Brian Tomkins is managing director, global head of commercial cards for HSBC’s Global payments solutions business. He leads the business, strategy, product development, and commercialisation for the full suite of Card products and solutions and has been with HSBC for 10 years. Prior to joining HSBC, Brian spent 15 years at Citi, where he held various senior roles in Europe and the U.S.

Nesrin has over 20 years extensive experience in the payments industry in commercial, strategic and product roles. Together with her teams she delivered multi-million euro’s results across markets. She is as passionate about people as about payments. Leading teams, clients and partners to results and growth. With her ‘can do’ mentality she has driven and adopted many strategic innovations based on client needs and centricity.

Nesrin joined ING Commercial Cards in 2011 where the business grew double digits year on year. Rolling out different solutions into many markets in Europe in different currencies establishing ING as a large European issuer.

Prior to ING Bank, Nesrin held several global relationship and business development roles within American Express.

Michelle has been in the payments industry for 24 years with experience ranging from Card operations, business consultancy, relationship management, scheme management and now heading up the Commercial Product Management Issuing team at Barclaycard Payments.

Erwan is a seasoned commercial card expert with over 20 years’ experience in customer centric and leadership roles. He is passionate about delivering customer success and is highly skilled in building and leading diverse teams that drive exceptional business growth. With a strong focus on sales and revenue generation, Erwan has a proven track record of developing strategies that enhance customer operations and optimise working capital. Currently, he leads a team of regional commercial card advisors at HSBC spearheading consultations and delivery of complex card projects that leverage innovative card-based solutions.

Appointed in September 2018 Global Head of Commercial Cards Sales at BNP Paribas, leading the Sales and Account Management team in Europe. Prior to this role, Karim was Vice President the Global Clients Group team in Europe at American Express He started his career at American Express in 1992 straight after graduation where he held several roles in Marketing and Key Account Management in Germany, in the UK and in France. Karim holds a Diplom-Kaufmann (MBA) from the Johannes-Gutenberg University in Mainz, Germany. He also holds a Specialised Master in “Consulting & Coaching for Change” from HEC Paris and Saïd Business School, Oxford University. Karim is currently being trained to a Professional Coach. He is actively engaged in change management, diversity & inclusion topics.

Ashley Bowling is Vice President of the Corporate Solutions Business Development, Europe at Mastercard. He is based in London and leads a team of Payments and B2B Acceptance Specialists across Europe who work with strategic issuers and technology partners to support new commercial growth opportunities. Ashley has over 20 years’ experience in the Commercial Payments industry having worked across the T&E, B2B, and Cross Border Payments segments. Before joining Mastercard Ashley spent several years American Express where he held roles in business development, relationship management, product management & strategy. Ashley’ s early career also included leadership roles in Internet Technology and ERP Systems sales.

Patrick is senior advisor at Arthur Dr. Little managing consulting firm. He also active as business angel, board member and investor in travel & payment start-ups. Patrick was CEO at Lufthansa AirPlus where he headed their global expansion strategy and developed AirPlus into one of the leading commercial card issuers. Earlier he led Visa Germany, and was SVP consumer marketing at Commerzbank. In his career he worked in the USA, UK and Germany, several times in start/scale-ups. He holds a Master of economics degree of Hamburg University. 2017 Patrick was named one of the ‘25 most influential’ by Business travel news. Currently Patrick volunteers for VDR, the German business travel association. He leads their task force ‘restart business travel’.

Greg Toussaint is a director in the Paris office with Greg 15 years of consulting experience with EDC in business strategy for clients in Asia, Europe, North and South America. Grégoire has worked in EDC London’s, Sydney’s and Paris’ offices and developed global perspectives on payments.

Within EDC, Greg leads EDC’s B2B payments practice and has developed specific expertise in retail and travel payments, working for all actors in the payments value chain (e.g. central banks, issuers, acquirers, payment schemes, merchants and payment providers). Outside of work, Greg plays the saxophone and loves baking cakes.

Ian Cheng is a visionary business executive with the proven track record of driving innovation and profitable growth at Fortune 500 companies across automotive, luxury retail, supply chain, semiconductors, and financial services sectors.

Currently serving as the enterprise digital strategy leader at Jaguar Land Rover, Ian is spearheading the AI, Data, Cloud, and Technology strategies, and transformation initiatives in partnership with the C-suite. By aligning technology with the company’s modernist design philosophy, Ian is driving desirability and emotional engagement with global clients. He is instrumental in shaping the company’s digital vision and priorities, overseeing a global innovation portfolio of AI, Web3, automation, connectivity, and electrification initiatives. By prioritising actionable execution and managing the end-to-end process, Ian ensures these initiatives deliver tangible business outcomes and a sustainable competitive advantage.

A passionate advocate for using technology to build a more connected and sustainable future, Ian graduated from London Business School in MBA with Distinctions, and Harvard University in Computer Science, Data Analytics.

Strategy consulting and M&A advisory for payments has been Frank’s career since 1996 when he joined the boutique firm First Annapolis Consulting, Inc. (“FA”) where he focused on card strategy, launch, and optimization for networks, national & regional financial institutions, technology companies, and private equity firms in the U.S., Canada, Europe, and Latin America.  Following the acquisition of FA in 2017, Frank continued as a Managing Director within Accenture Strategy on the payments team.  Windward Strategy, Inc. was founded by him in 2020 to provide strategy consulting with a focus on B2B payments.

David has over 25 years’ experience in the payments industry and was previously with a major UK Commercial Card issuer before being asked to join Visa Europe. He held a series of senior leadership positions including Head of Commercial Card Products, Head of Government Services, Head of European Market Development and Regulatory Workstream leader. David established PaySavi in 2018 to develop payment optimisation solutions for scheme, issuer, fintech and business association clients in EMEA, North America and Asia Pacific. PaySavi is also an approved supplier of Payment Consultancy Services to UK Government organisations. Since 2021, David has been working with Hi55, a new platform financing the payroll of any employer, whilst paying their staff sooner, and is currently Head of Cards & Payments.