Agenda
The theme for this year, “AI, accelerate, align, advance: the leading cross-industry exchange for smarter payments and commercial cards,” will reveal new technologies and strategies to improve efficiency, build resilience, and boost growth. Discover innovations and benefit from case studies and practical insights over two days of discussions and networking with senior commercial card and B2B payment leaders. The event will take place on November 18-19, 2025, in New York.
Registration and networking breakfast
Welcome address
The global mega-trends shaping commercial payments
A strategic overview of the macroeconomic, regulatory, and technological forces reshaping B2B payments across the globe. From geopolitical risk to AI disruption, global trade, tariffs and inflationary pressures—this opening plenary will explore the macro forces shaping the next decade of B2B payments. A high-level economic outlook will help participants reframe risk, opportunity, and digital resilience in an increasingly volatile world.
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Dulguun Batbold
Senior economist
VisaX
Dulguun Batbold
Senior economist
VisaDulguun Batbold is a senior economist at Visa’s Business & Economic Insights team where he specializes in developing innovative ways of leveraging payment transaction data in economic and business analysis. Prior to joining Visa, Batbold worked for the Federal Reserve Bank of Minneapolis, studying the regional economy of the Ninth Federal Reserve District, and the shale energy activity in North Dakota in particular. Batbold’s professional experience also included work at multilateral organizations such as the World Bank and IMF. Batbold has an undergraduate degree in finance and economics from the University of Maryland and completed his PhD at the University of Minnesota.
November 18th 2025-
09.00am -09.30amThe global mega-trends shaping commercial payments
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View from the FRB New York
This session will cover the current state of the national economy, focused on key topics such as growth, the labor market, and inflation. With uncertainty still elevated, this session will zoom out on key macroeconomic drivers and the impacts to both households and the consumer.
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Kartik B. Athreya
Director of research and head of the research and statistics group
Federal Reserve Bank of New YorkX
Kartik B. Athreya
Director of research and head of the research and statistics group
Federal Reserve Bank of New YorkNovember 18th 2025-
09.30am -10.00amView from the FRB New York
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Strategic growth and resilience in global and domestic payments
This forward-looking discussion will focus on where growth is actually happening in 2025. Panellists will highlight successful examples, main sectors driving expansion, and the factors encouraging adoption. The session will also explore what’s needed for sustained growth into 2026 and beyond, particularly in challenging or neglected markets.
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Jason Turner
VP, national solution consulting manager
Commerce BankX
Jason Turner
VP, national solution consulting manager
Commerce BankJoining Commerce Bank in 2013, Jason brings almost 20 years of experience in the invoice process and payment industry. In his role, Jason manages a team of solution consultants and also consults with clients in various industries to determine where efficiencies would be gained and cost savings realized in their accounts payable process. Jason is able to analyze the current AP process while establishing strategic goals and outlining the steps and best practices required to automate processes within AP. He also arms businesses with comprehensive ROI justifications through inclusive payments strategies.
November 18th 2025-
10.00am -10.50amStrategic growth and resilience in global and domestic payments
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Sebastien Delasnerie
Executive vice president, commercial card
Mastercard
X
Sebastien Delasnerie
Executive vice president, commercial card
Mastercard
Sébastien Delasnerie, a senior executive in the B2B payment arena, is the global head of corporate card programs at Mastercard. He is responsible for developing, expanding and executing the B2B Corporate Card commercialization strategy for Mastercard. Leveraging 24 years of banking experience, Sébastien has consistently applied a client-centric strategic vision to articulate and deliver high impact revenue and profitability objectives. He holds a record of shaping and executing multiple high growth strategies and successfully leading cross-functional teams through transformational initiatives. Previously, Sébastien led the North America Commercial Cards business at Citi.
November 18th 2025-
10.00am -10.50amStrategic growth and resilience in global and domestic payments
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10.00am -10.40amBridging the buyer–supplier divide: commercial acceptance in focus
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Marcos Gelfi
VP, commercial products, data and cardholder services
Discover Network and Diners Club InternationalX
Marcos Gelfi
VP, commercial products, data and cardholder services
Discover Network and Diners Club InternationalMarcos is an innovative leader, with more than 25 years’ experience leading Commercial payment solutions, product development strategies and business development teams.
He also has great international experience having worked in global and regional positions in the US, Europe, and Brazil.
November 18th 2025-
10.00am -10.50amStrategic growth and resilience in global and domestic payments
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Félix Ayarza
Global corporate payments head, senior vice president
CitiX
Félix Ayarza
Global corporate payments head, senior vice president
CitiFélix has more than 10 years of B2B experience across multiple industries and multiple verticals of the Payments industry and is currently focused on driving card acceptance of corporate payments, facilitating supplier enablement and enhancing our end-to-end client processes at Citi.Prior to joining Citi, Félix spent 7 years at American Express, within the Global Merchant and U.S. Consumer business units, where he focused on B2B acceleration initiatives, supported merchant acquisition onto the Amex network, and designed lending product strategies for consumers. Félix holds a Master’s in Operations, Projected and Supply Chain Management from Manchester Business School, and an MBA from Yale School of Management.
November 18th 2025-
10.00am -10.50amStrategic growth and resilience in global and domestic payments
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Frank Martien
Founder
Windward Strategy, Inc.
X
Frank Martien
Founder
Windward Strategy, Inc.
Frank founded Windward Strategy, Inc. in 2020 to provide strategy consulting and M&A advisory in B2B payments. Windward works with networks, banks, fintechs, PEs, and corporates to achieve their B2B payments objectives.
November 18th 2025-
10.00am -10.50amStrategic growth and resilience in global and domestic payments
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02.30pm -03.00pmReinventing Midmarket Spend Management
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Networking break-sponsored by Inlogik
Case studies: Embedded payments and workflow integration
Embedding payments directly into corporate systems is transforming efficiency. This session will address how ERP platforms and digital procurement tools are incorporating card rails natively, enabling frictionless transactions. We’ll examine live integrations, what’s working, and how embedded finance bridges buyer-supplier trust while helping corporates manage reconciliation, compliance, and funding efficiency.
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Lizzie Pine
Executive director, commercial card, product strategy & transformation
JPMorgan Chase & Co
X
Lizzie Pine
Executive director, commercial card, product strategy & transformation
JPMorgan Chase & Co
Lizzie leads the Commercial Banking Commercial Card product solutions, serving the Middle Market and corporate clients, from pre-profit startups to $2B-sized corporations. She has spent most of her career in strategy, consulting for Fortune 100 clients to venture-backed startups. She has led teams to define go-to-market strategies, create operating models, and ideate customer-centric offerings, among other functions. She received her MBA from Chicago Booth, and has been selected as one of 30 women future leaders in payments by Money 20/20 in 2021 and for ETA Transact’s Forty under 40 leaders of the payments industry in 2023.
November 18th 2025-
11.20am -12.00pmCase studies: Embedded payments and workflow integration
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Stephanie Wilczewski
Director, payables product strategy and new initiatives
Bank of America
X
Stephanie Wilczewski
Director, payables product strategy and new initiatives
Bank of America
Stephanie Wilczewski is a Director and Senior Product Manager responsible for B2B Payables Fintech Partnership Strategy and New Initiatives within Bank of America’s Global Payment Solutions group. In this role, she spearheads the delivery of innovative solutions from ideation through to full go-to-market launch for the Intelligent Payables product suite. At Bank of America, Stephanie has also managed AP Automation Solutions, including launching an invoice to payment automation product for middle market clients. Prior to joining the bank, she worked at a Procure-to-Pay fintech in a variety of roles supporting bank-channel partnerships. Stephanie is tapped for her expertise on: fintechs and competitive landscape, the value of invoice automation as a launching pad for payments discussions, and consulting clients on rethinking how they manage their payments strategy. With her passion to share knowledge and develop those around her, Stephanie is sought after for sales and product trainings, client meetings, and industry webinars. Bridging the gap between business and technology, along with her commitment to innovation and client satisfaction, has been a driving force throughout her career.Stephanie is a graduate of the University of Alabama and received a certificate from Harvard’s Management Development Program. She resides in Charlotte, North Carolina, with her husband and two children.
November 18th 2025-
11.20am -12.00pmCase studies: Embedded payments and workflow integration
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Martha Salinas
Chief commercial officer
TreviPayX
Martha Salinas
Chief commercial officer
TreviPayNovember 18th 2025-
11.20am -12.00pmCase studies: Embedded payments and workflow integration
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Rebecca Meeker
Senior vice president, B2B partnerships
MastercardX
Rebecca Meeker
Senior vice president, B2B partnerships
MastercardRebecca Meeker is the senior vice president, specialising in B2B partnerships and embedded finance for commercial payments. She focuses on leveraging Mastercard’s global network, analytics, products, and solutions to drive the evolution of commercial payments through strategic partnerships.
In her role, Rebecca supports B2B partnerships, creating embedded user experiences for financial services, and enhancing industry value through data insights, payment digitisation, and working capital alternatives. Her team collaborates with market leaders and innovative organizations to bring transformative change to the B2B and payments industry.
Rebecca has 25 years of experience in solving B2B supply chain and payment challenges.November 18th 2025-
11.20am -12.00pmCase studies: Embedded payments and workflow integration
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Moderated by
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Frank Martien
Founder
Windward Strategy, Inc.
X
Frank Martien
Founder
Windward Strategy, Inc.
Frank founded Windward Strategy, Inc. in 2020 to provide strategy consulting and M&A advisory in B2B payments. Windward works with networks, banks, fintechs, PEs, and corporates to achieve their B2B payments objectives.
November 18th 2025-
11.20am -12.00pmCase studies: Embedded payments and workflow integration
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02.00pm -02.30pmBreaking the silos: best practices to accelerate card program growth
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Breakout roundtables
Select one of the following roundtable discussions to attend
- Security and fraud
- Data and spend management
- Virtual cards in T&E
- Virtual cards in B2B led byChristopher Varian, Director, commercial card sales, Webster Bank
- Real-time payments led by Raj Singh, Director treasury product –head- payments & cards, First Citizens Bank
- AP/AR automation led by Barbara Carpenter, AR transformation and automation consultant, MCE
- Travel and expense management with AI led by Patrick W. Diemer, Chairman, European business travel association and senior advisor, Arthur D. Little
- Rebate management
- Stablecoins led by Sophia Bantanidis, Analyst, Future of Finance team, Citi
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Christopher Varian
Director, commercial card sales commercial bank
Webster BankX
Christopher Varian
Director, commercial card sales commercial bank
Webster BankChris joins Webster with a diverse 20+ years background in the financial services industries ranging from Guardian Insurance, Meryl Lynch and American Express. His last 10 years focused on helping companies to strategically use their expenses to generate revenue and automate payments via Corporate Card platform.
November 18th 2025-
12.00pm -12.30pmBreakout roundtables
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Raj Singh
Director treasury product – head, payments & cards
First Citizens BankX
Raj Singh
Director treasury product – head, payments & cards
First Citizens BankNovember 18th 2025-
12.00pm -12.30pmBreakout roundtables
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Sophia Bantanidis
Analyst, Future of Finance team
CitiX
Sophia Bantanidis
Analyst, Future of Finance team
CitiNovember 18th 2025-
12.00pm -12.30pmBreakout roundtables
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Barbara Carpenter
AR transformation and automation consultant
MCEX
Barbara Carpenter
AR transformation and automation consultant
MCENovember 18th 2025-
12.00pm -12.30pmBreakout roundtables
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09.15am -10.00amVoice of the buyer panel: what corporates want from providers
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Patrick W. Diemer.
Chairman, European business travel association and senior advisor
Arthur D. LittleX
Patrick W. Diemer.
Chairman, European business travel association and senior advisor
Arthur D. LittlePatrick chairs the ‘European Network of Business Travel Association’, which is a non-for-profit membership organization.Patrick is active as independent consultant, board member, business angel, and investor in the travel & payments industry. Until 2019 Patrick was CEO at Lufthansa AirPlus where he headed their Global expansion strategy and developed AirPlus into one of the leading commercial card issuers. Earlier he led Visa Germany. In his career he worked in the USA, UK and Germany. 2017 and 2022 Patrick was named one of the ‘25 most influential’ by Business Travel News.
November 18th 2025-
12.00pm -12.30pmBreakout roundtables
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Lunch and networking
Stop selling products - start owning the client’s cash flow problem
Let’s be honest, mid-market clients don’t wake up thinking about your treasury products. They wake up worrying about making payroll, paying suppliers, and having enough cash on hand to move fast when opportunity knocks. The best bankers already recognize this and have stopped leading with product pitches and started acting like cash flow strategists. In this session, we’ll dismantle the “sell what’s on the shelf” mindset and replace it with a relationship model built on orchestrating payment timing, methods, and supplier terms. Master this, and you’re not just another bank in their stack, you’re the financial partner they build their business around.
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Faisal Jafri
Regional Head of Commercial Cards – Americas,
HSBC
X
Faisal Jafri
Regional Head of Commercial Cards – Americas,
HSBC
Faisal has been with HSBC for 7 years, and is currently region head commercial cards Americas based in New York. He is responsible for product strategy, commercialization and business performance of B2B and T&E products, including virtual card solutions, across all segments. Prior to taking on the region head role, Faisal was global head of corporate card products for HSBC based in London, UK.
Prior to joining HSBC, Faisal’s last role was head of business architecture for the insurance division at Lloyds Banking Group where he was responsible for the target operating model for the business and helping implement the digital strategy for the division.
Faisal has worked at various banks around the world including Barclays, Lloyds Banking Group, GE Money, and Dubai Islamic Bank in various product management and transformation roles, and has experience working across all segments from consumer lending to multinationals.
November 18th 2025-
01.30pm -02.00pmStop selling products - start owning the client’s cash flow problem
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Tracy Armstrong
Head of commercial card products & services
TD BankX
Tracy Armstrong
Head of commercial card products & services
TD BankTracy is responsible for commercial card products & services at TD Bank. She manages the team across product management, sales, account management, supplier enablement onboarding and client service. Most recently, Tracy launched new products and features at TD, beginning the modernization journey for the card program. Her team works to create future-oriented competencies across the transaction bank, to help peers leaders enhance product outcomes. Tracy is an accomplished, performance-driven leader that consistently combines a thoughtful approach, robust influence management skills and strategic thinking to identify and capitalize on growth opportunities. Throughout her tenured career, Tracy was also at JP Morgan, HSBC, Bank of America and LaSalle Bank.
November 18th 2025-
01.30pm -02.00pmStop selling products - start owning the client’s cash flow problem
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Joey Rault
CRO
CodatX
Joey Rault
CRO
CodatJoey leads the commercial team at Codat, helping banks harness data and AI to better serve their clients. With 15+ years spanning PwC, Square, Orum, and Butter Payments, he’s scaled teams, driven $40M+ ARR, and built revenue engines from the ground up. He’s passionate about digital transformation, the evolving role of bankers in an AI-driven world, and creating teams where people thrive.
November 18th 2025-
01.30pm -02.00pmStop selling products - start owning the client’s cash flow problem
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Moderated by
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Allan Reynolds
Partner
Windward StrategyX
Allan Reynolds
Partner
Windward StrategyNovember 18th 2025-
01.30pm -02.00pmStop selling products - start owning the client’s cash flow problem
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Virtual cards evolution: use cases and market penetration
Virtual cards remain central to innovation in B2B payments. This session will showcase adoption trends across regions like APAC, Latin America and Europe, new verticals such as healthcare and marketing, and the expansion of mobile virtual cards. It will include firsthand issuer perspectives and practical insights into implementation challenges and success-particularly in areas with limited card infrastructure.
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Holly Tennent
Director, virtual payables and supplier strategy product manager
Bank of America
X
Holly Tennent
Director, virtual payables and supplier strategy product manager
Bank of America
Holly Tennent is a Senior Product Manager responsible for B2B Payables Revenue Strategy & Growth at Bank of America. In her current role, she is focused on shaping the B2B card and payables solutions strategy including fintech partnerships, client enhancements, and supplier experience. Prior to her current role, Holly spearheaded a strategic initiative to reshape the Virtual Payables solution and Supplier Enablement structure to drive significant growth. Prior to joining BofA, she spent nine years at Bottomline Technologies, most recently in a solutions consultant capacity supporting BofA where she assisted clients with the functional and technical aspects of the Paymode-X solution. Holly believes in building lasting relationships and trusted partnerships, shown through her attention to detail and ongoing focus on the client experience
November 18th 2025-
02.00pm -02.30pmVirtual cards evolution: use cases and market penetration
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Sergio Ortega
Principal commercial cards
BBVAX
Sergio Ortega
Principal commercial cards
BBVAResponsible for BBVA Commercial Cards solutions strategy enabling local, regional and global enterprises to homogeneously manage the expenses made with commercial cards in Europe & Latam. Sergio has 15+ years experience in Payments Systems, first in Spain (consumer issuing, acquiring and innovation) and since 2012 in global positions focused on commercial cards. Sergio has a Master Degree in Computer Science from Deusto University (Spain) and Aalborg University (Denmark). He also has a Executive MBA from Esade Business School (Spain).
November 18th 2025-
02.00pm -02.30pmVirtual cards evolution: use cases and market penetration
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Mary Beth Livengood
Head of corporate solutions, North America
MastercardX
Mary Beth Livengood
Head of corporate solutions, North America
MastercardNovember 18th 2025-
02.00pm -02.30pmVirtual cards evolution: use cases and market penetration
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Ross Withers
COO and CPO
InlogikX
Ross Withers
COO and CPO
InlogikRoss Withers is the Chief Operating Officer and Chief Product Officer at Inlogik, a global leader in commercial card and expense management solutions. With over 25 years of experience spanning software development, product innovation, and executive leadership, Ross has been instrumental in shaping platforms that empower banks and finance teams worldwide. He combines deep technical expertise with commercial insight to deliver secure, high-performing solutions that streamline operations, enhance compliance, and unlock new efficiencies for clients. His leadership drives innovation, strengthens customer partnerships, and ensures Inlogik remains at the forefront of financial technology.
November 18th 2025-
02.00pm -02.30pmVirtual cards evolution: use cases and market penetration
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Moderated by
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Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCX
Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCArthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.
November 18th 2025-
02.00pm -02.30pmVirtual cards evolution: use cases and market penetration
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03.30pm -04.10pmAgentic AI and intelligent payment automation
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11.40am -12.20pmAdvancing digital B2B acceptance: from barriers to solutions
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02.30pm -03.00pmLeaders’ panel: Building the payments organisation of the future
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Reinventing Midmarket Spend Management
The U.S. midmarket (250–5,000 employees) has long been caught between fragmented tools and enterprise-scale systems that don’t fit their needs. Uncover turnkey solution goes beyond cards and payments to deliver a single, unified platform that integrates-Card spend management with real-time visibility, AP/AR automation for faster, seamless workflows, Credit scoring and risk tools to empower smarter financing decisions and Reconciliation and policy controls for compliance and efficiency.
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Frank Martien
Founder
Windward Strategy, Inc.
X
Frank Martien
Founder
Windward Strategy, Inc.
Frank founded Windward Strategy, Inc. in 2020 to provide strategy consulting and M&A advisory in B2B payments. Windward works with networks, banks, fintechs, PEs, and corporates to achieve their B2B payments objectives.
November 18th 2025-
10.00am -10.50amStrategic growth and resilience in global and domestic payments
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02.30pm -03.00pmReinventing Midmarket Spend Management
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Jørgen Christian Juul
CEO
CardlayX
Jørgen Christian Juul
CEO
CardlayJørgen Christian Juul is the CEO and founder of the Danish fintech scale-up Cardlay. Based in Odense and Copenhagen, Cardlay has disrupted the fintech industry by enabling both SMEs and some of the largest financial institutions and technology corporations in the world with solutions for digital innovation and growth.
Cardlay’s modular spend management platform enables banks, tech companies, fleet and mobility providers to launch digital corporate payment solutions seamlessly on top of existing offerings, allowing companies to streamline ways of working with full control. As a founder and CEO of Cardlay, Juul has served in this role since Cardlay was founded in 2016. Juul leads the company’s overall growth and revenue strategies and brings over 30 years of experience in business development, marketing, sales, and revenue growth. He started his first business in 1987 and has since started 13 businesses. In 2014, Juul sold his latest company Wallmob, a mobile omnichannel Point of Sale (POS) for the retail industry, to the Norwegian IT-giant Visma.
November 18th 2025-
02.30pm -03.00pmReinventing Midmarket Spend Management
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09.15am -10.00amVoice of the buyer panel: what corporates want from providers
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Networking break-sponsored by Discover
Agentic AI and intelligent payment automation
As agentic AI evolves, so does its impact on B2B payments. This discussion will explore how AI agents are now capable of booking business travel and making purchases autonomously. With growing reliance on digital assistants, we’ll discuss industry readiness, liability frameworks, tokenisation for secure delegation, and the connection between issuers, merchants and agents. Expect deep dives into market initiatives and implications for authentication, chargebacks, and more.
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Aditya Mehra
Senior architect machine learning
Bank of AmericaX
Aditya Mehra
Senior architect machine learning
Bank of AmericaNovember 18th 2025-
03.30pm -04.10pmAgentic AI and intelligent payment automation
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Ben Beery
Vice president, VCS emerging solutions
VisaX
Ben Beery
Vice president, VCS emerging solutions
VisaBen Beery is Vice President of VCS Emerging Solutions at Visa, where he leads efforts to transform complex client challenges into scalable, revenue-generating solutions. A seasoned business and technology executive, Ben brings deep expertise in product strategy, go-to-market execution, and hands-on delivery. He is currently responsible for driving Visa’s vision across B2B Fraud and Risk, B2B Agentic Commerce, and Issuer Processor strategy, while also overseeing a global client and partner solutioning team.
Since joining Visa in 2007, Ben has held leadership roles across technology, debit and prepaid processing, client services, acceptance, and global product. His diverse background has made him a trusted advisor to clients and a valued internal partner. Ben holds a Bachelor of Science in Information Systems and MBA from the University of Colorado, Boulder.November 18th 2025-
03.30pm -04.10pmAgentic AI and intelligent payment automation
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Moderated by
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Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCX
Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCArthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.
November 18th 2025-
02.00pm -02.30pmVirtual cards evolution: use cases and market penetration
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03.30pm -04.10pmAgentic AI and intelligent payment automation
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11.40am -12.20pmAdvancing digital B2B acceptance: from barriers to solutions
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02.30pm -03.00pmLeaders’ panel: Building the payments organisation of the future
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Innovation Showcase: Shaping the future of payment innovations
This session will spotlight emerging fintech companies driving innovation in the commercial payments space. It will also include a competition where participants can present their innovative solutions, with the audience voting to determine the winners.
Part 1: Fireside chat: Tech vision: where is payment tech really going?
Part 2: Innovation Showcase
Part 3: Innovation awards
Innovation awards announcement voted by the CPI audience
Moderated by
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Patrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittleX
Patrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittlePatrick chairs the ‘European Network of Business Travel Association’, which is a non-for-profit membership organization.Patrick is active as independent consultant, board member, business angel, and investor in the travel & payments industry. Until 2019 Patrick was CEO at Lufthansa AirPlus where he headed their Global expansion strategy and developed AirPlus into one of the leading commercial card issuers. Earlier he led Visa Germany. In his career he worked in the USA, UK and Germany. 2017 and 2022 Patrick was named one of the ‘25 most influential’ by Business Travel News.
November 18th 2025-
04.10pm -05.00pmInnovation Showcase: Shaping the future of payment innovations
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08.55am -09.00amWelcome address and recap of day 1
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01.30pm -02.10pmBridging the gap: how banks, fintechs and businesses collaborate to transform B2B payments
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Networking reception sponsored by TreviPay
Registration and networking breakfast
Welcome address and recap of day 1
Moderated by
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Patrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittleX
Patrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittlePatrick chairs the ‘European Network of Business Travel Association’, which is a non-for-profit membership organization.Patrick is active as independent consultant, board member, business angel, and investor in the travel & payments industry. Until 2019 Patrick was CEO at Lufthansa AirPlus where he headed their Global expansion strategy and developed AirPlus into one of the leading commercial card issuers. Earlier he led Visa Germany. In his career he worked in the USA, UK and Germany. 2017 and 2022 Patrick was named one of the ‘25 most influential’ by Business Travel News.
November 18th 2025-
04.10pm -05.00pmInnovation Showcase: Shaping the future of payment innovations
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08.55am -09.00amWelcome address and recap of day 1
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01.30pm -02.10pmBridging the gap: how banks, fintechs and businesses collaborate to transform B2B payments
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Payments State of the Union
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Laura Shelton
Director commercial payment products
Discover Network and Diners Club InternationalX
Laura Shelton
Director commercial payment products
Discover Network and Diners Club InternationalLaura has more than 10 years of experience in commercial payments and more than 15 years in the business travel industry. Currently Director, commercial payment products for Discover Network and Diners Club International, Laura leads a team of six product managers delivering a portfolio of solutions including Virtual Card Number, Corporate Card, SMB, File Services and MIS Reporting. Innovation and market insight are at the core of Laura’s approach. Passionate about staying ahead of emerging trends to drive product strategy, Laura is driven by identifying new opportunities, translating insights, and breaking down complex products into simplified solutions, all with a focus on new product ideation and strategy. Laura holds a Master of Arts degree from New Mexico State University in Communication Studies with an emphasis in Intercultural Communication and is currently based in Minneapolis, Minnesota.
November 19th 2025-
09.00am -09.15amPayments State of the Union
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Voice of the buyer panel: what corporates want from providers
In this panel, enterprise buyers share their candid views on pain points, wish lists, and innovation gaps. Learn about buyer expectations-whether it’s smarter onboarding, better UX, or embedded intelligence in payment workflows. The session will uncover what’s working and what’s not from the people who matter most: the clients.
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Stuart Walker
Group head, payments
Qatar AirwaysX
Stuart Walker
Group head, payments
Qatar AirwaysNovember 19th 2025-
09.15am -10.00amVoice of the buyer panel: what corporates want from providers
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George Uko
Senior territory credit manager
Kubota Tractor CorporationX
George Uko
Senior territory credit manager
Kubota Tractor CorporationGeorge has 20+ years of credit management experience in various positions. George currently works for Kubota Tractor Corporation as the Senior Territory Credit Manager. He has also worked with American Express, Commerce Bank, Bayer Animal Health, Thermo-Fisher and Staples. George’s background includes Fraud Management, Chargebacks, Cash Application, Credit, Collections, New Accounts, Reporting and Forecasting. George enjoys developing high-performing teams and utilizing AI technology.
He is a dedicated and proactive finance professional with a strong background in credit management and Fraud management. An ambitious and hardworking manager who draws upon a solid base of knowledge and experience to develop new strategies and policies. Collaborates with multiple levels of a company to learn and share best practices. With a process improvement oriented mindset, seeks ways to improve productivity and efficiency.
I was thinking of giving a presentation, or doing a presentation with Barb Carpenter and sitting on a panel.
November 19th 2025-
09.15am -10.00amVoice of the buyer panel: what corporates want from providers
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Barbara Carpenter
AR transformation and automation consultant
MCEX
Barbara Carpenter
AR transformation and automation consultant
MCENovember 18th 2025-
12.00pm -12.30pmBreakout roundtables
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09.15am -10.00amVoice of the buyer panel: what corporates want from providers
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Constantin Anagnostopoulos
CEO
BKOX
Constantin Anagnostopoulos
CEO
BKONovember 19th 2025-
09.15am -10.00amVoice of the buyer panel: what corporates want from providers
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Jørgen Christian Juul
CEO
CardlayX
Jørgen Christian Juul
CEO
CardlayJørgen Christian Juul is the CEO and founder of the Danish fintech scale-up Cardlay. Based in Odense and Copenhagen, Cardlay has disrupted the fintech industry by enabling both SMEs and some of the largest financial institutions and technology corporations in the world with solutions for digital innovation and growth.
Cardlay’s modular spend management platform enables banks, tech companies, fleet and mobility providers to launch digital corporate payment solutions seamlessly on top of existing offerings, allowing companies to streamline ways of working with full control. As a founder and CEO of Cardlay, Juul has served in this role since Cardlay was founded in 2016. Juul leads the company’s overall growth and revenue strategies and brings over 30 years of experience in business development, marketing, sales, and revenue growth. He started his first business in 1987 and has since started 13 businesses. In 2014, Juul sold his latest company Wallmob, a mobile omnichannel Point of Sale (POS) for the retail industry, to the Norwegian IT-giant Visma.
November 18th 2025-
02.30pm -03.00pmReinventing Midmarket Spend Management
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09.15am -10.00amVoice of the buyer panel: what corporates want from providers
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Moderated by
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Jeff Horowitz
Treasury Sources Group
X
Jeff Horowitz
Treasury Sources Group
November 19th 2025-
09.15am -10.00amVoice of the buyer panel: what corporates want from providers
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Bridging the buyer–supplier divide: commercial acceptance in focus
Supplier adoption remains fragmented despite advances in virtual card issuance. This session will explore what suppliers need, what’s missing, and how to better communicate value. The discussion will also highlight successful buyer-supplier partnerships and tools that streamline onboarding and support dual-sided enablement.
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Rodrigo Sanchez
SVP, head of commercial cards
CitizensX
Rodrigo Sanchez
SVP, head of commercial cards
CitizensNovember 19th 2025-
10.00am -10.40amBridging the buyer–supplier divide: commercial acceptance in focus
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Sebastien Delasnerie
Executive vice president, commercial card
Mastercard
X
Sebastien Delasnerie
Executive vice president, commercial card
Mastercard
Sébastien Delasnerie, a senior executive in the B2B payment arena, is the global head of corporate card programs at Mastercard. He is responsible for developing, expanding and executing the B2B Corporate Card commercialization strategy for Mastercard. Leveraging 24 years of banking experience, Sébastien has consistently applied a client-centric strategic vision to articulate and deliver high impact revenue and profitability objectives. He holds a record of shaping and executing multiple high growth strategies and successfully leading cross-functional teams through transformational initiatives. Previously, Sébastien led the North America Commercial Cards business at Citi.
November 18th 2025-
10.00am -10.50amStrategic growth and resilience in global and domestic payments
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10.00am -10.40amBridging the buyer–supplier divide: commercial acceptance in focus
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Moderated by
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Dean Leavitt
Founder and CEO
Boost Payment SolutionsX
Dean Leavitt
Founder and CEO
Boost Payment SolutionsDean Leavitt is the founder and CEO of Boost Payment Solutions, the only acquirer in the United States focused exclusively on the business-to-business electronic payments. Dean is a well-respected veteran of the electronic payments industry with nearly 25 years of experience in various leadership roles at both public and private companies. Dean has received numerous awards from his industry peers and is often asked to speak at industry events. Dean currently serves on the advisory board of Commercial Payments International, having previously served two terms on the board of directors of the Electronic Transaction Association. Dean holds a B.A. with high honors from Emory University, where he served on the college’s Alumni Board of Trustees from 2002-2008.
November 19th 2025-
10.00am -10.40amBridging the buyer–supplier divide: commercial acceptance in focus
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Networking break
The CFO’s new playbook: digital payments and liquidity optimisation
Modern treasury is becoming a strategic hub for innovation. In this fireside chat, a CFO and banking partner will share how corporate finance leaders are driving digital adoption, embedding payment automation, and improving liquidity. From digitising AP/AR to real-time cash visibility, the session offers a tactical guide to payment transformation from the C-suite.
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Maria Line
Head of commercial card
FNBOX
Maria Line
Head of commercial card
FNBOMaria is the head of commercial card at FNBO, where she leads a dynamic team dedicated to optimizing commercial payments programs for organizations seeking to streamline their accounts payables processes, reduce risk and maximize cash flow. With a focus on creating a best-in-class customer experience, Maria collaborates closely with her team and FNBO professionals who share her commitment to excellence. Her approach is client-centric, ensuring that each engagement is tailored to meet the unique needs of FNBO’s diverse customer base. Maria’s expertise extends to portfolio management, where she oversees the strategic growth and sustainability of commercial payments portfolios, ensuring they align with the evolving needs of the market and FNBO’s clients. Before assuming her current role, Maria served as the head of account management at FNBO, where she honed her skills in client relationship management, portfolio oversight and delivering a successful commercial card strategy. Her extensive experience also includes roles overseeing supplier recruitment, strategy, and partnerships at leading financial institutions, where she was responsible for driving supplier engagement and creating mutually beneficial partnerships. Early in her career, Maria gained valuable experience in human resources and account payable, which has equipped her with a deep understanding of business operations and the ability to engage with clients of all sizes effectively. She holds a degree in Business Administration from the University of Arizona and is an active member of professional organizations such as NAPCP, AFP, and IOFM. Outside of work, Maria is passionate about spending quality time with her friends and family. She cherishes moments with loved ones. Maria also has a love for travel and enjoys capturing the beauty of new destinations through her camera lens.
November 19th 2025-
11.10am -11.40amThe CFO’s new playbook: digital payments and liquidity optimisation
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02.00pm -02.30pmBreaking the silos: best practices to accelerate card program growth
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Carl Heinicke
CFO
Berry LawX
Carl Heinicke
CFO
Berry LawNovember 19th 2025-
11.10am -11.40amThe CFO’s new playbook: digital payments and liquidity optimisation
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Advancing digital B2B acceptance: from barriers to solutions
Real-world approaches to overcoming persistent acceptance challenges-and why collaboration across issuers, networks, fintechs, and acquirers is key.
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Paul Krumholz
US head of product management, NA commercial cards
HSBCX
Paul Krumholz
US head of product management, NA commercial cards
HSBCPaul Krumholz is the HSBC US Head of Product Management, NA Commercial Cards. Prior to joining HSBC in 2019, Paul held similar roles for Citi starting in 2012. As well as a background in B2B products such as Purchasing Card and Virtual Card, he has expertise in supplier enablement/supplier enrollment for B2B Card programs. Prior to Citi, Paul had a career as an officer in the United States Navy.
November 19th 2025-
11.40am -12.20pmAdvancing digital B2B acceptance: from barriers to solutions
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Paul Uher
Managing director, segment executive merchant services – commercial and corporate banking
Wells FargoX
Paul Uher
Managing director, segment executive merchant services – commercial and corporate banking
Wells FargoPaul is a Managing Director and leads the merchant services business that supports the Commercial and Corporate Banking segments for Wells Fargo. He has responsibility for all aspects of the business segment, including financial performance, business development and relationship management.
Paul has been with Wells Fargo since 1998 in a variety of roles in the treasury and merchant services businesses.
Paul has his Master’s in Business Administration from Wake Forest University and Bachelor of Business Administration from Ohio University. He is also a Certified Treasury Professional and Certified Payments Professional.
November 19th 2025-
11.40am -12.20pmAdvancing digital B2B acceptance: from barriers to solutions
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Brian Marx
Senior director, global products and solutions
Visa Commercial SolutionsX
Brian Marx
Senior director, global products and solutions
Visa Commercial SolutionsBrian Marx has been part of the Visa team since December of 2019 and is the Sr. Director of Products and Solutions for B2B Acceptance.
In his current capacity, Brian is accountable for the vision, development and implementation of key Visa platforms that focus on improving the merchant card acceptance experience.
Prior to joining Visa, Brian spent 20 years with American Express serving in various product, sales and leadership roles across both the merchant acquiring and issuing businesses.
Brian has deep expertise in the order to cash discipline and addressing well known merchant pain points through technology and automation.
November 19th 2025-
11.40am -12.20pmAdvancing digital B2B acceptance: from barriers to solutions
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Moderated by
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Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCX
Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCArthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.
November 18th 2025-
02.00pm -02.30pmVirtual cards evolution: use cases and market penetration
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03.30pm -04.10pmAgentic AI and intelligent payment automation
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11.40am -12.20pmAdvancing digital B2B acceptance: from barriers to solutions
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02.30pm -03.00pmLeaders’ panel: Building the payments organisation of the future
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Lunch and networking
Bridging the gap: how banks, fintechs and businesses collaborate to transform B2B payments
As consumer expectations continue to shape the evolution of commercial and B2B payments, financial institutions and their partners must collaborate to meet the growing demand for seamless, consumer-like experiences. But when banks lack the technology to address these needs, where do they turn for solutions-and how does this impact the customer experience?
This session explores the critical role customers play in driving innovation, the partnerships that help banks bridge technology gaps, and the strategies for creating a unified, frictionless payment experience.
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Mary Joseph
Senior vice president, strategic investments
CitiX
Mary Joseph
Senior vice president, strategic investments
CitiMary Joseph is senior vice president of strategic investments at Citi, where she drives global investments in fintech and B2B SaaS startups for treasury and trade solutions. Previously, Mary honed her expertise in fintech M&A advisory within Citi’s Investment Banking group, and as an investor at Green House Capital, a venture capital firm investing in early-stage fintechs across Africa and the Middle East. Throughout her career spanning diverse roles and geographies, Mary has championed the growth and empowerment of early-stage companies reshaping the global fintech landscape, with a particular emphasis on emerging markets.
November 19th 2025 -
Eric Frankovic
President
WEX Corporate PaymentsX
Eric Frankovic
President
WEX Corporate PaymentsNovember 19th 2025 -
Seth Perlman
Global head of product
i2cX
Seth Perlman
Global head of product
i2cNovember 19th 2025 -
Lauren Carey
Executive director, head of strategic account management
JPMorgan Chase & Co.X
Lauren Carey
Executive director, head of strategic account management
JPMorgan Chase & Co.November 19th 2025 -
Toffer Grant
CEO and founder
PEXX
Toffer Grant
CEO and founder
PEXToffer Grant is the CEO / Founder of PEX, an AI-enabled spend and expense management platform that empowers thousands of organizations across industries such as construction, nonprofits, education, and media production. Since launching PEX in 2007, he has led its growth from a corporate card solution into a full-service platform that saves finance teams hundreds of hours annually while delivering enterprise-level controls to businesses of all sizes.
Prior to founding PEX, Toffer was an early employee at a pioneering prepaid issuer processor called Clarity Payment Solutions which was acquired by TSYS. Toffer held earlier held roles at the William Morris Agency and DoubleClick. With twenty five years of experience in fintech, payments, and digital innovation, he brings unique insight into how technology and AI are reshaping financial operations for the modern enterprise.
November 19th 2025
Moderated by
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Patrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittleX
Patrick W. Diemer
Chairman, European business travel association and senior advisor
Arthur D. LittlePatrick chairs the ‘European Network of Business Travel Association’, which is a non-for-profit membership organization.Patrick is active as independent consultant, board member, business angel, and investor in the travel & payments industry. Until 2019 Patrick was CEO at Lufthansa AirPlus where he headed their Global expansion strategy and developed AirPlus into one of the leading commercial card issuers. Earlier he led Visa Germany. In his career he worked in the USA, UK and Germany. 2017 and 2022 Patrick was named one of the ‘25 most influential’ by Business Travel News.
November 18th 2025-
04.10pm -05.00pmInnovation Showcase: Shaping the future of payment innovations
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08.55am -09.00amWelcome address and recap of day 1
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01.30pm -02.10pmBridging the gap: how banks, fintechs and businesses collaborate to transform B2B payments
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Breaking the silos: best practices to accelerate card program growth
Internal inefficiencies can stall even the most promising commercial card programs. This session will explore how banks can accelerate growth by streamlining internal operations-specifically improving coordination between credit, compliance and payments teams during customer onboarding. Focus on how to reduce friction, minimise handoffs, and create a seamless, speed to spend scalable experience that drives faster implementation and stronger client satisfaction
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Maria Line
Head of commercial card
FNBOX
Maria Line
Head of commercial card
FNBOMaria is the head of commercial card at FNBO, where she leads a dynamic team dedicated to optimizing commercial payments programs for organizations seeking to streamline their accounts payables processes, reduce risk and maximize cash flow. With a focus on creating a best-in-class customer experience, Maria collaborates closely with her team and FNBO professionals who share her commitment to excellence. Her approach is client-centric, ensuring that each engagement is tailored to meet the unique needs of FNBO’s diverse customer base. Maria’s expertise extends to portfolio management, where she oversees the strategic growth and sustainability of commercial payments portfolios, ensuring they align with the evolving needs of the market and FNBO’s clients. Before assuming her current role, Maria served as the head of account management at FNBO, where she honed her skills in client relationship management, portfolio oversight and delivering a successful commercial card strategy. Her extensive experience also includes roles overseeing supplier recruitment, strategy, and partnerships at leading financial institutions, where she was responsible for driving supplier engagement and creating mutually beneficial partnerships. Early in her career, Maria gained valuable experience in human resources and account payable, which has equipped her with a deep understanding of business operations and the ability to engage with clients of all sizes effectively. She holds a degree in Business Administration from the University of Arizona and is an active member of professional organizations such as NAPCP, AFP, and IOFM. Outside of work, Maria is passionate about spending quality time with her friends and family. She cherishes moments with loved ones. Maria also has a love for travel and enjoys capturing the beauty of new destinations through her camera lens.
November 19th 2025-
11.10am -11.40amThe CFO’s new playbook: digital payments and liquidity optimisation
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02.00pm -02.30pmBreaking the silos: best practices to accelerate card program growth
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Amy Horack
Director, head of global travel solutions and Latin America partner banks
Bank of AmericaX
Amy Horack
Director, head of global travel solutions and Latin America partner banks
Bank of AmericaNovember 19th 2025-
02.00pm -02.30pmBreaking the silos: best practices to accelerate card program growth
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Rajeev Jayaraman
Head of commercial card
Fifth Third BankX
Rajeev Jayaraman
Head of commercial card
Fifth Third BankNovember 19th 2025-
02.00pm -02.30pmBreaking the silos: best practices to accelerate card program growth
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Moderated by
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Frank Martien
Founder
Windward Strategy, Inc.
X
Frank Martien
Founder
Windward Strategy, Inc.
Frank founded Windward Strategy, Inc. in 2020 to provide strategy consulting and M&A advisory in B2B payments. Windward works with networks, banks, fintechs, PEs, and corporates to achieve their B2B payments objectives.
November 18th 2025-
11.20am -12.00pmCase studies: Embedded payments and workflow integration
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02.00pm -02.30pmBreaking the silos: best practices to accelerate card program growth
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Leaders’ panel: Building the payments organisation of the future
How are banks evolving their structures and governance models to meet customer needs? This leadership panel brings together SVPs and Global heads of payments from leading banks to explore organisational agility, collaboration across function, talent strategies, and adapting operations to fast-changing demand. The session will explore how these innovative institutions are aligning their strategies around flexibility, use of AI, resilience, and growth.
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Tammy Trilli
SVP, head of commercial payments
FNBOX
Tammy Trilli
SVP, head of commercial payments
FNBONovember 19th 2025-
02.30pm -03.00pmLeaders’ panel: Building the payments organisation of the future
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Tony Yazzolino
SVP, commercial card and merchant services director
Columbia BankX
Tony Yazzolino
SVP, commercial card and merchant services director
Columbia BankNovember 19th 2025-
02.30pm -03.00pmLeaders’ panel: Building the payments organisation of the future
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Harry Harnett
SVP, head of commercial card product management & development
PNC Financial ServiceX
Harry Harnett
SVP, head of commercial card product management & development
PNC Financial ServiceHarry joined PNC in October 2021 and is an SVP leading the Commercial Card Product Management and Development Organization.
Harry is a performance driven Treasury Management executive with over 25 years of proven history leading diverse cross functional teams. Accomplished product architect in the Commercial Card and Payments industry, with a history of success in delivering solutions to market. Recognized for increasing automation, efficiency, and improving client experiences in the Treasury Management space. Harry also served as a Captain in the U.S. Marine Corps for 8 years.
November 19th 2025-
02.30pm -03.00pmLeaders’ panel: Building the payments organisation of the future
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Moderated by
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Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCX
Arthur Weiner
Founder and principal consultant
N Brook Advisors, LLCArthur Weiner is an accomplished payments industry leader with more than 35 years of successfully bringing products to market for leading global companies, including Citibank, Mastercard, US Bank and Fifth Third Bank. Currently Arthur is providing strategy consulting and advising financial institutions and fintech’s on expanding B2B payments and is a Senior Advisor to Yojna, a fintech specializing in transaction banking automation for B2B payments powering U.S. Financial Institution’s treasury management and commercial card operational functions.Arthur received his MBA from Adelphi University in New York. He is a volunteer mentor for minority high school students and Associate Board Member in the iMentor Program.
November 18th 2025-
02.00pm -02.30pmVirtual cards evolution: use cases and market penetration
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03.30pm -04.10pmAgentic AI and intelligent payment automation
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11.40am -12.20pmAdvancing digital B2B acceptance: from barriers to solutions
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02.30pm -03.00pmLeaders’ panel: Building the payments organisation of the future
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