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Agenda

Downloadable agenda

9:00am

Welcome from the chair

  • David Harrison

    Founder

    PaySavi

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9:10am
  • Kate Parker

    Senior analyst

    Economist Intelligence Unit

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9:40am

Regulation

Panel Discussion: Examining outstanding challenges of Payment Services Directive 3 (PSD 3) in commercial payments in Europe and how to prepare for it

Addressing the anticipated changes, the importance of having a consistent model approach.

Assessing how the legislation will shape the future and what to expect in practice.

 

 

  • Dan Baker

    Executive director, product head payment rails and value added services for Europe, Middle East and Africa
    J.P. Morgan Payments

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  • Max Savoie

    Partner
    Sidley Austin LLP

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  • José Luis Navarro Llorens

    Head of strategy open banking
    BBVA

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  • Elie Beyrouthy

    Chair

    European Payment Institutions Federation (EPIF)

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10:25am

Networking break - sponsored by Inlogik

10:55am

Empowering customisation and boosting returns with embedded finance

How can businesses create embedded platforms, solutions, and technologies to enhance the 5 star customer payment experience? Join this panel in analysing Banking-as-a-Service use cases and gain valuable perspectives in providing embedded offerings to corporate, middle market and SME customers and take a deep dive in strategies for monetizing APIs in the context of embedded finance. Finally, explore future predictions for checkout experiences and how AI could help in embedded finance.

  • Brian Tomkins

    Global head of commercial cards
    HSBC

     

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  • Clive Cornelius

    Head of travel & entertainment, procurement commercial products

    Visa Commercial Solutions

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  • Paul Staples

    Head of corporate embedded banking
    ClearBank

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Moderator
  • Greg Toussaint

    Director

    Edgar, Dunn & Company

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11:40am

Vertical growth and opportunities work streams

These roundtables focus on the key areas of payment challenges and technologies that are evolving in the following vertical themes: Delegates please select one.

• Healthcare
• Travel – Patrick Diemer, Senior adviser, Arthur D. Little
• Fleet and mobility – Greg Toussaint, Director, Edgar, Dunn & Company
• Agriculture and food
• Media – Malte Rau, CEO and Co-Founder, Pliant
• Education – Frank Martien, Founder, Windward Strategy
• Construction – David Harrison, Founder, PaySavi
• Employee benefits – Duncan Kennet, Head of new verticals, Visa Business Solutions Europe, Visa
• Insurance/ InsurTech – Alex Mifsud, CEO, Weavr

  • Patrick Diemer

    Chairman, European business travel association and senior advisor

    Arthur D. Little

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  • Greg Toussaint

    Director

    Edgar, Dunn & Company

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  • David Harrison

    Founder

    PaySavi

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  • Duncan Kennett

    Head of new verticals
    Visa Commercial Solutions

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  • Malte Rau

    CEO
    Pliant

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  • Frank Martien

    Founder

    Windward Strategy

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  • Alex Mifsud

    CEO
    Weavr

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12:20pm

Lunch and networking

1:20pm

Presentation: The evolution of commercial payment models

Fintechs have emerged as a key player in commercial payments, but what are the key trends driving this change? Discover new use cases and implications of modernising traditional payment models. Learn about the importance of modernised platforms and benefits they can drive for corporations.

1:40pm

Future of card payments – is the card still the optimal choice?

Delve into the evolving realm of card payments as we consider the continued efficiency of virtual cards within the payment landscape. Assess alternative payment methods like instant credit transfers and open banking, examining the trade-offs and customer preferences.

  • Marc Pettican

    Head of Barclaycard Payments
    Barclaycard Payments

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  • Mark Evans

    Managing director, global head of client implementation & integration, global payment solutions
    HSBC

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  • David Voss

    Managing director, head of EMEA commercial card
    Bank of America

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  • Paola Mulder-Kaalen

    Product Owner
    ING Commercial Card Solutions

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Moderator
  • Greg Toussaint

    Director

    Edgar, Dunn & Company

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2:30pm

Deep dive into virtual cards in travel

Navigating the intricacies of the travel industry, a multifaceted vertical with diverse stakeholders (engaged in the production and distribution of travel services) requires a nuanced approach. In the current market, we will delve into the nuances of business travel – exploring specificities, seizing opportunities, and fostering further growth in this dynamic sector. Examine the concepts of business travel and the role of virtual cards within the realm of business travel and look at how virtual cards can effectively capitalise on the business travel opportunity. However, there are challenges to overcome to further expand the market and key initiatives are needed to boost virtual cards volumes.

  • Nesrin Rachid

    Product Owner ING Commercial Card Solutions
    ING

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  • Ziad Minkara

    CEO
    CDS Groupe

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  • Ashley Bowling

    Vice president, business development Europe
    Mastercard

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  • Greg Thompson

    Chief commercial officer

    Dataflexnet Limited

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Moderator
  • Patrick Diemer

    Chairman, European business travel association and senior advisor

    Arthur D. Little

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3:15pm

Virtual cards in B2B market

B2B payments are undergoing a substantial transformation, with a notable focus on the evolution of virtual cards. However, with rapid transformation often comes confusion and the key benefits sometimes get lost in the noise. Join this panel to discuss how virtual cards are transforming rebates, working capital and extended payment terms – which key industry verticals are leading the charge and what strategies can be employed to expedite the widespread adoption of virtual cards.

  • Linda Weston

    Managing director, Head of commercial cards

    Barclaycard Payments

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  • David Novak

    Account management and client optimisation, corporate cards, Continental Europe
    HSBC

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  • Ashley Bowling

    Vice president, business development Europe
    Mastercard

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  • Rene Stynen

    SVP, business development, EMEA
    Boost

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Moderator
  • Frank Martien

    Founder

    Windward Strategy

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4:00pm

Networking break

4:30pm

Panel discussion: Cards as a working capital optimisation solution

Exploring cards including Virtual Cards (VC) as an effective tool for optimising working capital. Should VCs be considered a cornerstone solution in the financial toolkit and how can they complement existing financial tools while bringing added value? The strategic utilisation of VCs as a means to optimise working capital solutions, highlighting their versatility and potential impact on financial operations.

  • Karim Bennaziz Houmane

    Global head of commercial cards sales

    BNP Paribas

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  • Irfan Kamdar

    Global online commerce head, senior vice president
    Citi

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  • Anant Bhandarkar

    Head of commercial cards
    NatWest Group

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Moderator
  • Frank Martien

    Founder

    Windward Strategy

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5:00pm

Embedded payments & cards into expense management

Discover the evolution of expense management software with advanced functionalities, including card issuance, virtual cards, AI integration, seamless connections with ERP and AP/AR systems, real-time reporting capabilities, APIs, and enhanced digital and mobile experiences for employees.

  • Sergio Ortega

    Global cash management discipline leader

    BBVA

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  • Ross Harris

    Vice president, product management
    Mastercard

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  • Michael Riegel

    CEO EMEA
    Navan

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  • Karim Jouini

    CEO
    Expensya (Medius Group)

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Moderator
  • Patrick Diemer

    Chairman, European business travel association and senior advisor

    Arthur D. Little

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5:45pm

Networking reception

9:00am

Welcome

9:05am

Advanced corporate case studies

Features two case studies and success stories from corporations that have effectively optimised their commercial payment processes, reduced costs, and embraced new payment technologies. Discover insights into their payment processes and strategies of the future:

Case study 1: Update on a initiative regarding GPL & G4C
Stefan Windisch, finance treasury operations, Roche Finanz AG

Case study 2:  Use case in business travel
Paul Spelman, Managing director UK & Ireland, AirPlus International
Edward Eden, VP strategic finance, TravelPerk

  • Stefan Windisch

    Finance treasury operations
    Roche Finanz AG

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  • Paul Spelman

    Managing director UK & Ireland
    AirPlus International

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  • Edward Eden

    VP strategic finance
    TravelPerk

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9:45am

Business banking opportunity in sustainability – new regulation for businesses in Europe

Addressing the practical implementation and benefits of ESG and DE&I initiatives within the payments ecosystem, emphasising good governance through fostering diversity and inclusion. Explore the impact of sustainability on corporate travel policies and budgets, navigating the intersection of trip budgeting and considerations for reducing carbon footprints

Moderator
  • David Harrison

    Founder

    PaySavi

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10:15am

Optimising AI in B2B payments – what works and risks to avoid

Explore the evolving landscape of AI in financial services and its role in payments and commercial cards. AI is everywhere and anywhere, but where has it actually made a significant impact? What tangible achievements and practical use cases have emerged from the application of generative AI, and what implications does this hold for SMEs, banks and corporates? This timely panel will focus on how AI is already benefiting B2B payments and is simplifying complex payment choices for corporates while analysing the ongoing advancement of AI capabilities and how it could reshape the payments industry. What transformations, opportunities and risks can be anticipated in the near future?

  • Marcus Vinicius Martinez

    Industry advisor, EMEA, worldwide financial services
    Microsoft

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  • Francesca Blythe

    Partner
    Sidley Austin LLP

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Moderator
  • Simon Jones

    Independent payments
    Consultant

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10:45am

Networking break

11:15am

Innovating the future of payments- a deep dive into the next five years

Delve into the discussion how to innovate and how the industry drive innovative thinking in their businesses, what future of the payments industry, spotlighting influential technologies like generative AI, blockchain, and real-time payments.

The second part of the session includes short pitches from fintech firms showcasing how their solutions enhance data analytics, sustainability, and process efficiencies in the commercial card space.

  • Alla Gancz

    Partner, UK payments consulting leader
    EY

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  • Saira Khan

    Head of innovation & partnerships
    First Direct

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  • Athena Varmazis

    Senior vice president, consumer & credit cards
    Royal Bank of Canada

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Moderator
  • Greg Toussaint

    Director

    Edgar, Dunn & Company

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12:15pm

Roundtables

The roundtables focus on the key areas of payments technologies that are evolving in commercial payment systems in Europe and the discussions will focus on their implementation and execution in a commercial and corporate context: Delegate choose 1.

● AP/AR automation – Frank Martien, Founder, Windward Strategy
● Virtual cards – Tatanja Schoen, Director, commercial solutions, Mastercard
● Cross border payments – Patrik Havander, Head of Visa B2B connect / cross border money movement Europe, Visa
● Embedded finance – David Harrison, Founder, PaySavi
● Merchant acquiring modernisation
● Data and spend management – Linda Weston, Managing director, Head of commercial cards, Barclaycard Payments
● Fraud- AI and ML in fraud detection
● Fintech partnerships and M&A – Patrick Diemer, Senior adviser, Arthur D. Little
● Corporate travel

  • Frank Martien

    Founder

    Windward Strategy

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  • David Harrison

    Founder

    PaySavi

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  • Patrick Diemer

    Chairman, European business travel association and senior advisor

    Arthur D. Little

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  • Tatanja Schoen

    Director, commercial solutions

    Mastercard

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  • Patrik Havander

    Head of Visa B2B connect / cross border money movement Europe
    Visa

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  • Linda Weston

    Managing director, Head of commercial cards

    Barclaycard Payments

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1:00pm

Lunch

2:00pm

Open finance - advancing beyond open banking, leveraging data for informed decision-making and revenue growth

The growth of open payments has surged since the enforcement of the PSD2 mandate, but how are policymakers navigating the extension of open banking into open finance, alongside broader initiatives to more extensively open up economies, and what principles are being embedded to ensure broader access to services and data? Examine the evolution from open banking to open finance, where financial services extend beyond payments to include insurance, mortgages, pensions, and other areas. Our panellists will also discuss how APIs are embedded in various platforms, how to overcome common challenges and embrace best practice to offer financial services seamlessly while optimising commercial models, unleashing the full transformative potential in open banking and open finance.

Moderator
  • Simon Jones

    Independent payments
    Consultant

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2:45pm

Digital money and crypto technologies in Europe - what is next?

This session will address and shed light on the immediate future and unveil the transformative potential crypto technologies can bring to the forefront of the payments industry. Evaluate the motivations behind the development of CBDCs and the latest update on where the industry is with the adaption of CBDCs. Assess the concerns surrounding CBDCs and gain insights into the proactive measures being implemented to address them and answer the key questions:

  • How are regulatory frameworks adapting to ensure a secure and efficient transition into the era of digital currencies
  • What are the potential impacts on cross-border payments?
  • How might the development of Central Bank Digital Currencies influence the existing crypto landscape in Europe
  • How are European businesses leveraging fintech innovations and integrating blockchain technology beyond cryptocurrencies?
  • What measures are in place to address security and privacy concerns related to digital money and crypto technologies in Europe?
  • What are the key trends in the European crypto market, and how is the industry addressing concerns about sustainability and environmental impact?
  • How does the concept of a ‘trilemma’ apply to CBDCs, as discussed in the recent paper published by the ECB?
  • William Lovell

    Head of architecture & future technology

    Bank of England

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  • Ritesh Jain

    Head of UK & Europe commercial cards
    Citi UK, Europe and MEA

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  • Megan Caywood Cooper

    Chief product officer
    ClearBank

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3:30pm

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