure, high-performing solutions that streamline operations, enhance compliance, and unlock new efficiencies for clients. His leadership drives innovation, strengthens customer partnerships, and ensures Inlogik remains at the forefront of financial technology.

  November 18th 2025

  • 02.00pm -02.40pm
    Virtual cards evolution: use cases and market penetration

Moderated by

• 

  Arthur Weiner

  Founder and principal consultant
  N Brook Advisors, LLC

  X

  

  Arthur Weiner

  Founder and principal consultant
  N Brook Advisors, LLC

  Arthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.

  November 18th 2025

  • 02.00pm -02.40pm
    Virtual cards evolution: use cases and market penetration
  • 03.30pm -04.00pm
    Agentic AI and intelligent payment automation

  November 19th 2025

  • 11.40am -12.20pm
    Advancing digital B2B acceptance: from barriers to solutions
  • 02.30pm -03.00pm
    Leaders’ panel: Building the payments organisation of the future

• 

  Jørgen Christian Juul

  CEO
  Cardlay

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  Jørgen Christian Juul

  CEO
  Cardlay

  Jørgen Christian Juul is the CEO and founder of the Danish fintech scale-up Cardlay. Based in Odense and Copenhagen, Cardlay has disrupted the fintech industry by enabling both SMEs and some of the largest financial institutions and technology corporations in the world with solutions for digital innovation and growth.

  Cardlay’s modular spend management platform enables banks, tech companies, fleet and mobility providers to launch digital corporate payment solutions seamlessly on top of existing offerings, allowing companies to streamline ways of working with full control. As a founder and CEO of Cardlay, Juul has served in this role since Cardlay was founded in 2016. Juul leads the company’s overall growth and revenue strategies and brings over 30 years of experience in business development, marketing, sales, and revenue growth. He started his first business in 1987 and has since started 13 businesses. In 2014, Juul sold his latest company Wallmob, a mobile omnichannel Point of Sale (POS) for the retail industry, to the Norwegian IT-giant Visma.

  November 18th 2025

  • 02.40pm -03.00pm
    Reinventing Midmarket Spend Management

  November 19th 2025

  • 09.05am -09.50am
    Voice of the buyer panel: what corporates want from providers

• 

  Aimee Poindexter

  Senior director, senior partnerships
  AvidXchange

  X

  

  Aimee Poindexter

  Senior director, senior partnerships
  AvidXchange

  November 18th 2025

  • 02.40pm -03.00pm
    Reinventing Midmarket Spend Management

Moderated by

• 

  Greg Toussaint

  Director
  Edgar, Dunn & Company

  X

  

  Greg Toussaint

  Director
  Edgar, Dunn & Company

  Greg Toussaint is a Director in Edgar, Dunn & Company (EDC) Paris office with over 15 years of consulting experience with EDC in business strategy for clients in Asia, Europe, North and South America. Greg has worked in EDC London’s, Sydney’s and Paris’ offices and developed global perspectives on payments. Within EDC, Greg leads EDC’s B2B and Commercial Payments Practice and co-leads EDC’s Travel Payments Practice globally, working on strategy topics for all actors in the travel and B2B payments value chain (e.g. travel agents, travel providers, corporates, issuers, acquirers, payment schemes and B2B platforms). Greg recently published a white paper on 7 best practices for corporates and payment provides to successfully launch new corporate payment programmes. Outside of work, Grégoire plays the saxophone and loves baking cakes.

  November 18th 2025

  • 02.40pm -03.00pm
    Reinventing Midmarket Spend Management

• 

  Aditya Mehra

  Senior architect machine learning
  Bank of America

  X

  

  Aditya Mehra

  Senior architect machine learning
  Bank of America

  Aditya Mehra is a seasoned software architect, AI/ML expert, and global tech speaker with over 17 years of experience in building enterprise-scale solutions for Banks and financial institutions.He is a cofounder and CTO of a Web3-based startup, leading innovation at the intersection of AI, blockchain, and finance.Aditya holds several patents and has authored 15+ publications in reputed journals on AI/ML and cloud computing.He is Senior IEEE member and a frequent speaker at conferences across the globe.A strong advocate for inclusive tech, he teaches English and computer science free of cost to underrepresented communities—including Afghan girls, refugees, and students in low-income regions.Through his work with several non profits and his global outreach efforts, Aditya is dedicated to shaping a diverse, ethical, and accessible tech future.

  November 18th 2025

  • 03.30pm -04.00pm
    Agentic AI and intelligent payment automation

• 

  Ben Beery

  Vice president, VCS emerging solutions
  Visa

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  Ben Beery

  Vice president, VCS emerging solutions
  Visa

  Ben Beery is Vice President of VCS Emerging Solutions at Visa, where he leads efforts to transform complex client challenges into scalable, revenue-generating solutions. A seasoned business and technology executive, Ben brings deep expertise in product strategy, go-to-market execution, and hands-on delivery. He is currently responsible for driving Visa’s vision across B2B Fraud and Risk, B2B Agentic Commerce, and Issuer Processor strategy, while also overseeing a global client and partner solutioning team.
  Since joining Visa in 2007, Ben has held leadership roles across technology, debit and prepaid processing, client services, acceptance, and global product. His diverse background has made him a trusted advisor to clients and a valued internal partner. Ben holds a Bachelor of Science in Information Systems and MBA from the University of Colorado, Boulder.

  November 18th 2025

  • 03.30pm -04.00pm
    Agentic AI and intelligent payment automation

Moderated by

• 

  Arthur Weiner

  Founder and principal consultant
  N Brook Advisors, LLC

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  Arthur Weiner

  Founder and principal consultant
  N Brook Advisors, LLC

  Arthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.

  November 18th 2025

  • 02.00pm -02.40pm
    Virtual cards evolution: use cases and market penetration
  • 03.30pm -04.00pm
    Agentic AI and intelligent payment automation

  November 19th 2025

  • 11.40am -12.20pm
    Advancing digital B2B acceptance: from barriers to solutions
  • 02.30pm -03.00pm
    Leaders’ panel: Building the payments organisation of the future

• 

  Piyush Tiwari

  Head, global strategic partnerships
  Visa

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  Piyush Tiwari

  Head, global strategic partnerships
  Visa

  Piyush Tiwari leads the global Strategic Deals and Client Success team at Visa and is responsible for accelerating Visa’s growth in B2B and commercial payments by uncovering under-penetrated and new uses cases and bring them to scale through strategic, innovative, and often first-of-their-kind partnerships. A data driven business executive, Piyush leads a global team that partner with Financial Institutions, fintechs and enablers alike across key verticals of Embedded Finance, Buyer-Supplier space, B2B Travel and Fleet. He is passionate about creating, leading, and enabling innovation throughout the payments and commerce ecosystems.

  Before Visa, Piyush held leadership roles at American Express across Sales, B2B, and Finance. He also spent about five years in the CEO Office at Reliance Group in India and has formal training in the area of nuclear power, bringing analytical rigor and an operational mindset to complex initiatives.

  With professional experience across three continents and several countries, he holds executive certification in Global Strategic Management from Harvard Business School, an MBA from Cornell University, and an engineering degree from VJTI, University of Mumbai.

  November 18th 2025

  • 04.00pm -04.30pm
    From buzzword to bottom line: Crafting and executing strategy amid compounding innovations

• 

  Gigi Wong

  Managing director and partner
  L.E.K. Consulting

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  Gigi Wong

  Managing director and partner
  L.E.K. Consulting

  Gigi Wong is a Managing Director and Partner in L.E.K. Consulting’s San Francisco office as well as a leader in the Financial Services practice.

  Gigi has extensive experience across strategy and due diligence engagements for financial services and fintech businesses in accounting/Office of CFO, insurance, payments, banking, wealth management, sales and marketing, and others. She has particular expertise in growth strategy, market assessments, operating model design, organizational structure, pricing and packaging strategy, competitive intelligence assessment, customer migration strategy, and new vertical market identification.

  Gigi was listed as one of the “Top 50 Women Leaders in San Francisco” by Women We Admire and received the “Emerging Leaders” award by the
  M&A Advisor in 2023.

  Prior to joining L.E.K., Gigi worked in the transaction advisory practice of Grant Thornton and in the financial accounting advisory practice of Huron Consulting Group. She holds a B.S. in business administration and a B.A. in economics from the University of California, Berkeley, as well as an MBA from the University of Chicago Booth School of Business.

  November 18th 2025

  • 04.00pm -04.30pm
    From buzzword to bottom line: Crafting and executing strategy amid compounding innovations

• 

  Greg Bloh

  CEO
  Transcard

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  Greg Bloh

  CEO
  Transcard

  Greg has spent over 30 years across the ever-changing financial landscape. A recognised business leader and financial technology entrepreneur, his management, consulting, and investment expertise continually drives Transcard’s modern payment innovation. Under Greg’s executive leadership, Transcard has increased adoption of AI to enhance internal operations and their customer experience. Recently enhancing their payment platform to provide agentic and generative AI insights and recommendations to unlock efficiencies for the office of the CFO.

  November 18th 2025

  • 04.00pm -04.30pm
    From buzzword to bottom line: Crafting and executing strategy amid compounding innovations

Moderated by

• 

  Mohammed Akuma

  Principal
  L.E.K. Consulting

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  Mohammed Akuma

  Principal
  L.E.K. Consulting

  Mohammed Akuma is a principal in L.E.K. Consulting’s Financial Services practice, based in Atlanta. He advises financial institutions, payments companies, and fintechs on growth strategies, helping them navigate disruptive themes and seize emerging opportunities.

  Mohammed has deep expertise across the payments and fintech value chains, working with software platforms, acquirers, processors, networks, issuers, and enabling technology providers. His work also spans key innovation areas, including embedded finance, open banking, digital assets, and the application of artificial intelligence in financial services. He partners with clients to design strategies that address evolving customer needs, shifting regulatory landscapes, and rapid technological change. He has also published thought leadership on topics such as strategic partnerships, open banking, and scaling strategies.

  In addition to his strategy work, Mohammed has extensive experience in transaction advisory. He supports strategic and financial investors with market assessments across a broad range of payments and fintech opportunities, enabling sound investment decisions and long-term value creation.

  Prior to joining L.E.K., Mohammed held strategy, investment banking, and valuation advisory roles at leading global consultancies. He holds
  an MBA from Rutgers Business School and is a CFA charterholder.

  November 18th 2025

  • 04.00pm -04.30pm
    From buzzword to bottom line: Crafting and executing strategy amid compounding innovations

• 

  Toffer Grant

  CEO and founder
  PEX

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  Toffer Grant

  CEO and founder
  PEX

  Toffer Grant is the CEO / Founder of PEX, an AI-enabled spend and expense management platform that empowers thousands of organizations across industries such as construction, nonprofits, education, and media production. Since launching PEX in 2007, he has led its growth from a corporate card solution into a full-service platform that saves finance teams hundreds of hours annually while delivering enterprise-level controls to businesses of all sizes.

  Prior to founding PEX, Toffer was an early employee at a pioneering prepaid issuer processor called Clarity Payment Solutions which was acquired by TSYS. Toffer held earlier held roles at the William Morris Agency and DoubleClick. With twenty five years of experience in fintech, payments, and digital innovation, he brings unique insight into how technology and AI are reshaping financial operations for the modern enterprise.

  November 18th 2025

  • 04.30pm -05.10pm
    Innovation Showcase: Shaping the future of payment innovations

  November 19th 2025

  • 01.20pm -02.10pm
    Bridging the gap: how banks, fintechs and businesses collaborate to transform B2B payments

• 

  Andrew Jamison

  CEO and co-founder
  Extend

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  Andrew Jamison

  CEO and co-founder
  Extend

  Andrew Jamison is the CEO and Co-Founder of Extend. Extend makes innovative payment solutions accessible through trusted bank partners, setting a new standard for credit card services.

  Prior to Extend, Andrew was the head of B2B Corporate Payments Products at American Express with a mandate to drive digital payment innovation and adoption. Over the course of six years, he doubled B2B payment volumes by launching and scaling new capabilities and platforms. Prior to American Express, Andrew spent eight years managing global SAP deployments for large multinational corporations. He earned an MBA from INSEAD.

  November 18th 2025

  • 04.30pm -05.10pm
    Innovation Showcase: Shaping the future of payment innovations

• 

  Malte Rau

  CEO
  Pliant

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  Malte Rau

  CEO
  Pliant

  Malte Rau is the co-founder and CEO of Pliant. Pliant has built a truly flexible corporate credit card that companies can integrate into any existing financial process set up. With its partnership centered approach they can serve every use case either independently or by partnering with other best-in-class partners. Malte has more than a decade of experience in fintech and risk management. Starting as a consultant for banks he later on helped build and scale lending platforms like auxmoney and Lendico closing the information asymmetry between banks and fintechs. He was responsible for the due diligence and all fintech debt investments of the venture debt arm of Rocket Internet globally. Malte co-founded Pliant with Fabian Tenner in 2020, and together they have been helping companies save time and money by optimizing their credit card usage, resulting in exponential growth with over 2000 customers across Europe.

  November 18th 2025

  • 04.30pm -05.10pm
    Innovation Showcase: Shaping the future of payment innovations

Moderated by

• 

  Patrick W. Diemer

  Chairman, European business travel association and senior advisor
  Arthur D. Little

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  Patrick W. Diemer

  Chairman, European business travel association and senior advisor
  Arthur D. Little

  Patrick chairs the ‘European Network of Business Travel Association’, which is a non-for-profit membership organization.Patrick is active as independent consultant, board member, business angel, and investor in the travel & payments industry. Until 2019 Patrick was CEO at Lufthansa AirPlus where he headed their Global expansion strategy and developed AirPlus into one of the leading commercial card issuers. Earlier he led Visa Germany. In his career he worked in the USA, UK and Germany. 2017 and 2022 Patrick was named one of the ‘25 most influential’ by Business Travel News.

  November 18th 2025

  • 04.30pm -05.10pm
    Innovation Showcase: Shaping the future of payment innovations

  November 19th 2025

  • 08.45am -08.50am
    Welcome address and recap of day 1
  • 01.20pm -02.10pm
    Bridging the gap: how banks, fintechs and businesses collaborate to transform B2B payments