Registration and networking breakfast
Welcome Address
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Emma West
Managing director, global events business, The Economist
XEmma West
Managing director, global events business, The Economist
November 19th 2024-
09.00am -09.05amWelcome Address
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Simplifying the customer journey to unlock more payment volume
Simplifying the customer experience is paramount to unlocking payment volume and driving substantial growth. This panel session will delve into current trends, strategies, technologies, and best practices that industry leaders are employing to streamline the customer experience, reduce friction, and maximize operations.
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Harry Harnett
SVP, head of commercial card product management & development
PNC Financial ServiceXHarry Harnett
SVP, head of commercial card product management & development
PNC Financial ServiceHarry joined PNC in October 2021 and is an SVP leading the Commercial Card Product Management and Development Organization.
Harry is a performance driven Treasury Management executive with over 25 years of proven history leading diverse cross functional teams. Accomplished product architect in the Commercial Card and Payments industry, with a history of success in delivering solutions to market. Recognized for increasing automation, efficiency, and improving client experiences in the Treasury Management space. Harry also served as a Captain in the U.S. Marine Corps for 8 years.
November 19th 2024-
09.05am -09.35amSimplifying the customer journey to unlock more payment volume
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Matthew Miller
Head of partnerships
ViewpostXMatthew Miller
Head of partnerships
ViewpostNovember 19th 2024-
09.05am -09.35amSimplifying the customer journey to unlock more payment volume
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Steve Weber
President & CEO
PaperTrlXSteve Weber
President & CEO
PaperTrlNovember 19th 2024-
09.05am -09.35amSimplifying the customer journey to unlock more payment volume
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Moderated by
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Leigh Radtke
Vice president, head of North America product
Visa Commercial SolutionsXLeigh Radtke
Vice president, head of North America product
Visa Commercial SolutionsLeigh Radtke leads the North America Product organization for Visa Commercial Solutions leading a team of product experts who focus on bringing innovative payment products and solutions to life for Visa’s bank clients and technology partners to enable small, medium and large businesses to grow and thrive.
Since joining Visa in 2011, Leigh has held business executive roles in B2B Product, Processing Technology and Client Services.
Leigh’s career achievements as an innovator, thought leader and patent holder are interwoven with the evolution of Digital, Web, Mobile technologies.
Prior to joining Visa, Leigh led Strategy, Product Management and Business Development for innovative technology companies large and small with an emphasis on B2B commerce, Bill Pay, Digital / Mobile solutions and Internet of Things.
Leigh resides in the Denver CO metropolitan area with her husband Mark and three Labrador retrievers, Nash, Takoda and Talulah.
November 19th 2024-
09.05am -09.35amSimplifying the customer journey to unlock more payment volume
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Panel Discussion: Unlocking collaborative digital payment transformation journeys and consumerization of B2B payments
Discover how the successful integration of digital payment solutions is transforming the commercial payments landscape by fostering mutually beneficial relationships between corporate buyers and suppliers. These innovations are optimizing both accounts payable (AP) and accounts receivable (AR) processes, creating win-win scenarios for all parties involved. Learn how consumer experiences are influencing B2B payments and delve into the latest trends in fintech innovation, exploring how these developments are reshaping the future of commercial transactions.
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Rima Ghose
MD, Global head of digital for commercial cards
CitiXRima Ghose
MD, Global head of digital for commercial cards
CitiSeasoned product leader with deep expertise in building customer facing products and enterprise platforms. Am passionate about customer experience. Managed all aspects right from product strategy and roadmap, feature definition, empathy/journey mapping, A/B and MVT testing, user research to managing stakeholders, developers, designers and POs. I am passionate about building products and platforms that drive engagement and value. I love iterating quickly and often. Experienced people leader with a proven track record of collaborating and managing high performing teams
November 19th 2024 -
Viviane Sabat
Senior vice president, product development
MastercardXViviane Sabat
Senior vice president, product development
MastercardViviane is Head of Global Bill Pay at Mastercard – a portfolio of products and solutions that make it easier for businesses and consumers to pay, and get paid.
Viviane is focused on building, launching, and managing large-scale tech, lending and business-to-business solutions. Her career includes a variety of roles covering commercial and real time payment applications, and strategy, but also procurement, operations, and technology. Previously, she spent seven years at American Express.
Viviane received a BS from Northwestern University and an MBA from University of Chicago Booth School of Business. She lives in New York City with her husband and three daughters, where they enjoy all the city has to offer including Broadway shows, museums and Central Park.
With over $8 trillion spent on bills across the planet, every single year, Viviane is on a mission to enhance and grow Mastercard’s Global Bill Pay proposition to meet this challenge and help customers around the world deliver a better bill pay experience.
November 19th 2024 -
Marcos Gelfi
Global head of commercial products, cardholder services, fraud & disputes
DiscoverXMarcos Gelfi
Global head of commercial products, cardholder services, fraud & disputes
DiscoverMarcos is an innovative leader, with more than 25 years’ experience leading Commercial Payment Solutions, Product Development strategies and Business Development teams.
He also has great International experience having worked in Global and Regional positions in the US, Europe, and Brazil.
November 19th 2024 -
Jørgen Christian Juul
CEO
CardlayXJørgen Christian Juul
CEO
CardlayJørgen Christian Juul is the CEO and founder of the Danish fintech scale-up Cardlay. Based in Odense and Copenhagen, Cardlay has disrupted the fintech industry by enabling both SMEs and some of the largest financial institutions and technology corporations in the world with solutions for digital innovation and growth.
Cardlay’s modular spend management platform enables banks, tech companies, fleet and mobility providers to launch digital corporate payment solutions seamlessly on top of existing offerings, allowing companies to streamline ways of working with full control. As a founder and CEO of Cardlay, Juul has served in this role since Cardlay was founded in 2016. Juul leads the company’s overall growth and revenue strategies and brings over 30 years of experience in business development, marketing, sales, and revenue growth. He started his first business in 1987 and has since started 13 businesses. In 2014, Juul sold his latest company Wallmob, a mobile omnichannel Point of Sale (POS) for the retail industry, to the Norwegian IT-giant Visma.
November 19th 2024
Moderated by
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Greg Toussaint
Director
Edgar, Dunn & CompanyXGreg Toussaint
Director
Edgar, Dunn & CompanyGreg Toussaint is a Director in Edgar, Dunn & Company (EDC) Paris office with over 15 years of consulting experience with EDC in business strategy for clients in Asia, Europe, North and South America. Greg has worked in EDC London’s, Sydney’s and Paris’ offices and developed global perspectives on payments. Within EDC, Greg leads EDC’s B2B and Commercial Payments Practice and co-leads EDC’s Travel Payments Practice globally, working on strategy topics for all actors in the travel and B2B payments value chain (e.g. travel agents, travel providers, corporates, issuers, acquirers, payment schemes and B2B platforms). Greg recently published a white paper on 7 best practices for corporates and payment provides to successfully launch new corporate payment programmes. Outside of work, Grégoire plays the saxophone and loves baking cakes.
November 19th 2024-
09.35am -10.15amPanel Discussion: Unlocking collaborative digital payment transformation journeys and consumerization of B2B payments
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09.15am -10.00amEnhancing customization and maximizing returns through embedded finance and payments
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10.00am -10.30amThe soft underbelly of card program growth
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Panel Discussion: Building a balanced B2B payment ecosystem-enhancing acceptance for suppliers and acquirers
Explore the importance of creating a balanced ecosystem that benefits all stakeholders in the B2B payments space. Panellists from Mastercard and leading acquirers will share strategies and insights on enhancing acceptance, fostering collaboration, and driving value across the transaction spectrum.
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Raghu Adiraju
Vice president, commercial acceptance
MastercardXRaghu Adiraju
Vice president, commercial acceptance
MastercardAs Vice President of Commercial Acceptance at Mastercard, Raghuram Adiraju is responsible to retain, and expand B2B payment acceptance footprint for card present, card not present as well as non-card rails and grow B2B flows on Mastercard rails. Raghu brings his procurement experience as end user to support issuers and acquirers facilitate effective B2B Payment experience.
Prior to this Raghu had various roles in Software Engineering, Procurement, Supply chain management, B2B Product Management and Product Sales.
Mr. Adiraju holds an MBA degree from Rutgers University and a Bachelor of Engineering degree from Osmania University.
November 19th 2024 -
Ken Han
Senior product manager, supplier enablement
Codat
XKen Han
Senior product manager, supplier enablement
Codat
Ken is a senior product manager at Codat, where he leads product development to help financial institutions better connect with their clients. He is a little too passionate about designing and building financial infrastructure that helps people discover, trade with, and pay one another, perhaps due to his time at JPMorgan and the Federal Reserve Bank of Minneapolis.
November 19th 2024 -
Paul Uher
Merchant services – head of commercial and corporate banking
Wells FargoXPaul Uher
Merchant services – head of commercial and corporate banking
Wells FargoPaul is a Managing Director and leads the merchant services business that supports the Commercial and Corporate Banking segments for Wells Fargo. He has responsibility for all aspects of the business segment, including financial performance, business development and relationship management.
Paul has been with Wells Fargo since 1998 in a variety of roles in the treasury and merchant services businesses.
Paul has his Master’s in Business Administration from Wake Forest University and Bachelor of Business Administration from Ohio University. He is also a Certified Treasury Professional and Certified Payments Professional.
November 19th 2024
Moderated by
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Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCXArthur Weiner
Founder and principal consultant
N Brook Advisors, LLCArthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.
November 19th 2024-
10.15am -10.55amPanel Discussion: Building a balanced B2B payment ecosystem-enhancing acceptance for suppliers and acquirers
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01.30pm -02.10pmRebate management and automation- tackling margin compression and market complexities in the US vs other geographies
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02.10pm -02.40pmAdvanced commercial card processing platforms
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Networking break
Revolutionizing payment dynamics with flexible interchange solutions
This session will focus on the evolution and advantages of variable and flexible interchange solutions in the payment industry and address common misconceptions surrounding proprietary rates and flexible interchange within the B2B payment industry. With a focus on educating the audience, we will clarify what these rates represent and how they are not merely tools for accountability.
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Sebastien Delasnerie
Executive vice president, commercial card
Mastercard
XSebastien Delasnerie
Executive vice president, commercial card
Mastercard
Sébastien Delasnerie, a senior executive in the B2B payment arena, is the global head of corporate card programs at Mastercard. He is responsible for developing, expanding and executing the B2B Corporate Card commercialization strategy for Mastercard. Leveraging 24 years of banking experience, Sébastien has consistently applied a client-centric strategic vision to articulate and deliver high impact revenue and profitability objectives. He holds a record of shaping and executing multiple high growth strategies and successfully leading cross-functional teams through transformational initiatives. Previously, Sébastien led the North America Commercial Cards business at Citi.
November 19th 2024-
11.25am -12.05pmRevolutionizing payment dynamics with flexible interchange solutions
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Munim Jalil
North America B2B product head
CitiXMunim Jalil
North America B2B product head
CitiMunim is a Payments & Treasury veteran with experiences across major financial institutions such as JP Morgan Chase, TD Bank, American Express, Capital One and most recently Citi. Today at Citi, Munim leads the North America B2B Commercial Cards product team focusing on identifying new B2B payment opportunities by leveraging new emerging capabilities & functionalities, maximizing existing Virtual Card and Purchasing Card product value proposition, product commercialization, Go-To-Market (GTM) efforts and driving card acceptance via Supplier Enablement Services. Munim joins Citi from Capital One where he served as their Head of Banking-as-Service. He developed the Commercial Bank Connectivity Strategy which enables clients, vendors and fintech partners to connect with CB to access real-time bank data to make on-demand treasury decisions. Prior to Capital One, Munim enjoyed a 10-year career at American Express which spans across Corporate Finance, Strategy, Analytics, Business Development, Strategic Partnerships and Product Management. In his most recent role, Munim led the strategic American Express and Coupa Pay partnership. He is credited with launching American Express first Global Digital B2B AP Auto solution across multiple markets, expanded card offerings, customer acquisition of marquee global clients, added new customer centric features and scaled the product solution to be a viable revenue source for the American Express Commercial business. Prior to American Express, Munim started his career in Sales at JP Morgan Chase and Operations & Credit Risk at TD Bank N.A.Munim’s diverse experience has instilled a belief rooted in client affinity and advocacy when creating products and services to address client pain points of today whilst delivering a roadmap encompassing new emerging Payment’s capabilities & services to meet the evolving needs of tomorrow’s client.
November 19th 2024-
11.25am -12.05pmRevolutionizing payment dynamics with flexible interchange solutions
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Brian Marx
Senior director, global products and solutions
Visa Commercial SolutionsXBrian Marx
Senior director, global products and solutions
Visa Commercial SolutionsBrian Marx has been part of the Visa team since December of 2019 and is the Sr. Director of Products and Solutions for B2B Acceptance.
In his current capacity, Brian is accountable for the vision, development and implementation of key Visa platforms that focus on improving the merchant card acceptance experience.
Prior to joining Visa, Brian spent 20 years with American Express serving in various product, sales and leadership roles across both the merchant acquiring and issuing businesses.
Brian has deep expertise in the order to cash discipline and addressing well known merchant pain points through technology and automation.
November 19th 2024-
11.25am -12.05pmRevolutionizing payment dynamics with flexible interchange solutions
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Tony Yazzolino
Senior vice president, commercial card and merchant director
Umpqua BankXTony Yazzolino
Senior vice president, commercial card and merchant director
Umpqua BankTony leads the Umpqua Bank Commercial Card sales, support, and supplier enablement teams as well as our merchant services partnership with WorldPay. Tony also co-leads Umpqua Bank’s cross functional payments council to help explore new and developing consumer and business payments. Tony came to Umpqua Bank through the Sterling Bank merger in 2014 and has been with the combined companies since 2004 leading and growing the bank’s card based payments business. Tony began his career in 1992 with West One Bank and has held various roles at US Bank, Wells Fargo, and local community banks and has 25+ years of experience in payments, cards, and acquiring business lines. A graduate of University of Oregon, Northwest Intermediate Banking School, and the ABA School of Bankcard Management, Tony lives in Portland Oregon with his wife and 3 daughters. He serves as Treasurer of Eastside Portland Lacrosse, coaches youth volleyball and is an avid Oregon Ducks fan.
November 19th 2024-
11.25am -12.05pmRevolutionizing payment dynamics with flexible interchange solutions
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01.30pm -02.15pmLeader perspectives and forecasts: Future proofing your business
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Moderated by
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Frank Martien
Founder
Windward Strategy, Inc.
XFrank Martien
Founder
Windward Strategy, Inc.
Frank founded Windward Strategy in 2020 to provide strategy consulting and M&A advisory in B2B payments. Windward supports clients in achieving their launch, growth, optimization, and implementation objectives.
November 19th 2024-
11.25am -12.05pmRevolutionizing payment dynamics with flexible interchange solutions
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02.40pm -03.10pmCase study presentation and Q&A: Brazil's PIX - a bold disruption in the payments industry
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11.10am -11.40amSpecial guest address and Q&A : Reducing payment fraud
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Fireside chat: ePayables in action
Join representatives from Boost Payment Solutions, MUFG and Chevron for an insightful fireside chat about the journey of launching a successful ePayables virtual card program and gain valuable insights to apply to your own organization’s payments strategy.
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Priscilla Crawford
Vice president, card relationship manager, commercial card
MUGF BankXPriscilla Crawford
Vice president, card relationship manager, commercial card
MUGF BankMs. Crawford has 15+ years’ experience in commercial payments. She currently works on the MUFG Commercial Card team. Prior to joining MUFG, Ms. Crawford worked as a practitioner in Accounts Payable where she gained experience implementing and managing ePayables, purchasing cards and travel programs in the healthcare industry. Ms. Crawford has extensive knowledge with commercial card supplier enrollment, best practices and industry standards.
November 19th 2024-
12.05pm -12.30pmFireside chat: ePayables in action
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Blake Hoelscher
GPO – finance shared services
ChevronXBlake Hoelscher
GPO – finance shared services
ChevronBlake Hoelscher joined Chevron in 2020 and brings over 13 years of expertise in global oil & gas working capital improvement, T&E expense management, and expense audit/compliance. Recognized both internally and externally, Blake has successfully implemented technology and automation-first solutions in card, audit, and expense management, as well as working capital improvement. Whether it’s leading initiatives to globally source payment solutions, streamline/automate processes with RPA, or automating expense reviews, he can speak the language that translates cross-functionally in these areas.
November 19th 2024-
12.05pm -12.30pmFireside chat: ePayables in action
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Moderated by
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Dean Leavitt
Founder and CEO
Boost Payment SolutionsXDean Leavitt
Founder and CEO
Boost Payment SolutionsDean Leavitt is the founder and CEO of Boost Payment Solutions, the only acquirer in the United States focused exclusively on the business-to-business electronic payments. Dean is a well-respected veteran of the electronic payments industry with nearly 25 years of experience in various leadership roles at both public and private companies. Dean has received numerous awards from his industry peers and is often asked to speak at industry events. Dean currently serves on the advisory board of Commercial Payments International, having previously served two terms on the board of directors of the Electronic Transaction Association. Dean holds a B.A. with high honors from Emory University, where he served on the college’s Alumni Board of Trustees from 2002-2008.
November 19th 2024-
12.05pm -12.30pmFireside chat: ePayables in action
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Lunch and networking
Breakout rooms -this agenda now divides into 2 tracks
Rebate management and automation- tackling margin compression and market complexities in the US vs other geographies
Rebate management continues to be a significant challenge in the marketplace, driven by the need for profitability amidst compressing margins and increasingly complex interchange rates. Explore the pain points of manual rebate processes, how rebate automation can provide financial institutions with the flexibility and visibility needed to navigate these complexities and better serve their commercial customers.
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Roy Parra
Head of portfolio management, commercial cards
CitiXRoy Parra
Head of portfolio management, commercial cards
CitiExperienced finance and strategic planning leader recognized for delivering results, driving innovation, and developing high performing teams. Trusted advisor and financial partner to business management by acquiring an in-depth understanding of the business activities and developing insights to drive business growth and mitigate risks. Over ten years of combined Finance experience with significant work experience in FP&A, CCAR/PPNR and stress testing, financial model development, and financial planning and analytics. Hands-on experience designing, implementing, and leading processes in a large multinational organization.
November 19th 2024 -
Ian Stewart
SVP, head of commercial card product management
TruistXIan Stewart
SVP, head of commercial card product management
TruistIan Stewart is a Senior Vice President at Truist and the leader of the Commercial Card product management and product delivery functions. He also has oversight of the client rebate and credit portfolio monitoring processes. He is a 20 year veteran of the banking and payments industry. He makes his home in Atlanta, Georgia with his wife and two sons. He spends his free time coaching, running and going to the beach.
November 19th 2024 -
Udayan Dekhtawala
Head of enterprise data management, banking & payments
Argus /TransunionXUdayan Dekhtawala
Head of enterprise data management, banking & payments
Argus /TransunionIn this capacity, Udayan is responsible for the overall management and oversight of the Enterprise Data Management business unit at Argus Advisory (a Transunion company). He has been instrumental in supporting financial institutions, fintech providers and regulators in standing up a data collection and analytical platform to collect, aggregate and validate and enabling granular data analytics across retail banking products. As a subject matter expert in Banking and Payments, he has guided FIs in building a strategic roadmap to significantly improve in-house banking operations systems and data governance functions to meet their strategic business objectives. He has extensive knowledge in collecting disparate banking data (credit card, deposit, mortgages, auto, commercial, credit bureau) and blending them into one common, scalable data model to support business functions through data driven analytics. Currently he is leading the initiative within Argus Advisory to expand its growing Commercial Card Rebate Management product to help FIs to automate legacy, complex, time consuming rebate management processes, deepen client relationships and maximize profitability in a continually evolving competitive landscape.
November 19th 2024 -
Connor Olsen
General manager
YojnaXConnor Olsen
General manager
YojnaNovember 19th 2024
Moderated by
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Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCXArthur Weiner
Founder and principal consultant
N Brook Advisors, LLCArthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.
November 19th 2024-
10.15am -10.55amPanel Discussion: Building a balanced B2B payment ecosystem-enhancing acceptance for suppliers and acquirers
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01.30pm -02.10pmRebate management and automation- tackling margin compression and market complexities in the US vs other geographies
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02.10pm -02.40pmAdvanced commercial card processing platforms
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Virtual cards and industry-specific innovations in mobile virtual cards
Explore the developments of VCC towards Mobile Virtual Cards. Addressing the new use cases that mobile VCC will enable in Ecommerce but also in industries like HealthCare, Insurance.
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Natasha Molnar
Director, product manager, commercial cards
SantanderXNatasha Molnar
Director, product manager, commercial cards
SantanderTasha is the product manager for Santander’s Commercial Card program, serving middle market, corporate and multinational companies. She has an extensive career in banking, including card issuing and merchant acquiring, both in the US and the UK.
November 19th 2024 -
Neil Park
Digital lead, commercial cards
CitiXNeil Park
Digital lead, commercial cards
CitiNovember 19th 2024 -
Lizzie Pine
Executive director, head of CB commercial card
JP Morgan Chase & Co
XLizzie Pine
Executive director, head of CB commercial card
JP Morgan Chase & Co
Lizzie leads the Commercial Banking Commercial Card product solutions, serving the Middle Market and corporate clients, from pre-profit startups to $2B-sized corporations. She has spent most of her career in strategy, consulting for Fortune 100 clients to venture-backed startups. She has led teams to define go-to-market strategies, create operating models, and ideate customer-centric offerings, among other functions. She received her MBA from Chicago Booth, and has been selected as one of 30 women future leaders in payments by Money 20/20 in 2021 and for ETA Transact’s Forty under 40 leaders of the payments industry in 2023.
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Sergio Ortega González
Global cash management & commercial cards discipline leader
BBVAXSergio Ortega González
Global cash management & commercial cards discipline leader
BBVAResponsible for BBVA Commercial Cards solutions strategy enabling local, regional and global enterprises to homogeneously manage the expenses made with commercial cards in Europe & Latam. Sergio has 15+ years experience in Payments Systems, first in Spain (consumer issuing, acquiring and innovation) and since 2012 in global positions focused on commercial cards. Sergio has a Master Degree in Computer Science from Deusto University (Spain) and Aalborg University (Denmark). He also has a Executive MBA from Esade Business School (Spain).
November 19th 2024
Moderated by
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Joanne Modugno
Head of partnerships & alliances
Inlogik
XJoanne Modugno
Head of partnerships & alliances
Inlogik
November 19th 2024-
01.30pm -02.10pmVirtual cards and industry-specific innovations in mobile virtual cards
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02.10pm -02.40pmFedNow and RTP -how FedNow can be utilized in the corporate world?
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01.30pm -02.15pmLeader perspectives and forecasts: Future proofing your business
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FedNow and RTP -how FedNow can be utilized in the corporate world?
The latest developments surrounding FedNow adoption and when will FedNow be rolled out to merchants as a form of payment to reduce cost of acceptance? Discover the potential of FedNow as a seamless payment rail integrated within mobile applications. Assessing coexistence of FedNow and RTP (Real-Time Payments) and comparative use cases.
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Erik T Van Bramer
SVP, head of national sales/customer relations
Federal Reserve Bank of ChicagoXErik T Van Bramer
SVP, head of national sales/customer relations
Federal Reserve Bank of ChicagoErik VanBramer was named senior vice president and national sales director for the Federal Reserve Bank of Chicago’s Customer Relations and Support Office (CRSO) effective April 2018. VanBramer has served as the national sales director since 2017 and was previously vice president and director of the Federal Reserve Bank’s national account program. In his current role, he is responsible for setting and implementing the strategy for managing the relationships and financial services offerings for financial institutions across the Federal Reserve System.
VanBramer joined the Federal Reserve Bank of Kansas City in 1998 and transitioned to the Federal Reserve Bank of Chicago in 2005. His tenure with the Federal Reserve has encompassed multiple areas of management responsibility to include operations, internal support functions, as well as business development. VanBramer was promoted to assistant vice president and national account executive in 2010. He was promoted to vice president in 2014 with responsibility for leading the group which managed the relationships for the large and complex financial institutions.
VanBramer holds a bachelor’s degree from The Colorado College and has done additional graduate studies at The Lake Forest Graduate School of Business, The Booth School of Business, and obtained his certificate from the Graduate School of Banking at The University of Colorado. He serves on several boards throughout the Denver metro area with particular interest in injury prevention and underserved children and communities.
November 19th 2024-
02.10pm -02.40pmFedNow and RTP -how FedNow can be utilized in the corporate world?
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Moderated by
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Joanne Modugno
Head of partnerships & alliances
Inlogik
XJoanne Modugno
Head of partnerships & alliances
Inlogik
November 19th 2024-
01.30pm -02.10pmVirtual cards and industry-specific innovations in mobile virtual cards
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02.10pm -02.40pmFedNow and RTP -how FedNow can be utilized in the corporate world?
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01.30pm -02.15pmLeader perspectives and forecasts: Future proofing your business
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Advanced commercial card processing platforms
Evaluating the satisfaction levels with existing commercial card processing platforms and investigating alternatives that better align with participant needs. What are the inherent challenges in current products and platforms and solutions that improve the efficiency of virtual card reissuance and enhance the overall purchasing experience? Focus on the versatility of these platforms beyond conventional commercial card payments, transaction size limitations requiring split authorizations and more.
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Tracy Armstrong
Head of commercial card & payables, corporate products & services
TD BankXTracy Armstrong
Head of commercial card & payables, corporate products & services
TD BankTracy is an experienced product executive with a proven track record of launching new payments solutions and experiences. Currently the Head of Commercial Card and Payables at TD Bank, she leads a dynamic product team responsible for delivering faster payment solutions, including RTP and small business Zelle, integrated payables and Commercial Cards. With over 20 years of experience in the payment industry, Tracy has a passion for driving results and cultivating confidence. Prior to her current role, she held positions at JPMorgan, HSBC and Bank of America. She is based in Chicago, IL.
November 19th 2024-
02.10pm -02.40pmAdvanced commercial card processing platforms
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Ray Champ
Managing director
Webster Bank
XRay Champ
Managing director
Webster Bank
Ray joined Webster Bank in July 2023 as Managing Director, Enterprise Payments and currently leads Product Management for Commercial Card. Ray oversees several disciplines to drive competitive differentiation including strategy, innovation, partnership development and most importantly, customer experience for its Commercial Banking customers. Previously, Ray held similar roles at Citizens Bank and prior to that, led Commercial Products at Mastercard in North America managing Product development and management initiatives for the small business, mid-market, large market and public-sector segments. Ray was charged with developing a differentiated product strategy across a host of Commercial Card assets. In addition, Ray also led Mastercard’s relationships with a number of issuers including J P Morgan, WEX, HSBC, and Citizens spanning credit, debit, prepaid, cobrand, and commercial card portfolios. Ray lives in Connecticut with his wife and 2 daughters.
November 19th 2024-
02.10pm -02.40pmAdvanced commercial card processing platforms
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Moderated by
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Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCXArthur Weiner
Founder and principal consultant
N Brook Advisors, LLCArthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.
November 19th 2024-
10.15am -10.55amPanel Discussion: Building a balanced B2B payment ecosystem-enhancing acceptance for suppliers and acquirers
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01.30pm -02.10pmRebate management and automation- tackling margin compression and market complexities in the US vs other geographies
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02.10pm -02.40pmAdvanced commercial card processing platforms
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Case study presentation and Q&A: Brazil's PIX - a bold disruption in the payments industry
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Renato Gomes
Deputy governor
Central Bank of BrazilXRenato Gomes
Deputy governor
Central Bank of BrazilRenato Gomes is the Deputy-Governor for Licensing and Resolution of the Central Bank of Brazil. Among other responsibilities, he is in charge of the Central Bank’s competition and innovation policies. Born in the city of Rio de Janeiro, Renato holds a bachelor’s and master’s degree in Economics from PUC-RJ, a PhD from Northwestern University and an HDR from the University of Toulouse. Before joining the Central Bank, he was Professor at the Toulouse School of Economics and Senior Researcher at the Center National de la Recherche Scientifique (France). Specialist in Economics of the Public Sector and Industrial Organization, he has written articles on auction design, competition policy and regulation of payment methods.
November 19th 2024
Moderated by
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Frank Martien
Founder
Windward Strategy, Inc.
XFrank Martien
Founder
Windward Strategy, Inc.
Frank founded Windward Strategy in 2020 to provide strategy consulting and M&A advisory in B2B payments. Windward supports clients in achieving their launch, growth, optimization, and implementation objectives.
November 19th 2024-
11.25am -12.05pmRevolutionizing payment dynamics with flexible interchange solutions
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02.40pm -03.10pmCase study presentation and Q&A: Brazil's PIX - a bold disruption in the payments industry
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11.10am -11.40amSpecial guest address and Q&A : Reducing payment fraud
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Networking break - sponsored by Discover Global Network
Panel discussion: Partnership and emerging FinTech’s- how financial institutions can partner today and co-dependency forecast in 2025
Overview of how partnerships between banks and fintech companies have evolved over time. Key milestones in the development of these relationships from the past to the present. Future trends impacting banks and FinTechs. Forecast of how these trends could shape the future of partnerships and co-dependency by 2025. Approaches to partnering with start-ups and bank-FinTech relationship dynamics.
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Stephanie Wilczewski
Director, B2B payables product strategy and new initiatives
Bank of America
XStephanie Wilczewski
Director, B2B payables product strategy and new initiatives
Bank of America
Stephanie Wilczewski is a Director and Senior Product Manager responsible for B2B Payables Strategy and New Initiatives within Bank of America’s Global Payment Solutions group. In this role, she spearheads the delivery of innovative solutions from ideation through to full go-to-market launch for the Intelligent Payables product suite. At Bank of America, Stephanie has also managed AP Automation Solutions, including launching an invoice to payment automation product for middle market clients. Prior to joining the bank, she worked at a Procure-to-Pay fintech in a variety of roles supporting bank-channel partnerships.
Stephanie is tapped for her expertise on: fintechs and competitive landscape, the value of invoice automation as a launching pad for payments discussions, and consulting clients on rethinking how they manage their payments strategy. With her passion to share knowledge and develop those around her, Stephanie is sought after for sales and product trainings, client meetings, and industry webinars. Bridging the gap between business and technology, along with her commitment to innovation and client satisfaction, has been a driving force throughout her career.
Stephanie is a graduate of the University of Alabama and received a certificate from Harvard’s Management Development Program. She resides in Charlotte, North Carolina, with her husband and two children.November 19th 2024 -
Rob Snyder
Director payments partners and FIs
Edenred Pay
XRob Snyder
Director payments partners and FIs
Edenred Pay
Rob Snyder is a Senior Vice President of Business Development at CSI/Edenred focusing on developing long-term partnerships with financial institutions that leverage CSI’s Integrated Payables platform. Rob’s experience in B2B Payments started 10 plus years ago at Mastercard where he led an internal strategy group within Commercial Product working with Mastercard Issuers to develop vertical and category expansion strategies for Virtual Card and Integrated Payables. As an independent consultant Rob has provided both strategic input and sales support to both large Management Consulting firms and several B2B payment providers. Just prior to joining CSI, Rob spent four years on the Accounts Receivable side of payments heading up Relationship Management at CheckAlt, a leading Integrated Receivables provider. Rob resides in the suburbs of NYC with his wife and 8 children.
November 19th 2024 -
Chrissy Wagner
SVP automated finance
FIS Automated FinanceXChrissy Wagner
SVP automated finance
FIS Automated FinanceChrissy has been in the business-to-business (B2B) payments industry for most of her career. She is passionate about helping corporate clients and FI partners remove friction within procure to pay and order to cash processes. She currently leads a high performing go to market team on a mission to turn finance from a cost center into a growth partner.
Prior to joining FIS, Chrissy held senior executive roles at some of the most well-known brands in payments and fintech. Her experience includes product management, strategy, strategic partnerships, business development, sales, marketing, and corporate development.
Chrissy earned her bachelor of science in management information systems from Troy University and her master of business administration from Auburn University. Outside of work, she enjoys spending time with her husband and children, cooking, and traveling. To really wind down, she enjoys yoga and reading.November 19th 2024 -
Jon Oakes
Managing director of card products
Silicon Valley BankXJon Oakes
Managing director of card products
Silicon Valley BankJonathan Oakes is the Head of commercial cards at SVB, a division of First Citizens Bank, where he has been critical in designing and delivering best in class card-based payment solutions across all SVB’s clients, from newly incorporated start-ups through late-stage companies. Jonathan has championed multiple initiatives to assist businesses of any size with simple to get, simple to use solutions that can scale with clients rapidly along their growth journey at SVB. Prior to SVB Jonatan led treasury and trade solutions at Citi, delivering innovative digital payment solutions for global co-operations across 65 unique markets. He has a degree from Georgetown University. In his free time, he enjoys family hikes in the Hudson Valley, while carrying his 3-year-old daughter on his back.
November 19th 2024
Moderated by
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Jason Turner
VP, national solution consulting manager
Commerce BankXJason Turner
VP, national solution consulting manager
Commerce BankJoining Commerce Bank in 2013, Jason brings almost 20 years of experience in the invoice process and payment industry. In his role, Jason manages a team of solution consultants and also consults with clients in various industries to determine where efficiencies would be gained and cost savings realized in their accounts payable process. Jason is able to analyze the current AP process while establishing strategic goals and outlining the steps and best practices required to automate processes within AP. He also arms businesses with comprehensive ROI justifications through inclusive payments strategies.
November 19th 2024
Innovation Showcases - Shaping the future of payment innovations
This session will spotlight emerging fintech companies driving innovation in the commercial payments space. It will also include a competition where participants can present their innovative solutions, with the audience voting to determine the winners.
Part 1: Fireside Chat: Shaping the future of payment innovations
Shari Krikorian, VP, global core products, Visa in conversation with Patrick W. Diemer, Chairman, European business travel association and senior advisor, Arthur D. Little
Part 2: Innovation Showcases
Moderator: Patrick W. Diemer, Chairman, European business travel association and senior advisor, Arthur D. Little
Ernest Rolfson, CEO and founder, Finexio
Pradeep Suchdeo, Chief product officer, SETTL
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Shari Krikorian
VP, global core products
Visa Commercial SolutionsXShari Krikorian
VP, global core products
Visa Commercial SolutionsShari Krikorian is VP, Global Core Products within Visa Commercial Solutions at Visa. In this role, Shari is responsible for the product strategy, product development and management of a suite of core and emerging products across Large, Middle Market, and Small Business. Shari is a veteran of the financial services industry with extensive product management, P&L, and general management experience, developing and scaling high potential business opportunities designed to provide tangible benefits to customers.
Shari’s professional background includes almost 25 years at Mastercard. She was one of the original creators of Mastercard Send, a first-of-its-kind real-time payments platform for domestic and cross border money transfer payments. Shari led the Send team from start-up to a global business generating triple-digit millions in revenue in just four years.
Shari also has extensive experience in commercial and B2B payments. She developed the Mastercard Payment Gateway, one of the early buyer-initiated straight-through processing payment platforms and helped shape a new industry-wide narrative for Purchasing Card use. Shari also developed a comprehensive cross border B2B strategy that informed Mastercard’s strategic decision to move into cross border money transfer payments.
Before joining Visa, Shari was recruited to lead a new venture comprised of the roll-up of seven boutique companies that provide digital transformation services to financial institutions. Shari devised the go-to-market strategy and business integration plan, and jointly presented to potential investors.
Shari earned a BA in Journalism, summa cum laude, from Fordham University and an MBA in Marketing from Columbia Business School. As a point of interest, Shari is a classically trained musician and formerly a professional singer and dancer. She is currently a board member and marketing committee chair for a nonprofit called Battery Dance in New York City. She lives in Bedford, NY with her husband. They have two sons who are both in graduate school pursuing professions in music.
November 19th 2024-
04.20pm -05.15pmInnovation Showcases - Shaping the future of payment innovations
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Ernest Rolfson
CEO and founder
FinexioXErnest Rolfson
CEO and founder
FinexioErnest Rolfson is the founder and CEO of Finexio, the leading AP Payments-as-a-Service company focused on embedding end-to-end business to business (B2B) payment capabilities within Procurement, AP Software Platforms, and Financial Institutions. He has been working in the B2B payment space for nearly 15 years.
Prior to starting Finexio in 2015, Ernest was a Vice President of Corporate Alliances at Change Healthcare, the largest US healthcare payments company, where he identified and developed unique fintech investment and partnership opportunities.
Before Change Healthcare, Ernest led the healthcare business at MasterCard, and advised CFOs on business payments as a working capital strategy consulting at EY.
Ernest has a BA in History from New York University and a MSc in International Public Policy from University College London.November 19th 2024-
04.20pm -05.15pmInnovation Showcases - Shaping the future of payment innovations
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Pradeep Suchdeo
Co-founder, chief product officer
SETTLXPradeep Suchdeo
Co-founder, chief product officer
SETTLPradeep Suchdeo is Co-Founder and Chief Product Officer at SETTL, the leading Partner Revenue Operations company focused on automating revenue-sharing, payments, and commissions workflows in partner-based commerce. With 25 years of experience in revenue operations, Pradeep is known for driving strategy and innovation.
Prior to founding SETTL, Pradeep held leadership roles at Oracle and Zuora, where he was responsible for major transformation initiatives for Fortune 500 clients. During this time, he identified the critical need to address operational gaps in channel-related business processes and workflows between partner, sales, and finance teams.
A true operations leader, Pradeep has a proven track record of developing revenue and payments-focused back-office solutions that simplify, enhance and create value in an increasingly partner-driven economy.
November 19th 2024-
04.20pm -05.15pmInnovation Showcases - Shaping the future of payment innovations
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Moderated by
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Patrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittleXPatrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittlePatrick chairs the ‘European Network of Business Travel Association’, which is a non-for-profit membership organization.Patrick is active as independent consultant, board member, business angel, and investor in the travel & payments industry. Until 2019 Patrick was CEO at Lufthansa AirPlus where he headed their Global expansion strategy and developed AirPlus into one of the leading commercial card issuers. Earlier he led Visa Germany. In his career he worked in the USA, UK and Germany. 2017 and 2022 Patrick was named one of the ‘25 most influential’ by Business Travel News.
November 19th 2024-
04.20pm -05.15pmInnovation Showcases - Shaping the future of payment innovations
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09.00am -09.05amWelcome address / Day 1 recap
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02.45pm -03.15pmCEO Panel: Transforming travel and expense management
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Reception and networking
Registration and networking breakfast
Welcome address / Day 1 recap
Moderated by
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Patrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittleXPatrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittlePatrick chairs the ‘European Network of Business Travel Association’, which is a non-for-profit membership organization.Patrick is active as independent consultant, board member, business angel, and investor in the travel & payments industry. Until 2019 Patrick was CEO at Lufthansa AirPlus where he headed their Global expansion strategy and developed AirPlus into one of the leading commercial card issuers. Earlier he led Visa Germany. In his career he worked in the USA, UK and Germany. 2017 and 2022 Patrick was named one of the ‘25 most influential’ by Business Travel News.
November 19th 2024-
04.20pm -05.15pmInnovation Showcases - Shaping the future of payment innovations
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09.00am -09.05amWelcome address / Day 1 recap
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02.45pm -03.15pmCEO Panel: Transforming travel and expense management
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Innovation Awards
Innovation awards announcement voted by the CPI audience
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Leigh Radtke
VP, Head of North America product
Visa Commercial SolutionsXLeigh Radtke
VP, Head of North America product
Visa Commercial SolutionsLeigh Radtke leads the North America Product organization for Visa Commercial Solutions leading a team of product experts who focus on bringing innovative payment products and solutions to life for Visa’s bank clients and technology partners to enable small, medium and large businesses to grow and thrive.
Since joining Visa in 2011, Leigh has held business executive roles in B2B Product, Processing Technology and Client Services.
Leigh’s career achievements as an innovator, thought leader and patent holder are interwoven with the evolution of Digital, Web, Mobile technologies.
Prior to joining Visa, Leigh led Strategy, Product Management and Business Development for innovative technology companies large and small with an emphasis on B2B commerce, Bill Pay, Digital / Mobile solutions and Internet of Things.
Leigh resides in the Denver CO metropolitan area with her husband Mark and three Labrador retrievers, Nash, Takoda and Talulah.
November 20th 2024-
09.05am -09.15amInnovation Awards
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Enhancing customization and maximizing returns through embedded finance and payments
Addressing the rise of embedded finance and payments, exploring how integrating financial services into various platforms can drive value and efficiency. Use cases and success stories will illustrate the potential of embedded solutions.
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Holly Tennent
Director, virtual payables and supplier strategy product manager
Bank of America
XHolly Tennent
Director, virtual payables and supplier strategy product manager
Bank of America
Holly Tennent is a Senior Product Manager responsible for B2B Payables Revenue Strategy & Growth at Bank of America. In her current role, she is focused on shaping the B2B card and payables solutions strategy including fintech partnerships, client enhancements, and supplier experience. Prior to her current role, Holly spearheaded a strategic initiative to reshape the Virtual Payables solution and Supplier Enablement structure to drive significant growth. Prior to joining BofA, she spent nine years at Bottomline Technologies, most recently in a solutions consultant capacity supporting BofA where she assisted clients with the functional and technical aspects of the Paymode-X solution. Holly believes in building lasting relationships and trusted partnerships, shown through her attention to detail and ongoing focus on the client experience
November 20th 2024 -
Lia Cao
Managing director, global head of embedded finance & solutions
J.P. Morgan
XLia Cao
Managing director, global head of embedded finance & solutions
J.P. Morgan
Lia Cao is a Managing Director, Head of Embedded Finance & Solutions at J.P. Morgan Payments in the Corporate and Investment Bank (CIB). In this role, Lia leads a global product and solutioning team to build and deliver a full suite of innovative and scalable embedded finance products, industry-tailored payment solutions and value-added services that power our clients to transform commerce experiences for their ecosystem participants. The embedded finance product suite ranges from embedded payments, lending to banking solutions. Value-added services include trust & safety and data & analytics. And the industry solutions cover healthcare payment solutions, mobility payment solutions, gaming and more.Prior to this role, Lia co-led the global corporate and e-commerce sales and solutions teams that covered over 2,000 clients globally. The team delivers integrated solutions that meet complex client needs, incorporating all aspects of the firm’s holistic payments offering: Treasury Services, FX, Merchant Acquiring, Commercial Card and Trade.Prior to that, Lia was the Head of Wholesale Payments Solutions and North America Head of Treasury Services (TS) Corporate Sales at J.P. Morgan. In her solutions role, Lia was responsible for the overall global solution strategy to maximize commercialization of the firm’s capabilities with some of our largest and most strategic global clients. In her sales role, Lia led the NA TS Corporate Sales team across all industry segments, cover over 700 NA headquartered large corporations.Previously, Lia held various executive roles including the Head of Business Transformation for Treasury Services and Head of CIB Strategy in the Americas. Lia joined J.P. Morgan in 2011 in the Corporate Strategy Group and was responsible for leading many cross line of business initiatives.Prior to joining J.P. Morgan, Lia worked as an Associate Principal in McKinsey & Company, a leading global management consulting firm. She spent more than five years at McKinsey, serving a wide range of banking and capital markets clients.Lia holds a Ph.D Degree from Massachusetts Institute of Technology in Urban Economics and Real Estate Finance. She holds Bachelor and Master Degrees from Tsinghua University in Beijing, China.
November 20th 2024 -
Christopher Chazin
SVP, head of treasury and trade products and services, commercial banking
TD BankXChristopher Chazin
SVP, head of treasury and trade products and services, commercial banking
TD BankNovember 20th 2024 -
Vasudha Ramachandran
Senior vice president, B2B digital product and design
MastercardXVasudha Ramachandran
Senior vice president, B2B digital product and design
MastercardVasudha Ramachandran is Head of Global Digital Products & Design at Mastercard, where she oversees a portfolio of commercial payment offerings for banks, corporates, and enterprise platforms to enable solutions for needs such as spend management and virtual card payments. In prior roles at Mastercard and other organizations such as American Express, Vasudha led teams to build and bring to market innovative digital payment solutions as well as value-added experiences for consumers and merchants. Vasudha fervently believes that ‘experience’ must be at the forefront of all products and is especially excited about the potential of consumerization of experiences in the B2B world.
Vasudha holds an MBA from New York University’s Stern School of Business and a BA in Economics from Delhi University. She lives in New York City with her husband, daughter and puppy.
November 20th 2024
Moderated by
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Greg Toussaint
Director
Edgar, Dunn & CompanyXGreg Toussaint
Director
Edgar, Dunn & CompanyGreg Toussaint is a Director in Edgar, Dunn & Company (EDC) Paris office with over 15 years of consulting experience with EDC in business strategy for clients in Asia, Europe, North and South America. Greg has worked in EDC London’s, Sydney’s and Paris’ offices and developed global perspectives on payments. Within EDC, Greg leads EDC’s B2B and Commercial Payments Practice and co-leads EDC’s Travel Payments Practice globally, working on strategy topics for all actors in the travel and B2B payments value chain (e.g. travel agents, travel providers, corporates, issuers, acquirers, payment schemes and B2B platforms). Greg recently published a white paper on 7 best practices for corporates and payment provides to successfully launch new corporate payment programmes. Outside of work, Grégoire plays the saxophone and loves baking cakes.
November 19th 2024-
09.35am -10.15amPanel Discussion: Unlocking collaborative digital payment transformation journeys and consumerization of B2B payments
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09.15am -10.00amEnhancing customization and maximizing returns through embedded finance and payments
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10.00am -10.30amThe soft underbelly of card program growth
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The soft underbelly of card program growth
Most commercial card-using organizations project expected increases in future card spending. However, RPMG Research analysis of recent benchmark survey and Federal Government data shows that about 31% -37% of card programs (both of plastic cards and virtual cards when new programs are removed) are actually growing after inflation is considered, and most of the significant spending growth is from a subset within this group. The purpose of this presentation is to identify challenges (and opportunities) within customer growth data, discuss issuer and end-user factors influencing card spending growth patterns, and articulate solution options to support a more broad-based portfolio growth.
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Richard Palmer
President RPMG Research Corporation
Senior Lecturer Washington University in St. LouisXRichard Palmer
President RPMG Research Corporation
Senior Lecturer Washington University in St. LouisRichard Palmer, Ph.D., CPA, CMA is a senior lecturer at the Olin Business School at Washington University in St. Louis. Prior to academic work, he held management positions in both public accounting and the banking industry.
Richard is one of the world’s foremost experts on business and government applications of commercial card payment technology. His research has been quoted in U.S. Senate hearings, the Wall Street Journal, ABC News Good Morning America, Business Week, CNN Money, and CBS News MarketWatch, among others. His publications include numerous academic and practice-oriented journals, including the Journal of Accountancy, CPA Journal, Treasury and Risk, Journal of Payment Systems and Strategy, Strategic Finance, and Journal of Emerging Technologies in Accounting.
His most notable contribution to the commercial card world is as the co-creator (with Mahendra Gupta of Washington University in St. Louis) of purchasing card, travel card, and virtual card benchmark surveys, efforts that have included every major card issuer and over eight thousand commercial card-using organizations since 1998.
November 20th 2024-
10.00am -10.30amThe soft underbelly of card program growth
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Moderated by
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Greg Toussaint
Director
Edgar, Dunn & CompanyXGreg Toussaint
Director
Edgar, Dunn & CompanyGreg Toussaint is a Director in Edgar, Dunn & Company (EDC) Paris office with over 15 years of consulting experience with EDC in business strategy for clients in Asia, Europe, North and South America. Greg has worked in EDC London’s, Sydney’s and Paris’ offices and developed global perspectives on payments. Within EDC, Greg leads EDC’s B2B and Commercial Payments Practice and co-leads EDC’s Travel Payments Practice globally, working on strategy topics for all actors in the travel and B2B payments value chain (e.g. travel agents, travel providers, corporates, issuers, acquirers, payment schemes and B2B platforms). Greg recently published a white paper on 7 best practices for corporates and payment provides to successfully launch new corporate payment programmes. Outside of work, Grégoire plays the saxophone and loves baking cakes.
November 19th 2024-
09.35am -10.15amPanel Discussion: Unlocking collaborative digital payment transformation journeys and consumerization of B2B payments
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09.15am -10.00amEnhancing customization and maximizing returns through embedded finance and payments
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10.00am -10.30amThe soft underbelly of card program growth
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Networking breaks and coffee tables - sponsored by Windward Strategy
Special guest address and Q&A : Reducing payment fraud
Discussing real-world fraud cases and effective fraud prevention strategies. Understanding fraud losses and coverage in payment systems. What are the actual risk factors and the best safeguarding strategies taken by the industry to identify, track, prevent and combat AML and phishing attacks.
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Maria Line
Head of commercial card
FNBOXMaria Line
Head of commercial card
FNBOMaria is the Head of Customer Engagement, Portfolio Management & Commercial Card at FNBO, where she leads a dynamic team dedicated to optimizing commercial payments programs for organizations seeking to streamline their accounts payables processes, reduce risk and maximize cash flow.With a focus on creating a best-in-class customer experience, Maria collaborates closely with her team and FNBO professionals who share her commitment to excellence. Her approach is client-centric, ensuring that each engagement is tailored to meet the unique needs of FNBO’s diverse customer base. Maria’s expertise extends to portfolio management, where she oversees the strategic growth and sustainability of commercial payments portfolios, ensuring they align with the evolving needs of the market and FNBO’s clients.Before assuming her current role, Maria served as the Head of Account Management at FNBO, where she honed her skills in client relationship management, portfolio oversight and delivering a successful commercial card strategy. Her extensive experience also includes roles overseeing Supplier Recruitment, Strategy, and Partnerships at leading financial institutions, where she was responsible for driving supplier engagement and creating mutually beneficial partnerships.Early in her career, Maria gained valuable experience in human resources and account payable, which has equipped her with a deep understanding of business operations and the ability to engage with clients of all sizes effectively. She holds a degree in Business Administration from the University of Arizona and is an active member of professional organizations such as NAPCP, AFP, and IOFM.Outside of work, Maria is passionate about spending quality time with her friends and family. She cherishes moments with loved ones. Maria also has a love for travel and enjoys capturing the beauty of new destinations through her camera lens.
November 20th 2024-
11.10am -11.40amSpecial guest address and Q&A : Reducing payment fraud
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11.40am -12.20pmRoundtables: Breakouts
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Kristin Heffner
Senior director, head of Visa U.S. regional commercial sales
Visa Commercial SolutionsXKristin Heffner
Senior director, head of Visa U.S. regional commercial sales
Visa Commercial SolutionsKristin Heffner is a commercial payments expert at Visa, where she partners with financial institutions to drive growth by launching innovative business payment solutions and strategies in the large and middle markets. With much of her career in financial services and specifically commercial payments, including Visa and American Express, Kristin has partnered with corporates of varying sizes to understand their business needs and solve complex money movement challenges.
Kristin received a BS from Villanova University and thrives on learning and growing through networking and connecting with others. She lives outside of Philadelphia with her husband and two daughters, enjoying travel, reading, cheering on her daughters in sports, and staying active outdoors.
November 20th 2024-
11.10am -11.40amSpecial guest address and Q&A : Reducing payment fraud
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Ron Chang
FBI
XRon Chang
FBI
November 20th 2024-
11.10am -11.40amSpecial guest address and Q&A : Reducing payment fraud
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Moderated by
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Frank Martien
Founder
Windward Strategy, Inc.
XFrank Martien
Founder
Windward Strategy, Inc.
Frank founded Windward Strategy in 2020 to provide strategy consulting and M&A advisory in B2B payments. Windward supports clients in achieving their launch, growth, optimization, and implementation objectives.
November 19th 2024-
11.25am -12.05pmRevolutionizing payment dynamics with flexible interchange solutions
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02.40pm -03.10pmCase study presentation and Q&A: Brazil's PIX - a bold disruption in the payments industry
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11.10am -11.40amSpecial guest address and Q&A : Reducing payment fraud
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Roundtables: Breakouts
Please select one of the following roundtable discussions to attend:
Security and fraud – Maria Line, Head of commercial card, FNBO
Data and spend management – Lizzie Pine, Executive director, head of CB commercial card, JP Morgan Chase & Co
Virtual cards – Greg Thompson, Chief commercial officer, Dataflexnet
Real-time payments – Arthur Weiner, Founder & principal consultant, N Brook Advisors, LLC
AP/AR automation – Christopher Varian, Director, commercial card sales, Webster Bank
AI – Frank Martien, Founder, Windward Strategy
Verticals- focus on the key areas of payments challenges and technologies that are evolving in healthcare – Yusuf Qasim, President, payments optimization, Zelis
Card incentives & pricing structure –Felix Ayarza, Global corporate payments head, senior vice president, Citi
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Maria Line
Head of commercial card
FNBOXMaria Line
Head of commercial card
FNBOMaria is the Head of Customer Engagement, Portfolio Management & Commercial Card at FNBO, where she leads a dynamic team dedicated to optimizing commercial payments programs for organizations seeking to streamline their accounts payables processes, reduce risk and maximize cash flow.With a focus on creating a best-in-class customer experience, Maria collaborates closely with her team and FNBO professionals who share her commitment to excellence. Her approach is client-centric, ensuring that each engagement is tailored to meet the unique needs of FNBO’s diverse customer base. Maria’s expertise extends to portfolio management, where she oversees the strategic growth and sustainability of commercial payments portfolios, ensuring they align with the evolving needs of the market and FNBO’s clients.Before assuming her current role, Maria served as the Head of Account Management at FNBO, where she honed her skills in client relationship management, portfolio oversight and delivering a successful commercial card strategy. Her extensive experience also includes roles overseeing Supplier Recruitment, Strategy, and Partnerships at leading financial institutions, where she was responsible for driving supplier engagement and creating mutually beneficial partnerships.Early in her career, Maria gained valuable experience in human resources and account payable, which has equipped her with a deep understanding of business operations and the ability to engage with clients of all sizes effectively. She holds a degree in Business Administration from the University of Arizona and is an active member of professional organizations such as NAPCP, AFP, and IOFM.Outside of work, Maria is passionate about spending quality time with her friends and family. She cherishes moments with loved ones. Maria also has a love for travel and enjoys capturing the beauty of new destinations through her camera lens.
November 20th 2024-
11.10am -11.40amSpecial guest address and Q&A : Reducing payment fraud
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11.40am -12.20pmRoundtables: Breakouts
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Lizzie Pine
Executive director, head of CB commercial card
JP Morgan Chase & Co
XLizzie Pine
Executive director, head of CB commercial card
JP Morgan Chase & Co
Lizzie leads the Commercial Banking Commercial Card product solutions, serving the Middle Market and corporate clients, from pre-profit startups to $2B-sized corporations. She has spent most of her career in strategy, consulting for Fortune 100 clients to venture-backed startups. She has led teams to define go-to-market strategies, create operating models, and ideate customer-centric offerings, among other functions. She received her MBA from Chicago Booth, and has been selected as one of 30 women future leaders in payments by Money 20/20 in 2021 and for ETA Transact’s Forty under 40 leaders of the payments industry in 2023.
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Greg Thompson
Chief commercial officer
Dataflexnet Limited
XGreg Thompson
Chief commercial officer
Dataflexnet Limited
Greg joined Dataflexnet Limited in 2023 and has responsibility for the organisation’s Commercial Partnership growth and profitability.
Greg has accumulated a wealth of knowledge in the Card and Payments industry, and, prior to his appointment at Dataflexnet Limited, held senior management positions at Conferma Limited, Bank of America and MBNA.
Greg has an entrepreneurial flair and thrives in fast paced environments.
His specialities include Fintech, M&A, Commercial & Consumer payment operations, Partnership Management and Business Development across a range of card products.
November 20th 2024-
11.40am -12.20pmRoundtables: Breakouts
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Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCXArthur Weiner
Founder and principal consultant
N Brook Advisors, LLCArthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.
November 20th 2024-
11.40am -12.20pmRoundtables: Breakouts
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Christopher Varian
Director, commercial card sales commercial bank
Webster BankXChristopher Varian
Director, commercial card sales commercial bank
Webster BankChris joins Webster with a diverse 20+ years background in the financial services industries ranging from Guardian Insurance, Meryl Lynch and American Express. His last 10 years focused on helping companies to strategically use their expenses to generate revenue and automate payments via Corporate Card platform.
November 20th 2024-
11.40am -12.20pmRoundtables: Breakouts
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Frank Martien
Founder
Windward Strategy, Inc.
XFrank Martien
Founder
Windward Strategy, Inc.
Frank founded Windward Strategy in 2020 to provide strategy consulting and M&A advisory in B2B payments. Windward supports clients in achieving their launch, growth, optimization, and implementation objectives
November 20th 2024-
11.40am -12.20pmRoundtables: Breakouts
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Yusuf Qasim
President, payments optimization
ZelisXYusuf Qasim
President, payments optimization
ZelisYusuf Qasim is President of Payments Optimization at Zelis, where he leads the division’s strategy and operations to further drive Zelis’ market leadership, capabilities and client services in payments and communications.
Yusuf became President of Payments Optimization in April 2021. Prior to this operating committee role, he served as Executive Vice President of Enterprise Development and as such, was deeply involved in the formation of Zelis and in the company’s 2019 foundational merger with RedCard.
In 2011, he co-founded Pay-Plus Solutions, the company that is now Zelis’ Payments business and he continues to be an advocate and innovator in the digital payments space. With deep expertise in the financial experience of healthcare, Yusuf fiercely believes that the business of healthcare needs modernization to fulfill the needs of patients and consumers in this country. Yusuf is a serial entrepreneur with experience in the technology, financial services, and healthcare industries.
Yusuf launched his first business, DigitalEffex, an early IT start-up for building mobile applications, more than 20 years ago.
He has held leadership roles in Business Development, Sales, Strategy and Technology and has worked with companies such as AOL, InComm Inc., MTV, Sony, MGM Grand and Foxwoods.
Yusuf has a Bachelor of Arts in Business Administration from Quinnipiac University. He serves on the board of directors for Prepaid Technologies and the Rutgers University Design Thinking Certificate Program. He has been recognized as a New Jersey Tech Council Top Innovators to Watch and is a contributing member of the Forbes Business Council. Yusuf is also a 5x Ironman Triathlon Finisher and enjoys traveling.
November 20th 2024-
11.40am -12.20pmRoundtables: Breakouts
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Félix Ayarza
Global corporate payments head, senior vice president
CitiXFélix Ayarza
Global corporate payments head, senior vice president
CitiFélix has more than 10 years of B2B experience across multiple industries and multiple verticals of the Payments industry and is currently focused on driving card acceptance of corporate payments, facilitating supplier enablement and enhancing our end-to-end client processes at Citi.Prior to joining Citi, Félix spent 7 years at American Express, within the Global Merchant and U.S. Consumer business units, where he focused on B2B acceleration initiatives, supported merchant acquisition onto the Amex network, and designed lending product strategies for consumers. Félix holds a Master’s in Operations, Projected and Supply Chain Management from Manchester Business School, and an MBA from Yale School of Management.
November 20th 2024-
11.40am -12.20pmRoundtables: Breakouts
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Lunch and networking
Presentation: Discover Global Network Payments State of the Union
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Laura Shelton
Global head of business travel & MIS solutions
Discover Global NetworkXLaura Shelton
Global head of business travel & MIS solutions
Discover Global NetworkLaura has more than 10 years of experience in commercial payments and more than 15 years in the business travel industry. Currently Head of Commercial Products International with Discover Global Network, Laura leads of team of six product mangers delivering a portfolio of solutions including Virtual Card Number, Corporate Card, SMB, File Services and MIS Reporting. Innovation and market insight are at the core of Laura’s approach. Passionate about staying ahead of emerging trends to drive product strategy, Laura is driven by identifying new opportunities, translating insights, and breaking down complex products into simplified solutions, all with a focus on new product ideation and strategy.Laura holds a Master of Arts degree from New Mexico State University in Communication Studies with an emphasis in Intercultural Communication and is currently based in Minneapolis, Minnesota.
November 20th 2024-
01.20pm -01.30pmPresentation: Discover Global Network Payments State of the Union
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Leader perspectives and forecasts: Future proofing your business
Delve into the evolving landscape of executive leadership within the commercial card and payment industry. As organizations increasingly prioritize Environmental, Social, and Governance (ESG) goals, Equity, Diversity, and Inclusion (EDI) initiatives, and innovation strategies, we assess the current state of the industry and identify critical areas for future development. Leaders will share insights on the approaches their firms have adopted to navigate challenges in the payment space, showcasing real-world examples of adaptation and resilience. Additionally, we explore how to prepare future payments leaders for a career that bridges profit and purpose and how to close the generation gap by attracting a broader spectrum of talent for success in business. The discussion will equip participants for the transformative years ahead, aiming towards 2025-2026.
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Bridgit Chayt
Executive vice president, head of commercial payments and treasury management
Fifth Third BankXBridgit Chayt
Executive vice president, head of commercial payments and treasury management
Fifth Third BankBridgit Chayt serves as executive vice president, and head of commercial payments and treasury management for Fifth Third Bank, N.A. She oversees the strategic direction of commercial payment and depository services, including commercial card issuing and acquiring activities.
Before joining Fifth Third in 2016, Bridgit spent more than two decades in financial services, serving in various roles with Midwest Guaranty Bank and Comerica Bank, where she served as executive vice president and director of treasury management and business deposit services. She has a track record of delivering market-leading revenue growth, product innovation, customer loyalty and risk performance for treasury management, merchant services, commercial card and government card programs.
Bridgit’s experience also includes global corporate marketing, commercial banking and wealth management. She started both a bank and holding company in Troy, Michigan, focused on providing banking services to middle market companies and their owners. Her background also includes experience in education, human resources and operations management.
Education
Bridgit earned her bachelor’s degree in English and political science from St Joseph’s College in Rensselaer, Indiana. She went on to study at the Graduate School of Banking in Boulder, Colorado, and University of Chicago-Booth School of Business.Professional and Civic
Bridgit serves as a board member of Cincinnati’s Mercantile Library, the Dallas Business Council for the Arts, United Way’s Women of Tocqueville Society and Friends of the Bloomfield Township Library in Detroit. She previously served on the boards of Girl Scouts of Southeastern Michigan, United Way Women’s Initiative Southeast Michigan and Boys & Girls Club of Troy, Michigan. In 2023, she led Fifth Third’s ArtsWave employee campaign, which raised $1 million for Greater Cincinnati’s cultural organizations.November 20th 2024-
01.30pm -02.15pmLeader perspectives and forecasts: Future proofing your business
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Tony Yazzolino
Senior vice president, commercial card and merchant director
Umpqua BankXTony Yazzolino
Senior vice president, commercial card and merchant director
Umpqua BankTony leads the Umpqua Bank Commercial Card sales, support, and supplier enablement teams as well as our merchant services partnership with WorldPay. Tony also co-leads Umpqua Bank’s cross functional payments council to help explore new and developing consumer and business payments. Tony came to Umpqua Bank through the Sterling Bank merger in 2014 and has been with the combined companies since 2004 leading and growing the bank’s card based payments business. Tony began his career in 1992 with West One Bank and has held various roles at US Bank, Wells Fargo, and local community banks and has 25+ years of experience in payments, cards, and acquiring business lines. A graduate of University of Oregon, Northwest Intermediate Banking School, and the ABA School of Bankcard Management, Tony lives in Portland Oregon with his wife and 3 daughters. He serves as Treasurer of Eastside Portland Lacrosse, coaches youth volleyball and is an avid Oregon Ducks fan.
November 19th 2024-
11.25am -12.05pmRevolutionizing payment dynamics with flexible interchange solutions
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01.30pm -02.15pmLeader perspectives and forecasts: Future proofing your business
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Christopher Chazin
SVP, head of treasury and trade products and services, commercial banking
TD BankXChristopher Chazin
SVP, head of treasury and trade products and services, commercial banking
TD BankNovember 20th 2024
Moderated by
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Joanne Modugno
Head of partnerships & alliances
Inlogik
XJoanne Modugno
Head of partnerships & alliances
Inlogik
November 19th 2024-
01.30pm -02.10pmVirtual cards and industry-specific innovations in mobile virtual cards
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02.10pm -02.40pmFedNow and RTP -how FedNow can be utilized in the corporate world?
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01.30pm -02.15pmLeader perspectives and forecasts: Future proofing your business
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From booking to expensing: reviewing the integration puzzle in business travel payments
Integrating booking, payment, and expensing platforms in business travel remains a significant challenge. Suppliers often start by focusing on one area—booking, paying, or expensing—before expanding into others. However, fully integrating the payment component while managing different payment methods (lodge cards, plastic, virtual cards, etc.) remains complex. In this session, two corporate industry experts will share what they’ve observed in both successful and flawed integrated offerings from platform providers and how end-to-end solutions are taking shape. They’ll also discuss best practices, emerging trends, and opportunities for financial service providers to contribute to a more streamlined, holistic travel management experience.
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Danielle Amoroso
Associate director, travel & expense
Otsuka America Pharmaceutical
XDanielle Amoroso
Associate director, travel & expense
Otsuka America Pharmaceutical
Danielle Amoroso is Associate Director of Travel & Expense for Otsuka America Pharmaceuticals, Inc based in Princeton, NJ. Since October 2018, Danielle has set out to innovate and transform the travel program with a forward-thinking yet all-inclusive approach. Within her first year in this role, Danielle consolidated Otsuka’s travel program in North America (including the travel program at 14 affiliated companies) and Europe (including 8 affiliated companies) under one global TMC. The most impactful and innovative decision involved eliminating all transaction fees when she elected for a partnership fee pricing model. Danielle continues to improve and enhance the Otsuka travel program by adopting and implementing policies and technologies as the travel industry evolves. Danielle feels passionate about traveler safety and continually puts focus on Duty of Care while also striving for superior service for Otsuka employees.
Before her time with Otsuka, Danielle distinguished her work ethic while employed for various hotel companies like Kimpton Hotels & Restaurants, Hyatt, and Hilton in various capacities ranging from Director of Housekeeping to National Facilities Manager for Hotel Openings & Transitions, and Director of Business Transient Sales.
Danielle resides outside of Philadelphia with her husband – Tim, 9-year-old daughter – Ellarose, and her Aussiedoodle puppy, Maggie. Her passions include working out, food & wine, travel, and adventures with her family.
November 20th 2024 -
Jami Stapelmann
Executive director global travel
Estee Lauder Companies
XJami Stapelmann
Executive director global travel
Estee Lauder Companies
Jami Stapelmann is a business professional with a rich background in strategic planning, project management, and innovation, primarily within the travel and hospitality sector. Her career trajectory has seen her start as a buyer for Macy’s department stores before transitioning into various management and leadership roles. Currently, she serves as the Executive Director of Global Travel and Meeting Services at Estee Lauder Companies, where she leverages her expertise to drive the company’s travel and meeting strategies on a global scale.
Jami’s contributions and leadership in the industry have been recognized by several prestigious publications and organizations. She was honored as one of the Top 25 Influencers in the Meetings Industry by Successful Meetings and was also selected as one of the Top 25 Women in the Meetings Industry by Meetings and Conventions Magazine in October 2017. Moreover, she was acknowledged by Business Travel News (BTN) as a 2022 Best Practitioner for her innovative partnership strategies that foster connections between companies and Estee Lauder Companies, extending beyond shared travel concerns.
Jami’s educational background includes a Bachelor of Science degree from the University of Wisconsin, providing her with a solid foundation for her professional endeavors. Additionally, she holds a GLP (Global Leadership Professional) designation from the Wharton School, further attesting to her commitment to excellence and leadership in the global business landscape.
November 20th 2024
Moderated by
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Greeley Koch
Managing director
490 ConsultingXGreeley Koch
Managing director
490 ConsultingGreeley Koch is a dynamic thought leader and sought-after speaker, known for his insights on new methods of content access, challenging business models, and focusing on AI and the digital customer experience. As Managing Director at 490 Consulting, Greeley drives strategic transformations across the travel industry. His experience includes procurement leadership roles at Bank of America and Abbott Laboratories, and expertise in travel management, data analytics, and lodging services companies.As an adjunct professor at NYU’s Tisch Center of Hospitality, he brings real-world corporate travel insights to the classroom and mentors industry tech startups in the NYU Hospitality Industry Incubator.Greeley also served as Executive Director of the Association of Corporate Travel Executives (ACTE) and has been recognized as a Business Travel News Top 25 Influential Executive and a Top 30 Business Travel Influencer.
November 20th 2024
CEO Panel: Transforming travel and expense management
Investigate the latest innovations in travel and expense management, analysing the convergence of payment and expense. Understand how companies are shifting towards proactive spend management and explore new technologies and strategies for effectively managing travel expenses.
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Stephany Kirkpatrick
Founder & CEO
OrumXStephany Kirkpatrick
Founder & CEO
OrumStephany Kirkpatrick is a digital executive and seasoned entrepreneur with over 15 years experience in companies across a variety of industries, from startups to Fortune 100 corporations. Stephany founded Orum in 2019 on the belief that consumers should have immediate access to their money. The daughter of an immigrant, and a Certified Financial Planner, Stephany has dedicated her career to thinking about how to help those that have less, have more. She has spent the last decade building technology to optimize financial outcomes for Americans — first at LearnVest where she helped design its financial planning software and now at Orum. Orum is building new financial infrastructure that allows money to move immediately and automatically across accounts, products, and financial institutions. Stephany leads with strong core values and believes in diversity of thought and people. She is a mother of two young girls and actively participates in building a future that empowers women through her mentorship work.
November 20th 2024-
02.45pm -03.15pmCEO Panel: Transforming travel and expense management
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BC Krishna
Founder and CEO
Centime, Inc.XBC Krishna
Founder and CEO
Centime, Inc.“BC” is the founder and CEO of Centime, Inc., a provider of comprehensive cash management solutions to small and mid-sized US businesses ($5M-$100M in annual sales). Cash is the lifeblood of every business, and yet, most business don’t have the solutions to manage critical aspects of the cash control lifecycle – forecasting, managing AP to extend Days Payables Outstanding, managing AR to shrink Days Sales Outstanding, and tapping into credit if needed. Centime’s Cash Management Solution including all these critical capabilities in one integrated package.Prior to founding Centime, BC was the founder and CEO of MineralTree. MineralTree provides Accounts Payable (AP) automation solutions to middle-market US businesses. US businesses waste over $200B annually on antiquated, manual, paper-based, risky, poorly controlled invoice and payment processes; MineralTree’s Invoice-to-Pay solution brings efficiency, simplicity, and greater security and control to everyday AP. In September 2021, MineralTree was acquired by Global Payments for $500M.Over the course of his career, BC has been a software engineer and an entrepreneur. Including Centime, he has started four software companies, and enjoys the challenge of building lasting enterprises that attack hard problems to define new business categories and yield large multibillion-dollar market opportunities. His other companies include FutureTense, one of the first enterprise Web Content Management solutions (deployed at the New York Times, Washington Post, Financial Times); Memento, which delivered the first product to enable financial institutions to systematically monitor employee fraud (JP Morgan Chase, PNC, TD, Scotia Bank), and most recently, MineralTree (over 30 banks and several thousand companies).
November 20th 2024-
02.45pm -03.15pmCEO Panel: Transforming travel and expense management
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Malte Rau
CEO
PliantXMalte Rau
CEO
PliantNovember 20th 2024-
02.45pm -03.15pmCEO Panel: Transforming travel and expense management
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Moderated by
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Patrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittleXPatrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittlePatrick chairs the ‘European Network of Business Travel Association’, which is a non-for-profit membership organization.Patrick is active as independent consultant, board member, business angel, and investor in the travel & payments industry. Until 2019 Patrick was CEO at Lufthansa AirPlus where he headed their Global expansion strategy and developed AirPlus into one of the leading commercial card issuers. Earlier he led Visa Germany. In his career he worked in the USA, UK and Germany. 2017 and 2022 Patrick was named one of the ‘25 most influential’ by Business Travel News.
November 19th 2024-
04.20pm -05.15pmInnovation Showcases - Shaping the future of payment innovations
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09.00am -09.05amWelcome address / Day 1 recap
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02.45pm -03.15pmCEO Panel: Transforming travel and expense management
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